Which Debit Card to use for Credit Card Bill Payment in July 2025

[Çàrdøhôlïç]

Can I use my Indusind Exclusive debit card for paying credit card bills thru Zavo app..? or please suggest any other app where I can use Indusind debit card

If your bill is greater than 50k cred is an option.
Zavo only accept rupay cards, so no it can't be used

 

[Çàrdøhôlïç]

What method is best for paying sbi cc ?

Depends on which all debit cards you have.

 

[dipakvish]

Depends on which all debit cards you have.

I have sbi virtual dc, hdfc platinum

 

[nikhilv0303]

Kotak 811 Super DC:

Credit Card bill pay on SaveSage app using Kotak 811 Super DC - 0.59% charges but 5% cashback upto Rs500 cashback per month. Debit card charges: 0.59% , MCC - 7392 (SAVESAGE SOLUTIONS PRI...)"

Note - Transaction under 1975 the charges are 0.59% beyond that it is 1.18%. Do multiple transaction of Rs1900. (1900x5 times + 500 = total 10k transaction).

Just Dial website -

https://www.justdial.com/online-bill-payment/my-bills

CC BILL >> DC FEES 2.12%

Merchant Name - IN OTP - WWW JUSTDIAL COM

AFTER TXN - JUSTDIAL47820

MCC Code - 7311 (ADVERTISING SERVICES) FEE 2.12%

Will these work with HSBC also?

 

[panu24]

I have a 3.7L payment for Axis card coming up, any other ways to use HDFC platinum easyshop DC?
What is the next best solution to get the maximum reward out of this payment?

better ask in https://www.technofino.in/community...-credit-card-bill-payment-in-july-2025.38397/

 

[MG@245]

I have old dc but is there any way if bill is already generated?

I don't think so. The CC needs to be added in smartpay before bill generation. And the smartpay scheduling for the bill should trigger to get the cashback.

Other experienced people can confirm if this is correct. @Abhishek012 @SSV @pinki @HumorSimpson

 

[shafiq49]

I don't think so. The CC needs to be added in smartpay before bill generation. And the smartpay scheduling for the bill should trigger to get the cashback.

Other experienced people can confirm if this is correct. @Abhishek012 @SSV @pinki @HumorSimpson

Even if the bill is generated, we can still add as biller and the payment will still get scheduled. I tried this last week and got the points.

When we add the credit card, it will ask if you want to pay now. Dont select that option.

 

[muzan_21]

Even if the bill is generated, we can still add as biller and the payment will still get scheduled. I tried this last week and got the points.

When we add the credit card, it will ask if you want to pay now. Dont select that option.

My last date of payment is 22nd

I have added it today

What do you think?

Schedule ho jayega kya🥺

 

[shafiq49]

My last date of payment is 22nd

I have added it today

What do you think?

Schedule ho jayega kya🥺

Check tomorrow if you get sms/email about scheduling.. if it doesnt, better to pay through some other means or wait till last day.

 

[saber.mbt]

Will these work with HSBC also?

Unfortunately old platforms don't work anymore because they've updated their MCCs as per orders/guidelines.. Hoping for something new to show up.. Lets see.. 🤞

 

[Krishna Kumar]

We are in 400th page of this thread!!!!

 

[dealminer]

We are in 400th page of this thread!!!!

I have read almost 300+ pages

 

[muzan_21]

We are in 400th page of this thread!!!!

And the trick is gone when i need it most 🙂

 

[Akshith]

so even phonpe trick is not working any more? if someone got reward points for phonpe from today please let me know

 

[muzan_21]

so even phonpe trick is not working any more? if someone got reward points for phonpe from today please let me know

Nope everytime getting PHONEPE PRIVATE LIMITED

 

[Thefox]

I have a 3.7L payment for Axis card coming up, any other ways to use HDFC platinum easyshop DC?
What is the next best solution to get the maximum reward out of this payment?

 

[sam john]

From my understanding currently only sbi debit card will give reward @ 0.25% reward and 0.5% upto 1 lakh. Is there any other method to pay or only this.

 

[rahulj87]

From my understanding currently only sbi debit card will give reward @ 0.25% reward and 0.5% upto 1 lakh. Is there any other method to pay or only this.

This is the maximum reward you can get via sbi debit cards. Sbi dc is the only guaranteed method now.

 

[kalyan324]

This is the maximum reward you can get via sbi debit cards. Sbi dc is the only guaranteed method now.

And this method also will not lasts longer..

 

[Dreamer]

I have a 3.7L payment for Axis card coming up, any other ways to use HDFC platinum easyshop DC?
What is the next best solution to get the maximum reward out of this payment?

In the same boat. Most options are gone now. Only sbi vdc will work in sbi unipay till 1lac. .25% reward