How to get a lifetime free ICICI Sapphiro credit card?

[venky2607]

Is there a way to get Sapphiro credit card LFT? I hold Mansister united Visa Platinum with an 8L limit.

 

[Bodhi]

Can you please share the number?

+1

Thank you @Sandy Singh

 

[ashishB]

ICICI bank offered me this card LTF, when I opened a wealth account with the bank.

 

[xiddy]

That's sad.... even with 10L initial cheque they are not offering Rubyx.. force them to get approval from their senior/Product team...

ICICI is pretty useless... their team must be thinking that if they make their cards more tougher to get, they would get better name and more applications

Unfortunately, my RM is relatively new and doesn't understand LTF credit cards well. I will try to get in touch with the credit card team from my branch. Hopefully, they have some targets to meet for FY closing.

 

[xiddy]

I got LTF Sapphiro with a little less than 2L salary, applied through an agent in branch. In his app it was showing LTF for me so applied. I can share the agent's number if anyone wants. I already had Amazon Pay ICICI and Coral LTF. And Coral is not upgraded to Sapphiro, this is a new card. Although the limit for Coral and Sapphiro is combined I thinked.

Can I get the agent's number as well, please?

 

[Sandy Singh]

whoever wants the number can send me a message and I'll share it there

 

[Dazzwilliams]

I got LTF Sapphiro with a little less than 2L salary, applied through an agent in branch. In his app it was showing LTF for me so applied. I can share the agent's number if anyone wants. I already had Amazon Pay ICICI and Coral LTF. And Coral is not upgraded to Sapphiro, this is a new card. Although the limit for Coral and Sapphiro is combined I thinked.

Can you please share his number

 

[STEVEN]

whoever wants the number can send me a message and I'll share it there

How did you get a ltf coral offline or online?
I wanna have a fd card (coral)
Can you share his number?

 

[Sandy Singh]

How did you get a ltf coral offline or online?
I wanna have a fd card (coral)
Can you share his number?

Coral I got it when ICICI came to my company and they were giving LTF cards according to salary. I think they were giving Coral, Rubyx and Sapphiro all 3 LTF in specific salary ranges. I was only eligible for Coral back then.

 

[Sandy Singh]

Lately, I’m seeing many post regarding Sapphiro card.
What’s the USP of this card. Anything I am missing ?

Nothing too special to be honest. Main thing for me is 2 international lounge access under Dreamfolks (their lounges are better than pp), 2 spa per year and buy 1 get 1 movie twice per month.

 

[anirban.choudhury]

Lately, I’m seeing many post regarding Sapphiro card.
What’s the USP of this card. Anything I am missing ?

Nothing
Only if it’s LTF then it’s good to have for

 

[CardCraftsman.]

Can I get the agent's number as well, please?

Do u got card?

 

[CardCraftsman.]

Can you please share the number?

Do u got the card?

 

[xiddy]

Do u got card?

No. He checked, but my account does not have any LTF offers, not even Coral 😂

 

[Waledac]

I got LTF Sapphiro with a little less than 2L salary, applied through an agent in branch. In his app it was showing LTF for me so applied. I can share the agent's number if anyone wants. I already had Amazon Pay ICICI and Coral LTF. And Coral is not upgraded to Sapphiro, this is a new card. Although the limit for Coral and Sapphiro is combined I thinked.

can you please share the agent number in dm, i am not able to send u dm

 

[nik007rock]

i have pre approved LTF Rubyx but wanted sapphiro hence ,i am skipping it (BTW i have MMT signature LTF along with APay).
Tried to push RM but he said Net monthly salary credit should be 2.5 Lac Plus for Sapphiro LTF

 

[prabanomics]

Coral I got it when ICICI came to my company and they were giving LTF cards according to salary. I think they were giving Coral, Rubyx and Sapphiro all 3 LTF in specific salary ranges. I was only eligible for Coral back then.

Do they do cibil check even if we have salary account with ICICI ? They are asking cibil consent for LTF sapphiro.. hence the query

 

[anirban.choudhury]

Do they do cibil check even if we have salary account with ICICI ? They are asking cibil consent for LTF sapphiro.. hence the query

Yes Cibil check is done at ICICI even with salary account, I think the same is true for all banks

 

[prabanomics]

Yes Cibil check is done at ICICI even with salary account, I think the same is true for all banks

Thanks..

 

[BlueFlash]

Why skipping it, take and use.

Advantages of ICICI cards w.r.t CIBIL:

- All gemstone cards are under 1 account, available credit limit same as card limit. Easy to maintain debt to income ratio.
- No need of additional enquiry while doing this.
- No upgrade concept unless 'they specifically sent message/show banner in netbanking as upgrade' otherwise it's always separate card without another account in CIBIL.
- Once taken this card, wait for 3 months and improve your answers and try again for Sapphiro, you can still have Rubyx while doing all these.

Note: I'm not talking about features and benefits, those are not useful. If that is what you're looking, you can skip it.

Buddy, I have Coral since long, and just now recently got Sapphiro (not an upgrade, but a new one). Does your 1st point mean that both will share the same account in cibil ? So basically 2 cards under the same cibil account ?
I also happen to have IDFC Select as well as Wealth CC and they also follow this same rule, so I guess if your statement is true, then for ICICI gemstone cards also it holds true.

 

[anirban.choudhury]

Buddy, I have Coral since long, and just now recently got Sapphiro (not an upgrade, but a new one). Does your 1st point mean that both will share the same account in cibil ? So basically 2 cards under the same cibil account ?
I also happen to have IDFC Select as well as Wealth CC and they also follow this same rule, so I guess if your statement is true, then for ICICI gemstone cards also it holds true.

How you got idfc select and wealth both ?