How to upgrade HDFC easyshop Debit card to platinum?

[Faust]

Do you meet the eligibility requirements for Classic Banking

https://www.hdfcbank.com/personal/save/high-networth-banking/premier-banking/classic/eligibility

If yes, you will get the Platinum card on an LTF basis

An alternate way to get it as LTF is to open a Savings Max account

https://www.hdfcbank.com/personal/save/accounts/savings-accounts/savings-max-account/fees-and-charges

I have had Classic Banking since a few years now and based on the link, I certainly meet the requirements for Classic Banking.
I do have a black coloured easyshop debit card. Will this also fetch me 1% CB on credit card bill payments? This does not have the word Platinum on the card as seen in the card in the link I shared above.

If that is the case, it looks like I have unnecessarily committed to Preferred Banking and locked up 2L.

 

[Copycat]

I have had Classic Banking since a few years now and based on the link, I certainly meet the requirements for Classic Banking.
I do have a black coloured easyshop debit card. Will this also fetch me 1% CB on credit card bill payments? This does not have the word Platinum on the card as seen in the card in the link I shared above.

If that is the case, it looks like I have unnecessarily committed to Preferred Banking and locked up 2L.

If would say the easiest way would be to check it out yourself. Simply pay Rs 100 or 200 of your credit card bill using the card as explained here: https://www.technofino.in/community...c-bill-payment-portal-and-get-1-cashback.879/ and wait for the points. If the card is the Platinum EasyShop you will get the 1% cashback points within 1 to 6 working days

 

[Deleted member 5552]

I think this is not platinum card. The bin of this card is different from the bin of the card that we have as platinum card.

😄 This is normal debit card (low class) 😄 Some years ago this was default card for all new accounts except woman's account

 

[Deleted member 5552]

https://www.hdfcbank.com/personal/pay/cards/debit-cards/easyshop-platinum-debit-card
The card shown in the above link looks different (though this may change frequently)
But the word 'Platinum' is quite prominent on that card.



Details of this card shown can be seen in the link.
https://www.hdfcbank.com/personal/pay/cards/debit-cards/easyshop-debit-card
Can't see 1% CB mentioned anywhere

This is old card, now HDFC stopped issuing this card

 

[Deleted member 5552]

Yes it’s platinum only
All easyshop dc gives 1% cb on utilities

Where this mentioned that this is platinum card? If it is platinum, I don't think this card will give 750 cashback for bill payment. HDFC did not mention anywhere, this is normal debit card like smart shopper ICICI debit card. This card was issued as default card

 

[Deleted member 5552]

Doubts will be cleared if OP disclose which card he has now...

A image of card is needed to identify what kind of easy shop card he has

 

[Deleted member 5552]

Most of the hdfc's cards are easy shop cards.
This card comes under easyshop Gold debit card.

 

[Wealth is my birth right!]

Where this mentioned that this is platinum card? If it is platinum, I don't think this card will give 750 cashback for bill payment. HDFC did not mention anywhere, this is normal debit card like smart shopper ICICI debit card. This card was issued as default card

That version is now having bin 4160
Let op confirm

 

[Faust]

In the original thread, the snaps show an Amex card being paid via a debit card starting with 4160. So 4160 must be a Platinum or Millenia card.

https://www.technofino.in/community...c-bill-payment-portal-and-get-1-cashback.879/

 

[Wealth is my birth right!]

In the original thread, the snaps show an Amex card being paid via a debit card starting with 4160. So 4160 must be a Platinum or Millenia card.

https://www.technofino.in/community...c-bill-payment-portal-and-get-1-cashback.879/

4160 platinum dc sure I hold it

 

[Faust]

I noticed that mine is a 4160 as well.
It is a black coloured easyshop 'International Debit Card' with Visa Platinum.

Is this one which will give me 1% CB on credit card bill payments?

 

[paresh22]

I noticed that mine is a 4160 as well.
It is a black coloured easyshop 'International Debit Card' with Visa Platinum.

Is this one which will give me 1% CB on credit card bill payments?

Yes it will give 1% cashback. I too have black colored easyshop platinum card with 4160 bin.

 

[Deleted member 5552]

In the original thread, the snaps show an Amex card being paid via a debit card starting with 4160. So 4160 must be a Platinum or Millenia card.

https://www.technofino.in/community...c-bill-payment-portal-and-get-1-cashback.879/

4160 is platinum easyshop debit card

Millennia starts with 4355 & 5260

 

[TheMentalist]

I have had Classic Banking since a few years now and based on the link, I certainly meet the requirements for Classic Banking.
I do have a black coloured easyshop debit card. Will this also fetch me 1% CB on credit card bill payments? This does not have the word Platinum on the card as seen in the card in the link I shared above.

If that is the case, it looks like I have unnecessarily committed to Preferred Banking and locked up 2L.

If you already have Classic, why would you want to upgrade to Preferred?? Also, Classic Banking gets you free Easyshop Platinum DC, so you can order again from Netbanking if you want

If would say the easiest way would be to check it out yourself. Simply pay Rs 100 or 200 of your credit card bill using the card as explained here: https://www.technofino.in/community...c-bill-payment-portal-and-get-1-cashback.879/ and wait for the points. If the card is the Platinum EasyShop you will get the 1% cashback points within 1 to 6 working days

Even a 1Re or 10 Rs. payment is enough to check, the CB is credited in paise also

 

[Faust]

If you already have Classic, why would you want to upgrade to Preferred?? Also, Classic Banking gets you free Easyshop Platinum DC, so you can order again from Netbanking if you want


Even a 1Re or 10 Rs. payment is enough to check, the CB is credited in paise also

In my account the Platinum DC was showing up as 750 (chargeable).
The RM told me that the Platinum DC is free for Preferred Banking customers.
Should I ask for a downgrade?

I made a payment of 500 towards my Axis Ace credit card twice, but the payment failed both times. I got an SMS both times saying AutoPay failed towards the card etc and I should try paying via netbanking.

Any advice on this?

 

[Copycat]

In my account the Platinum DC was showing up as 750 (chargeable).
The RM told me that the Platinum DC is free for Preferred Banking customers.
Should I ask for a downgrade?

I made a payment of 500 towards my Axis Ace credit card twice, but the payment failed both times. I got an SMS both times saying AutoPay failed towards the card etc and I should try paying via netbanking.

Any advice on this?

1) Remove the checkmark for AutoPay/SmartPay
2) Make sure that your card limits are set appropriately. You need to set both the 2nd & 3rd (POS/Merchant and Online)
3) If you just added the biller (CC) then you need to wait for some time. Try after 2 hours, 6 hours, 12 hours, 1 day. After 1 day it is guaranteed to work but sometimes it does after just 2 hours (Here's a note about the limit: https://www.technofino.in/community/threads/regarding-hdfc-bill-pay.3430/post-58820)

 

[Faust]

1) Remove the checkmark for AutoPay/SmartPay
2) Make sure that your card limits are set appropriately. You need to set both the 2nd & 3rd (POS/Merchant and Online)
3) If you just added the biller (CC) then you need to wait for some time. Try after 2 hours, 6 hours, 12 hours, 1 day. After 1 day it is guaranteed to work but sometimes it does after just 2 hours (Here's a note about the limit: https://www.technofino.in/community/threads/regarding-hdfc-bill-pay.3430/post-58820)

I don't see the options / settings you mentioned in points 1 & 2. I only get the following options:



After entering the payment amount and selecting the DC as the payment method, the transaction fails immediately.

I will wait a few hours and retry.

 

[Wealth is my birth right!]

I don't see the options / settings you mentioned in points 1 & 2. I only get the following options:



After entering the payment amount and selecting the DC as the payment method, the transaction fails immediately.

I will wait a few hours and retry.

Just for a small value try with account instead of dc if goes well then the concern is with the dc I feel

 

[Copycat]

I don't see the options / settings you mentioned in points 1 & 2. I only get the following options:



After entering the payment amount and selecting the DC as the payment method, the transaction fails immediately.

I will wait a few hours and retry.

1) SmartPay status is off, so not an issue
2) In NetBanking the options are under Cards/Debit Cards/Request/Set Card Controls Usage Limits

 

[Faust]

1) SmartPay status is off, so not an issue
2) In NetBanking the options are under Cards/Debit Cards/Request/Set Card Controls Usage Limits

For point 2, following are the settings for the DC