💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[John Wick]

Let me share my latest portfolio.

🙌

How to get au zenith ltf

 

[vaibhav111]

How to get au zenith ltf

https://www.technofino.in/community...-au-swipe-up-program.6757/page-33#post-150480. it basically c2c, check a couple of pages you will get an idea.

 

[Lord Of Darkness]

My relatively small collection

HDFC Diners Black - 6 lakhs
ICICI Accelero - 6.9 lakhs
Axis Magnus - 6.9 Lakhs
SC Ultimate - 5.8 lakhs
IDFC wealth - 6.7 lakhs

I think maybe will add an Amex to this collection soon. Other than that not much plans to add any other cards unless they add value !

 

[Iamgora]

After seeing all this it feels like a noob. Though I am a beginner in CC. Had my first cc 2 years ago. Using it actively form the last year. Still a beginner.
My cards are :
1. Amazon icici - 2.2L
2. IDFC Classic - 71K
3. Flipkart axis - 66K
4. Axis my zone - 66K
5. SBI Cashback - 55k
6. Airtel Axis - 24k
7. Kotak 811 Dream Diffrent - 16K

Applied for ICICI PLATINUM and will get an update on this by 27th march. Hope i get it

 

[Vaastav]

After seeing all this it feels like a noob. Though I am a beginner in CC. Had my first cc 2 years ago. Using it actively form the last year. Still a beginner.
My cards are :
1. Amazon icici - 2.2L
2. IDFC Classic - 71K
3. Flipkart axis - 66K
4. Axis my zone - 66K
5. SBI Cashback - 55k
6. Airtel Axis - 24k
7. Kotak 811 Dream Diffrent - 16K

Applied for ICICI PLATINUM and will get an update on this by 27th march. Hope i get it

Apply AU Bank CC on their Swipe Up Program Using Your Amazon ICICI Card. You might get a higher limit on AU CC.

 

[shubham__0720]

After seeing all this it feels like a noob. Though I am a beginner in CC. Had my first cc 2 years ago. Using it actively form the last year. Still a beginner.
My cards are :
1. Amazon icici - 2.2L
2. IDFC Classic - 71K
3. Flipkart axis - 66K
4. Axis my zone - 66K
5. SBI Cashback - 55k
6. Airtel Axis - 24k
7. Kotak 811 Dream Diffrent - 16K

Applied for ICICI PLATINUM and will get an update on this by 27th march. Hope i get it

Did your kotak 811 dream different (fd based ) limit increase after getting the card ?? or is it the same amount as fd from beginning.

 

[G M]

My relatively small collection

HDFC Diners Black - 6 lakhs
ICICI Accelero - 6.9 lakhs
Axis Magnus - 6.9 Lakhs
SC Ultimate - 5.8 lakhs
IDFC wealth - 6.7 lakhs

I think maybe will add an Amex to this collection soon. Other than that not much plans to add any other cards unless they add value !

how can I use accelero for car wash?

 

[Lord Of Darkness]

how can I use accelero for car wash?

Actually I don't know. I haven't used this card at all. It's just lying around with the high credit limit just do fee txn here and there

 

[VISHESH_BANSAL]

SBI CASHBACK - SPEND BASED FEE REVERSAL (Primary-1))

BOB SNADEAL-Paid 250+GST(Primary-2)

Below Cards For Bank Specific Discounts and Cashback only

BOB SLECT-LTF

KOTAK.LEAGUE-LTF

ONECARD-LTF

ICICI APAY and Platinum-LTF

IDFC Classic-LTF

INDUS LEGEND-LTF

AXIS MYZONE-LTF
AXIS AIRTEL-PAID
AXIS ACE- PAID will Close before renewal.

HDFC EASYEMI MILLENNIA-LTF
HDFC TATA NEU PLUS-LTF

SBI BPCL- Applied waiting for Approval.
If not Approved will continue with Existing SimplClick.

 

[jack333]

Dont close ace. It's better than myzone

 

[VISHESH_BANSAL]

Dont close ace. It's better than myzone

I already have Cashback SBI so no need for ACE . If SBI devalue Cashback Card before renewal of ACE then I will decide at the time of devaluation.

 

[sv004]

SBI CASHBACK - SPEND BASED FEE REVERSAL (Primary-1))

BOB SNADEAL-Paid 250+GST(Primary-2)

Below Cards For Bank Specific Discounts and Cashback only

BOB SLECT-LTF

KOTAK.LEAGUE-LTF

ONECARD-LTF

ICICI APAY and Platinum-LTF

IDFC Classic-LTF

INDUS LEGEND-LTF

AXIS MYZONE-LTF
AXIS AIRTEL-PAID
AXIS ACE- PAID will Close before renewal.

HDFC EASYEMI MILLENNIA-LTF
HDFC TATA NEU PLUS-LTF

SBI BPCL- Applied waiting for Approval.
If not Approved will continue with Existing SimplClick.

Any benefit of easy emi over millennia ?

 

[jack333]

For offline spends, government transactions like income tax and nps and insurance payments which card are you using? @VISHESH_BANSAL

 

[VISHESH_BANSAL]

Any benefit of easy emi over millennia ?

Yes.
5% Cashback for Smartbuy and Payzapp Txns.

2.5% cashback for online Txns
1% for offline and Wallet Spends

I am getting 11% Cashback (Net of Convenience Fee) every Month for Purchasing Amazon Pay Vouchers from Smartbuy.

Now HDFC offering me MoneyBack Plus as an Upgrade🤣🤣

 

[sv004]

Yes.
5% Cashback for Smartbuy and Payzapp Txns.

2.5% cashback for online Txns
1% for offline and Wallet Spends

I am getting 11% Cashback (Net of Convenience Fee) every Month for Purchasing Amazon Pay Vouchers from Smartbuy.

Now HDFC offering me MoneyBack Plus as an Upgrade🤣🤣

Ok so u mean to say u r getting 5 per over and above 5 per cb of smartbuy. Also dont they automatically convert more than 10k spends to emi . Do we get 5 per on that too ?

 

[VISHESH_BANSAL]

Ok so u mean to say u r getting 5 per over and above 5 per cb of smartbuy. Also dont they automatically convert more than 10k spends to emi . Do we get 5 per on that too ?

Yes Over and Above Regular 5% Smartbuy Cashback.

Vouchers are available in Multiple denominations so no need to purchase Vouchers worth 10000 in a single txn


I do not know why Everyone fears from Auto EMI conversation.

Not everyone make txn of More than 9999 regularly.
Even if Txn is Converted in to EMI, you just have to make a call to Customer Care for Cancellation of EMI. EMI will get cancelled without any Extra charges and You will get 5% or 2.5% or 1% as pet txn eligibility

I personally did it many times.

 

[sv004]

Yes Over and Above Regular 5% Smartbuy Cashback.

Vouchers are available in Multiple denominations so no need to purchase Vouchers worth 10000 in a single txn


I do not know why Everyone fears from Auto EMI conversation.

Not everyone make txn of More than 9999 regularly.
Even if Txn is Converted in to EMI, you just have to make a call to Customer Care for Cancellation of EMI. EMI will get cancelled without any Extra charges and You will get 5% or 2.5% or 1% as pet txn eligibility

I personally did it many times.

Yes Over and Above Regular 5% Smartbuy Cashback.

Vouchers are available in Multiple denominations so no need to purchase Vouchers worth 10000 in a single txn


I do not know why Everyone fears from Auto EMI conversation.

Not everyone make txn of More than 9999 regularly.
Even if Txn is Converted in to EMI, you just have to make a call to Customer Care for Cancellation of EMI. EMI will get cancelled without any Extra charges and You will get 5% or 2.5% or 1% as pet txn eligibility

I personally did it many times.

What is your limit on that card ?

 

[VISHESH_BANSAL]

What is your limit on that card ?

Lowest Among all the Card I hold.

Card issued with 30k.
Last year received LE of 6k.
Now 36k.

I use it only for Purchasing Apay Vouchers or Flipkart Vouchers till 15k.
So 36k is fine for me.

 

[harsh42s]

Indirectly? Please explain if you can.

Only Cashback SBI Card. Indirectly getting 5% even more for every txn without any Category restrictions.

 

[Iamgora]

Did your kotak 811 dream different (fd based ) limit increase after getting the card ?? or is it the same amount as fd from beginning.

its same till now i didn't get any offer