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Airtel Axis rejected multiple times

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S

shivamk

TF Ace
Hi all

Just went through a disgusting and utterly disappointing experience while applying for Airtel Axis bank credit card.

Application 1:
I was reached out by an Axis bank associate in December pitching the Neo card. I asked them for Airtel card instead and of could be LTF. The agent and her manager pitched that if I use 5% of my limit in first year then the card will be LTF. Was suprised, so asked for proof multiple times. One day she replied don't to waste her time and some other gibberish things in a very disrespectful way. Dropped off!

Application 2:
Have it another try and applied via an agent in the offline mode at my hometown. It was C2C application against my ICICI Rubyx Card with 7.5L limit. The agent said that the card won't be rejected since my CIBIL is 750+. Rejected! Asked for the reason but got no clear answer.

Raised it to Mr. Sanjeev Moghe(Head Card Payments) and Mr. Amitabh Chaudhry (MD & CEO). Mr. Sanjeev redirected to someone and asked them to get it facilitated. Was reached out by someone from the regional team to reapply.

Application 3:
Applied again on basis of salary with surrogate approvals beforehand. Due to a glitch in their app, aadhaar address was picked partially. The populated address was non-editable. Got a call that this application will be rejected due to address mismatch and agent asked to reapply.

Application 4:
Rejected again stating that another application is in process. Application 3 was never rejected and it caused the 4th one to be rejected.


Received rejection against application 3 without any reason. Got a call from the agent that they can't get the card allotted. When I asked for reason, they said the same baseless "due to internal norms".

The card was rejected even with a decent credit history and salary. Rejection reason was never communicated.

Axis is shit. Can anyone suggest how can I know the rejection reason atleast?

-----------
CIBIL: 774
Experian: 861

Currently hold the following cards:
1. ICICI Rubyx- LTF with 7.5L limit
2. ICICI Amazon Pay- LTF with 7.5L limit
3. SBI Pulse: FYF with 45k limit
4. SBI Cashback: FYF with 80k limit

Have a customer ID active with Axis due to Freecharge Pay Later account. Freecharge later closed it stating you need to update your KYC but never gave an option to do so
 
Last edited:
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Piyush Yadav

Piyush Yadav

TF Buzz
shivamk said:
Hi all

Just went through a disgusting and utterly disappointing experience while applying for Airtel Axis bank credit card.

Application 1:
I was reached out by an Axis bank associate in December pitching the Neo card. I asked them for Airtel card instead and of could be LTF. The agent and her manager pitched that if I use 5% of my limit in first year then the card will be LTF. Was suprised, so asked for proof multiple times. One day she replied don't to waste her time and some other gibberish things in a very disrespectful way. Dropped off!

Application 2:
Have it another try and applied via an agent in the offline mode at my hometown. It was C2C application against my ICICI Rubyx Card with 7.5L limit. The agent said that the card won't be rejected since my CIBIL is 750+. Rejected! Asked for the reason but got no clear answer.

Raised it to Mr. Sanjeev Moghe(Head Card Payments) and Mr. Amitabh Chaudhry (MD & CEO). Mr. Sanjeev redirected to someone and asked them to get it facilitated. Was reached out by someone from the regional team to reapply.

Application 3:
Applied again on basis of salary with surrogate approvals beforehand. Due to a glitch in their app, aadhaar address was picked partially. The populated address was non-editable. Got a call that this application will be rejected due to address mismatch and agent asked to reapply.

Application 4:
Rejected again stating that another application is in process. Application 3 was never rejected and it caused the 4th one to be rejected.


Received rejection against application 3 without any reason. Got a call from the agent that they can't get the card allotted. When I asked for reason, they said the same baseless "due to internal norms".

The card was rejected even with a decent credit history and salary. Rejection reason was never communicated.

Axis is shit. Can anyone suggest how can I know the rejection reason atleast?

-----------
CIBIL: 774
Experian: 861

Currently hold the following cards:
1. ICICI Rubyx- LTF with 7.5L limit
2. ICICI Amazon Pay- LTF with 7.5L limit
3. SBI Pulse: FYF with 45k limit
4. SBI Cashback: FYF with 80k limit

No prior relationship with Axis.
Click to expand...
Did you use any axis bank savings account.. Or any axis bank credit card...

Are you using airtel thanks app as an daily wallet
 
Upvote 0 Downvote
Piyush Yadav

Piyush Yadav

TF Buzz
I have axis liberty saving account ... Opened 4 month ago using it an primary account.. Doing transaction from debit card and upi.... Stil not getting any pre-approved Credit card offer from axis bank

This account is holding by senior citizen(already have idfc first bank select credit card) and there occupation is self employed is this the reason why I'm not geeting pre approved offer

the main reason for opening this account to get Airtel axis bank credit card.... Any tips and tricks.... To get it fast
 
Upvote 0 Downvote
Tejo

Tejo

TF Legend
shivamk said:
Don't have an Airtel sim so can't apply on Airtel app. AFAIK, Airtel Axis doesn't appear on Axis website.

Regarding Ace, should I wait for 2 months since my application was rejected recently?
Click to expand...
99% of the people didn't got airtel while they are being airtel customer.

Several applied from their parents or other non airtel numbers later changed number.
 
Upvote 0 Downvote
S

shivamk

TF Ace
Tejo said:
99% of the people didn't got airtel while they are being airtel customer.

Several applied from their parents or other non airtel numbers later changed number.
Click to expand...
Even if I get a new number, I don't think I will be able to get it since the card applications were rejected against my PAN card.
 
Upvote 0 Downvote
A

alok416

TF Ace
shivamk said:
Hi all

Just went through a disgusting and utterly disappointing experience while applying for Airtel Axis bank credit card.

Application 1:
I was reached out by an Axis bank associate in December pitching the Neo card. I asked them for Airtel card instead and of could be LTF. The agent and her manager pitched that if I use 5% of my limit in first year then the card will be LTF. Was suprised, so asked for proof multiple times. One day she replied don't to waste her time and some other gibberish things in a very disrespectful way. Dropped off!

Application 2:
Have it another try and applied via an agent in the offline mode at my hometown. It was C2C application against my ICICI Rubyx Card with 7.5L limit. The agent said that the card won't be rejected since my CIBIL is 750+. Rejected! Asked for the reason but got no clear answer.

Raised it to Mr. Sanjeev Moghe(Head Card Payments) and Mr. Amitabh Chaudhry (MD & CEO). Mr. Sanjeev redirected to someone and asked them to get it facilitated. Was reached out by someone from the regional team to reapply.

Application 3:
Applied again on basis of salary with surrogate approvals beforehand. Due to a glitch in their app, aadhaar address was picked partially. The populated address was non-editable. Got a call that this application will be rejected due to address mismatch and agent asked to reapply.

Application 4:
Rejected again stating that another application is in process. Application 3 was never rejected and it caused the 4th one to be rejected.


Received rejection against application 3 without any reason. Got a call from the agent that they can't get the card allotted. When I asked for reason, they said the same baseless "due to internal norms".

The card was rejected even with a decent credit history and salary. Rejection reason was never communicated.

Axis is shit. Can anyone suggest how can I know the rejection reason atleast?

-----------
CIBIL: 774
Experian: 861

Currently hold the following cards:
1. ICICI Rubyx- LTF with 7.5L limit
2. ICICI Amazon Pay- LTF with 7.5L limit
3. SBI Pulse: FYF with 45k limit
4. SBI Cashback: FYF with 80k limit

Have a customer ID active with Axis due to Freecharge Pay Later account. Freecharge later closed it stating you need to update your KYC but never gave an option to do so
Click to expand...
Mine rejected for 13 times 😂😂🤣
 
Upvote 0 Downvote
H

harsh_ujjwal

TF Buzz
Piyush Yadav said:
I have axis liberty saving account ... Opened 4 month ago using it an primary account.. Doing transaction from debit card and upi.... Stil not getting any pre-approved Credit card offer from axis bank

This account is holding by senior citizen(already have idfc first bank select credit card) and there occupation is self employed is this the reason why I'm not geeting pre approved offer

the main reason for opening this account to get Airtel axis bank credit card.... Any tips and tricks.... To get it fast
Click to expand...
You won't get Axis Airtel card as pre-approved over there. As of now it's a invite only card. U will get invitation on Airtel's Thanks app. Install Airtel Thanks app n stat using. Offer will pop up over there .
 
Upvote 0 Downvote
H

harsh_ujjwal

TF Buzz
shivamk said:
Hi all

Just went through a disgusting and utterly disappointing experience while applying for Airtel Axis bank credit card.

Application 1:
I was reached out by an Axis bank associate in December pitching the Neo card. I asked them for Airtel card instead and of could be LTF. The agent and her manager pitched that if I use 5% of my limit in first year then the card will be LTF. Was suprised, so asked for proof multiple times. One day she replied don't to waste her time and some other gibberish things in a very disrespectful way. Dropped off!

Application 2:
Have it another try and applied via an agent in the offline mode at my hometown. It was C2C application against my ICICI Rubyx Card with 7.5L limit. The agent said that the card won't be rejected since my CIBIL is 750+. Rejected! Asked for the reason but got no clear answer.

Raised it to Mr. Sanjeev Moghe(Head Card Payments) and Mr. Amitabh Chaudhry (MD & CEO). Mr. Sanjeev redirected to someone and asked them to get it facilitated. Was reached out by someone from the regional team to reapply.

Application 3:
Applied again on basis of salary with surrogate approvals beforehand. Due to a glitch in their app, aadhaar address was picked partially. The populated address was non-editable. Got a call that this application will be rejected due to address mismatch and agent asked to reapply.

Application 4:
Rejected again stating that another application is in process. Application 3 was never rejected and it caused the 4th one to be rejected.


Received rejection against application 3 without any reason. Got a call from the agent that they can't get the card allotted. When I asked for reason, they said the same baseless "due to internal norms".

The card was rejected even with a decent credit history and salary. Rejection reason was never communicated.

Axis is shit. Can anyone suggest how can I know the rejection reason atleast?

-----------
CIBIL: 774
Experian: 861

Currently hold the following cards:
1. ICICI Rubyx- LTF with 7.5L limit
2. ICICI Amazon Pay- LTF with 7.5L limit
3. SBI Pulse: FYF with 45k limit
4. SBI Cashback: FYF with 80k limit

Have a customer ID active with Axis due to Freecharge Pay Later account. Freecharge later closed it stating you need to update your KYC but never gave an option to do so
Click to expand...
Have you applied via Airtel Thanks App?? It's a invite only card
 
Upvote 0 Downvote
Piyush Yadav

Piyush Yadav

TF Buzz
harsh_ujjwal said:
You won't get Axis Airtel card as pre-approved over there. As of now it's a invite only card. U will get invitation on Airtel's Thanks app. Install Airtel Thanks app n stat using. Offer will pop up over there .
Click to expand...
I I'm using airtel thanks app and airtel payment saving account for primary transaction.... I also have offered in airtel thanks app...previously i was apply for it but that was rejected.... Currently I'm using single credit card which was of idfc first bank.... And current cibil is 735.. Do i reapply for it or make a wait.... 🤔 🤔
 
Upvote 0 Downvote
Vasuki

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
Piyush Yadav said:
I I'm using airtel thanks app and airtel payment saving account for primary transaction.... I also have offered in airtel thanks app...previously i was apply for it but that was rejected.... Currently I'm using single credit card which was of idfc first bank.... And current cibil is 735.. Do i reapply for it or make a wait.... 🤔 🤔
Click to expand...
Avoid anything with 735 bro .
 
Upvote 0 Downvote
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