How Much C2C Limit Required for Yes Bank Premium Cards ?

[StanRoute66]

1. Is Yes Bank offering LTF Cards this FY as well ?
2. What is the C2C Limit required for Yes Premia and Yes First Preferred ?

 

[TheTrickySid]

Plenty of entry level cards Prosperity series, Wellness and Finbooster. They need minimum 75k for existing card and loan surrogate , there are three surrogate we can apply Payslip , ITR or existing Loan and cards.

Can you please share the agents no

 

[Indian]

Can you please share the agents no

shared

 

[jayks]

hey, i mentioned my earlier message i was given Edge as LTF and Premia chargeable but i selected Premia for Bookmyshow 25% offer, my premia is spend based offer! please apply through the link powered by TRANSUNION and click the view details in card section before select the card.

Yes, the agent shared a Transunion link only. It showed Premia and Prosperity Business for me. Both were showing annual fees, I asked the agent about that and he said that's only for those who apply via salary slip/ITR, C2C are LTF. I have the calls recorded so if Yes Bank pull a switcheroo on me I can follow what @souvikdey2002 did

 

[jayks]

Update: Application approved in just 2 days after VKYC. Surprised to see no additional verification was done. Not even a verification call. I had selected C2C option in their website, but nowhere I uploaded any C2C document. Maybe it was actually pre-approved? 🤔 Hopefully I don't get scammed by them charging annual fees even after claiming the card was LTF. 🤞

 

[souvikdey2002]

Update: Application approved in just 2 days after VKYC. Surprised to see no additional verification was done. Not even a verification call. I had selected C2C option in their website, but nowhere I uploaded any C2C document. Maybe it was actually pre-approved? 🤔 Hopefully I don't get scammed by them charging annual fees even after claiming the card was LTF. 🤞

Keep a note on that one.
I'm still fighting with them even after all these drama, they are still in a denial mode of giving it as a LTF.
Fortunately I had everything which could speak on my behalf, so be ready with everything whenever & if needed.
It looks like they lost complete synch within themselves, i.e. Customer Care, Sales Executive, Approval department.
Therefore, everybody has their separate agenda to drive a Customer.

 

[StanRoute66]

Yes, the agent shared a Transunion link only. It showed Premia and Prosperity Business for me. Both were showing annual fees, I asked the agent about that and he said that's only for those who apply via salary slip/ITR, C2C are LTF. I have the calls recorded so if Yes Bank pull a switcheroo on me I can follow what @souvikdey2002 did

How much C2C limit did you enter ?

 

[AllSeeker]

Keep a note on that one.
I'm still fighting with them even after all these drama, they are still in a denial mode of giving it as a LTF.
Fortunately I had everything which could speak on my behalf, so be ready with everything whenever & if needed.
It looks like they lost complete synch within themselves, i.e. Customer Care, Sales Executive, Approval department.
Therefore, everybody has their separate agenda to drive a Customer.

I thought your issue was sorted?

 

[jayks]

How much C2C limit did you enter ?

IIRC, there wasn't a place to enter C2C limit. The last page of the application had an option for income proof, in that there were 2 options, one was loans/C2C, another was salary/ITR. After selecting C2C and clicking next, the application got completed.

 

[StanRoute66]

IIRC, there wasn't a place to enter C2C limit. The last page of the application had an option for income proof, in that there were 2 options, one was loans/C2C, another was salary/ITR. After selecting C2C and clicking next, the application got completed.

wow , they didnt even require that .
Do let us know when you receive the card , that is it LTF or Fee ?

 

[souvikdey2002]

I thought your issue was sorted?

Sorted within Yes Bank Sales team but that information was not reached to the next level(Approval Team who calls from bank for Tele-verification approvals)
so again some miscommunication happened.

Should be sorted out by this week.

 

[Indian]

i Just add some screenshot

 

[Indian]

Keep a note on that one.
I'm still fighting with them even after all these drama, they are still in a denial mode of giving it as a LTF.
Fortunately I had everything which could speak on my behalf, so be ready with everything whenever & if needed.
It looks like they lost complete synch within themselves, i.e. Customer Care, Sales Executive, Approval department.
Therefore, everybody has their separate agenda to drive a Customer.

same experience with IndusInd bank when i apply they shown free but charged fees i too have screenshot of the page and escalated all levels but gone vain. Eventually decided to close the card but changed mind to get PINNACLE.

 

[Amitt Aryan]

Can you please share the agents no

Did you apply for yes card with that agent?

 

[StanRoute66]

i Just add some screenshot

nowhere written LTF

 

[AllSeeker]

Yes, Indus, RBL are kind of banks you should not get CC from if its not LTF.

They tend to promise that and later don't offer it.

Avoid hassle.

 

[TheTrickySid]

Did you apply for yes card with that agent?

Nope

 

[nishadthakur]

Yes bank offer LTF cards if you apply through agent, catch is you need to have job in the A list company.
I have applied for yes premia at Mumbai Airport(7th may) , they fetched my record via cibil(max reported limit 2.5L) but they gave credit limit as 60000₹.
As per their tnc I am not eligible in salary criteria but agent processed my application and I got LTF card

 

[Indian]

nowhere written LTF

Unfortunately not taken screenshot on particular page , I just want to show existing card and loan selection page and I never mentioned yes bank providing LTF card for all.

 

[souvikdey2002]

same experience with IndusInd bank when i apply they shown free but charged fees i too have screenshot of the page and escalated all levels but gone vain. Eventually decided to close the card but changed mind to get PINNACLE.

I don't think you reached to the maximum extant.
If you are following the proper escalation hierarchy, then the bank is bound to give you a proper solution.
if not, then you can go to RBI always which is the last ultimatum.

 

[souvikdey2002]

Yes bank offer LTF cards if you apply through agent, catch is you need to have job in the A list company.
I have applied for yes premia at Mumbai Airport(7th may) , they fetched my record via cibil(max reported limit 2.5L) but they gave credit limit as 60000₹.
As per their tnc I am not eligible in salary criteria but agent processed my application and I got LTF card

How come you are aware that you got the card as LTF??
Generally it isn't written anywhere, have you mailed Customer Care & they replied you back in witting?
Then it's true, you can believe on it.