Hello @everyone,
Few months ago i got pre approved offer from Axis Bank for personal loan at interest of 13% & processing fee waive off, no hidden charges. I was curious as i am not salaried person and still receiving this offer. Few years ago got similar loan using CRED at 12% interest rate. But many banks dont even take personal loan application for self employed person, instead they direct this to business loan dept where interest rate is much higher.
I am creating this thread to discuss the topic of getting cheaper personal loans for self employed / business peoples. You can share your experience getting PL directly from branch so that this will be beneficial to all.
Few months ago i got pre approved offer from Axis Bank for personal loan at interest of 13% & processing fee waive off, no hidden charges. I was curious as i am not salaried person and still receiving this offer. Few years ago got similar loan using CRED at 12% interest rate. But many banks dont even take personal loan application for self employed person, instead they direct this to business loan dept where interest rate is much higher.
I am creating this thread to discuss the topic of getting cheaper personal loans for self employed / business peoples. You can share your experience getting PL directly from branch so that this will be beneficial to all.