DCB Optimizing spends on DCB + Amex Platinum Travel

[PSY]

I am using DCB as my primary card and recently got Amex Platinum Travel. Any suggestions on optimizing the spends between the two cards?
Currently I use DCB for vouchers and use Smartbuy for travel bookings. I have SBI Elite as a backup card wherever DCB doesn't work. But haven't faced many issues in Bangalore.

 

[saurabhduasd]

Does DCB gives any reward points for NPS tier 1 contribution?

Amex platinum travel doesn't gives normal points but spends on NPS get counted for milestone rewards so that makes it a winner for this purpose atleast

 

[PSY]

Does DCB gives any reward points for NPS tier 1 contribution?

Amex platinum travel doesn't give normal points but spends on NPS get counted for milestone rewards so that makes it a winner for this purpose at least

Haven't tried DCB for NPS contribution. Can anyone confirm this?
Also, if we don't get any points and I am assuming there would be convenience charges for credit card transaction. So, does it make sense ?

 

[saurabhduasd]

Haven't tried DCB for NPS contribution. Can anyone confirm this?
Also, if we don't get any points and I am assuming there would be convenience charges for credit card transaction. So, does it make sense ?

As long as net RoI is positive, it would make sense to me

 

[PSY]

As long as net RoI is positive, it would make sense to me

Yep, completely agree.

 

[ayman]

I have the same cards as well recently upgraded MRCC to platinum travel & DCB want inputs from the community. Using amex for milestone & gv purchase is from smartbuy.

 

[rayhan12]

I have the same cards as well recently upgraded MRCC to platinum travel & DCB want inputs from the community. Using amex for milestone & gv purchase is from smartbuy.

How to acheive the milestone, I just have 25k limit.

 

[PSY]

How to acheive the milestone, I just have 25k limit.

You may pay do partial payment before the statement generation if the spend is more than 25K.

 

[aceventura]

How to acheive the milestone, I just have 25k limit.

Spend -> Pay -> Spend -> Pay multiple times in a billing cycle.

Also ask for a limit enhancement citing the same.

 

[ayman]

How to acheive the milestone, I just have 25k limit.

Once you start using the card regularly they will sent message for limit enhancement or else make payments before statement generation.

 

[rayhan12]

Is there any wallet to use with Amex with nominal charge ? Do we get points on wallet or rent payment ?

 

[madanc7]

See if you have paytm wallet load offers.. There is 2.65% charges but paytm was giving 1.5% to 2.5% cashback as well. With the 2% amex reward points + milestone benefits this worked out very well for me.

I had this paytm offer till yesterday but you can check if it is still there for you. And yes, paytm wallet load gave me the normal 2% amex RP and was counted for milestone.

Once I hit the 4 lakh milestone, I am using DCB for everything wherever accepted (offline, online, gv, smartbuy etc.). Wherever not accepted, using SC ultimate.

 

[rayhan12]

See if you have paytm wallet load offers.. There is 2.65% charges but paytm was giving 1.5% to 2.5% cashback as well. With the 2% amex reward points + milestone benefits this worked out very well for me.

I had this paytm offer till yesterday but you can check if it is still there for you. And yes, paytm wallet load gave me the normal 2% amex RP and was counted for milestone.

Once I hit the 4 lakh milestone, I am using DCB for everything wherever accepted (offline, online, gv, smartbuy etc.). Wherever not accepted, using SC ultimate.

That's great, thanks for the detailed reply.

I will check ASAP.

 

[Sisyphus]

Can we do wallet loads via DCB? Does it get counted towards milestone?