Is it worth upgrading to ICICI Emeralde visa credit card for 12K annual fee?

[mohnishkhl]

Is it worth upgrading to ICICI Emeralde visa credit card for 12K annual fee?

Currently I am holding HDFC Regalia, SBI BPCL Octane, APay ICICI, Kotak Royale, Flipkart Axis, HDFC Swiggy, Axis AMEX, ICIC I Coral, HSBC Platinum - All are LTF

HDFC Tata Neu Infinity Rupay - Annual fee spend based reversal.

I am looking for a single premium card with multiple benefits please suggest.

 

[financewizard]

If EMP yes. Else NO...

 

[Wealth is my birth right!]

Is it worth upgrading to ICICI Emeralde visa credit card for 12K annual fee?

Currently I am holding HDFC Regalia, SBI BPCL Octane, APay ICICI, Kotak Royale, Flipkart Axis, HDFC Swiggy, Axis AMEX, ICIC I Coral, HSBC Platinum - All are LTF

HDFC Tata Neu Infinity Rupay - Annual fee spend based reversal.

I am looking for a single premium card with multiple benefits please suggest.

Emerald metal is good
Plastic variant getting 12k back is such hard

 

[SSV]

Is it worth upgrading to ICICI Emeralde visa credit card for 12K annual fee?

A BIG NO ..