I had Scapia Banner in ParkPlus app. Applied.
Got meagre 50k Limit. Haven't done VKYC etc.
- How is Federal Bank/ Scapia in giving limits?
- How is the bank in giving LE?
Should I take 50k limit?
It is my 2nd lowest limit (after HDFC PreApproved CC and I took the offer). It is less than 1/10th of ICICI. 1/5 of IDFC- OneCard BoB.
Benefits:
- Zero Forex
- Credit Line with Federal Bank
and If Scapia goes belly up like RBL Zomato I would probably be rolled in Core Card LTF portfolio.
- Lounge Access
not that I need it. Already have in IDFC Wealth and Flipkart Axis.
- LTF
Cons:
- 50k limit is less.
I don't plan to use that much on travel. But it sticks out as sore thumb. That is why above question of how good is Federal in LE and how much Limits are Scapia providing.
Got meagre 50k Limit. Haven't done VKYC etc.
- How is Federal Bank/ Scapia in giving limits?
- How is the bank in giving LE?
Should I take 50k limit?
It is my 2nd lowest limit (after HDFC PreApproved CC and I took the offer). It is less than 1/10th of ICICI. 1/5 of IDFC- OneCard BoB.
Benefits:
- Zero Forex
- Credit Line with Federal Bank
and If Scapia goes belly up like RBL Zomato I would probably be rolled in Core Card LTF portfolio.
- Lounge Access
not that I need it. Already have in IDFC Wealth and Flipkart Axis.
- LTF
Cons:
- 50k limit is less.
I don't plan to use that much on travel. But it sticks out as sore thumb. That is why above question of how good is Federal in LE and how much Limits are Scapia providing.