ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[smz]

May Be Not For All

But My RM Said Now Only 50K Accounts Openeing In Our Branch

Which city/town ?

 

[CardSeeker]

Which city/town ?

Southern State .

 

[sushant4]

I had a mine account before and 3 credit cards with 3L limit, Coral and Apay. The icici got converted to privilege banking with no extra such features.
I contacted one RM who agreed to open wealth with 50K initial funding and told to maintain for a month. I've got the kit and will do initially funding tomorrow.

I wanted to know will my new account be connected to the old Customer ID? Or will I have to link them myself.
Also should I link old accounts with new wealth customer ID or use the old account CusID and add new Wealth account number there.
I just want to make sure I have mine account being zero balance because not sure if they would downgrade wealth in future in which then I could easily close the account and use mine again.
Let me know what path would be better. I bank person also was telling he can try for Rubyx LTF upgrade, let's see what happens there.

 

[Vasuki]

I had a mine account before and 3 credit cards with 3L limit, Coral and Apay. The icici got converted to privilege banking with no extra such features.
I contacted one RM who agreed to open wealth with 50K initial funding and told to maintain for a month. I've got the kit and will do initially funding tomorrow.

I wanted to know will my new account be connected to the old Customer ID? Or will I have to link them myself.
Also should I link old accounts with new wealth customer ID or use the old account CusID and add new Wealth account number there.
I just want to make sure I have mine account being zero balance because not sure if they would downgrade wealth in future in which then I could easily close the account and use mine again.
Let me know what path would be better. I bank person also was telling he can try for Rubyx LTF upgrade, let's see what happens there.

Is that rm pan india ? Can i open through him

 

[sourpai]

Looks like ICICI is giving me one month grace period

 

[Vasuki]

I had a mine account before and 3 credit cards with 3L limit, Coral and Apay. The icici got converted to privilege banking with no extra such features.
I contacted one RM who agreed to open wealth with 50K initial funding and told to maintain for a month. I've got the kit and will do initially funding tomorrow.

I wanted to know will my new account be connected to the old Customer ID? Or will I have to link them myself.
Also should I link old accounts with new wealth customer ID or use the old account CusID and add new Wealth account number there.
I just want to make sure I have mine account being zero balance because not sure if they would downgrade wealth in future in which then I could easily close the account and use mine again.
Let me know what path would be better. I bank person also was telling he can try for Rubyx LTF upgrade, let's see what happens there.

I have 10k free account in icici
@saucy any word on this

 

[ashwink]

I have 10k free account in icici

Kaise Janaab ?

 

[Vasuki]

Kaise Janaab ?

2 year back there was a account called 10k fd saving account.
So u open account do min 10k fd . Get cc on it too .
& Ur account is zero balance.

I did it initially but after closing cc & fd . It been dormant/ very less transaction on icici
No problem at all 😀.

But sad part is since i ignored icici & amazon .
I have no icici card .
Thinking upgradation to Wealth & few lakh for few month might trigger cc offer

 

[Akashn]

Thinking upgradation to Wealth & few lakh for few month might trigger cc offer

I have 5 months old wealth account (1L+ balance+ transactions)but no offers yet..

 

[Vasuki]

I have 5 months old wealth account but no offers yet..

Not even dc emi
Loans (bike)
Pl

 

[Akashn]

Not even dc emi
Loans (bike)
Pl

Nope. Nothing.. HDFC is good for pre approved offers within 5-6 months they'll show car,bike, cc offers

 

[Vasuki]

Nope. Nothing.. HDFC is good for pre approved offers within 5-6 months they'll show car,bike, cc offers

They took away all my offers when i was waiting for better offer 😀

 

[varun__goel_]

They took away all my offers when i was waiting for better offer 😀

Aayga waapis, bas sabar rakhiye🙂

 

[Akashn]

They took away all my offers when i was waiting for better offer 😀

Aayga waapis, bas sabar rakhiye🙂

Ha wapas ayega 15-20 din mai..

 

[SSV]

They took away all my offers when i was waiting for better offer 😀

If A LION takes one step backward... means ??

 

[sushant4]

Is that rm pan india ? Can i open through him

I think it's more in my locality only, I'll check with him once mine gets fully activated. But the question is about the second part in customer ID.

 

[saucy]

I had a mine account before and 3 credit cards with 3L limit, Coral and Apay. The icici got converted to privilege banking with no extra such features.
I contacted one RM who agreed to open wealth with 50K initial funding and told to maintain for a month. I've got the kit and will do initially funding tomorrow.

I wanted to know will my new account be connected to the old Customer ID? Or will I have to link them myself.
Also should I link old accounts with new wealth customer ID or use the old account CusID and add new Wealth account number there.
I just want to make sure I have mine account being zero balance because not sure if they would downgrade wealth in future in which then I could easily close the account and use mine again.
Let me know what path would be better. I bank person also was telling he can try for Rubyx LTF upgrade, let's see what happens there.

It will.be linked to old cust I'd automatically.
They start the process when you deposit the initial funding.
Use icici imobile app - you will see the change in a week or two. Black theme, "my portfolio" would be the first option etc.
Rest you can update from net-banking later

credit card - you can try for sapphiro. Rubyx would most likely be offered pre-approved in 3-6 months

 

[Vasuki]

It will.be linked to old cust I'd automatically.
They start the process when you deposit the initial funding.
Use icici imobile app - you will see the change in a week or two. Black theme, "my portfolio" would be the first option etc.
Rest you can update from net-banking later

credit card - you can try for sapphiro. Rubyx would most likely be offered pre-approved in 3-6 months

@Akashn says he didn't got any offer 🥲

 

[Akashn]

credit card - you can try for sapphiro. Rubyx would most likely be offered pre-approved in 3-6 months

Mere se dushmani hai lagta

 

[Vasuki]

Mere se dushmani hai lagta

Does branch location play role in icici offering