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Infinia Huge discount on Medicine purchase (Pharmeasy) using HDFC Infinia

  • Thread starter Thread starter shsinha
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Which coupon? I checked supradyn for my pincode, its 56 on pharmeasy website and 65 on payzapp pharmeasy. 15% and 2% discount on MRP respectively.

Even if I do use a coupon it can also be used on the direct site right? What am I missing
If you check the 15% discount, there would be an asterisk that says on total purchase above a certain amount (1299 for example). You'll get the same discount in payzapp/smartbuy if you buy for the same total
 
My father, who uses Pharmeasy often, has made at least 2 full cart comparisons (about 2-3 months back) and never saw a difference, with all discount codes/cashback etc. being usable 1:1 on Pharmeasy app vs. Smartbuy. Can anyone else confirm if something has changed lately?
 
My father, who uses Pharmeasy often, has made at least 2 full cart comparisons (about 2-3 months back) and never saw a difference, with all discount codes/cashback etc. being usable 1:1 on Pharmeasy app vs. Smartbuy. Can anyone else confirm if something has changed lately?
I just checked less than a week. It was same.
 
Through SmartBuy, we get 10x point of all purchases on Pharmeasy like medicine, skin care products, suppliments, baby products etc....or we get 10x only on medicine purchase, can someone confirm this?
When you are paying, you will see merchant like pharmeasy via smartbuy,
Cashback depends on this only, anything you put in card, and while paying you willl see pharmeasy via smartbuy, u will get 10X
 
45% - 50% totally possible because of discounts, codes, PharmEasy credits and the 10X card offer on SmartBuy.
I was thinking from hdfc bank perspective of smartbuy loss.
Jockey - dealers get 30-35% discount. Bank have no loss.
Flight- bank might be getting 20% and giving 16.5% max.
Hotels- they might gets 35% . So no loss
Pharmeasy- 35%. So loss of 10%
This major chunk is beared by hdfc bank for us.
 
Reference sheet.

Market MRP 920 (assumed). Displayed MRP 1000.

(1) 18% discount on some medicines and 8% or 11% on some.. net net 16% so 840.

(2) 5% back of 84% plus add platform fee 9, so net become about 800.

(3) Smartbuy + card discount 15% (some) - 33% (infinia) of 800. So it will be about 680 or 540.

So out of displayed MRP it gonna be 32% - 46%.

If we calculate from market MRP it gonna be 26% to 41%.

Again Infinia rewards not equal to cash so, we should consider it as 35% instead of 41%.

So overall in my view the effective discount for medicine are 26% to 35% only with some t&c. e.g., order above 3000/- and below 1500/- reduces reward potential. Yes, offcourse better than elsewhere.

Even if we consider that they are showing exact MRP then also it would be about 30% to 40% effectively. With better coupon code and group of medicines, it could be 33% to 43%. Beyond this must be calculation error or mirage.
 
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