Bank of Baroda Hikes Debit Card Fee (w.e.f. 1-Nov-2023)

[sahil1033]

More details here :

https://www.bankofbaroda.in/interest-rate-and-service-charges/service-charges -> Digital Banking Product Related Charges

 

[gowthamv]

What is the difference between "First Year Free" and "Issuance Charges"?

 

[raghu.rokda]

Ye ch**** banane ka purana tarika hai @gowthamv

 

[Chaitanya-a]

What is the difference between "First Year Free" and "Issuance Charges"?

Nothing. They charge that First year's fee as issuance fee and market it as FYF.

 

[raghu.rokda]

Nothing. They charge that First year's fee as issuance fee and market it as FYF.

But actually it’s not FYF

 

[Chaitanya-a]

But actually it’s not FYF

Actual FYF is only when issuance fee is zero.

 

[ronakshah]

after this move from Bank of Baroda, I think the easiest option will be having PNB Elite Savings A/C ... with Rs. 50k QAB, RuPay Select DC will be LTF

By any chance you know if this pnb account can be open online without visiting branch?

 

[Harrypotter]

By any chance you know if this pnb account can be open online without visiting branch?

So that account doesn't carry any penalty for non maintaining MAB

 

[sahil1033]

By any chance you know if this pnb account can be open online without visiting branch?

I've no idea about this

 

[SamPtnk]

Rupay ka di end 🤣
500+ GST lol
High on weed

 

[Abhishek012]

Rupay ka di end 🤣
500+ GST lol
High on weed

Same charge for Visa platinum and mastercard platinum debit card too.

 

[Chaitanya-a]

Same charge for Visa platinum and mastercard platinum debit card too.

Swadeshi maal bechna hai toh comparatively sasta dena padega na.

 

[simplegarv]

Swadeshi maal bechna hai toh comparatively sasta dena padega na.

With all these increase in charges, RuPay won't be able to achieve anything.

 

[raghu.rokda]

Rupay ka di end 🤣
500+ GST lol
High on weed

Annual fees cover karne mai 6 mahine lagenge
Or agar aage offer band ho Gaya, to nuksaan hi nuksaan
Hum log credit card to LTF khojte hain
To debit card paid thodi use karenge

 

[Abhishek012]

Swadeshi maal bechna hai toh comparatively sasta dena padega na.

Sasta dega toh log cheap samjh lenge, phir log Visa/mastercard ki aur jayega.

RuPay Platinum DC pe monthly Rs100 ka profit bhi hai Mobile recharge/Utility bill pay kar k aur swiggy par bhi.

Aise bhi PSU bank me maximum RuPay debit card he issue hote hai.

@simplegarv

 

[BatmanDad]

More details here :

https://www.bankofbaroda.in/interest-rate-and-service-charges/service-charges -> Digital Banking Product Related Charges

View attachment 31082

Don't mean to bring this thread back from the dead but I kinda have to. Cuz did the fee hike get reversed? Cuz for me the page shows 500 rupees for Rupay Select.

 

[sahil1033]

View attachment 34396


Don't mean to bring this thread back from the dead but I kinda have to. Cuz did the fee hike get reversed? Cuz for me the page shows 500 rupees for Rupay Select.

yes, previous rates are being shown now ... let's hope it's true