LTF Regalia to Millennia downgrade

[Akki]

Hi,

I am having Regalia LTF with 5L limit. Since the usage of the benefits (travel) is less, I am thinking to go with Millennia.
Please provide your inputs on what will I be missing if downgraded or any better option.

 

[pprakash11]

Try for DCB LTF.

 

[Akki]

Try for DCB LTF.

DCB is good for travel right?

 

[pprakash11]

DCB is good for travel right?

yeah, one step towards Infinia

 

[Akki]

Can it be done by sending mail? Any eligibility requirements?

 

[pprakash11]

Can it be done by sending mail? Any eligibility requirements?

Flat Limit 5L required for DCB!!

But most probably they'll offer FYF, not LTF.
If you qualify for alumni offer then LTF will be issued.

Mail to grievance.redressalcc@hdfcbank.com

 

[Akki]

Flat Limit 5L required for DCB!!

But most probably they'll offer FYF, not LTF.
If you qualify for alumni offer then LTF will be issued.

Mail to grievance.redressalcc@hdfcbank.com

DCB doesn't suit my spend.

Is it possible to downgrade to Millennia with sending mail to same ID

 

[pprakash11]

DCB doesn't suit my spend.

Is it possible to downgrade to Millennia with sending mail to same ID

Yes, but it will be hard luck to get LTF Millenia.
You will be offered most probably FYF Millenia.

 

[ThriftyPlasticPundit]

yes it's possible, i did this 3 years ago around covid when travel was highly impacted.

first email will be fyf for millenia but push harder and you will get it

you will not get dcb ltf, fyf then 10k+tax

 

[maruti234]

From bank's point of view, this is a downgrade, but from the customer point of view, it is actually an upgrade !!!

 

[yolofino]

yes it's possible, i did this 3 years ago around covid when travel was highly impacted.

first email will be fyf for millenia but push harder and you will get it

you will not get dcb ltf, fyf then 10k+tax

Can you share what you wrote in the email when they offered Millennia as FYF. I have Regalia LTF and want to downgrade to Millennia LTF.

 

[ThriftyPlasticPundit]

Can you share what you wrote in the email when they offered Millennia as FYF. I have Regalia LTF and want to downgrade to Millennia LTF.

i wrote that i am holding ltf so would like to keep the same then relationship and bull shit ..use chatgpt .

they agreed

 

[Gautham]

i wrote that i am holding ltf so would like to keep the same then relationship and bull shit ..use chatgpt .

they agreed

to: mail id pls