Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[Sid1094]

Folks, I applied through an RM shared by one of the members here but the application is stuck at 1st stage since 3 weeks as the RM didn't take all the approvals before raising the application. I got in touch with another RM who has got all the approvals but is unable to raise the application because there is already one existing in the system. Any workaround?

Ask the 1st rm to withdraw the application. That is what my RM did when he had to apply for the card for the 2nd time. Don’t let it get rejected since there is a cool off period of 6 months between two applications.

 

[Saiky199192]

Can one of you share a reliable RM's contact number for EPM application? I have a lousy RM who was asking me to open demat account with them to process it and the sad part is I have had that account for years and have been investing heavily through it. She seems confused and lost.

My profile: Salary in icici salary account greater than 3.5L. Have had this account for over 12 years. Based out of Hyderabad.

Looking for RM details who you velieve can get the job done. Any leads would be highly appreciated.

 

[idharkyadekhraha]

Ask the 1st rm to withdraw the application. That is what my RM did when he had to apply for the card for the 2nd time. Don’t let it get rejected since there is a cool off period of 6 months between two applications.

Valid point, let me request the RM to withdraw the application

 

[moong]

Can one of you share a reliable RM's contact number for EPM application? I have a lousy RM who was asking me to open demat account with them to process it and the sad part is I have had that account for years and have been investing heavily through it. She seems confused and lost.

My profile: Salary in icici salary account greater than 3.5L. Have had this account for over 12 years. Based out of Hyderabad.

Looking for RM details who you velieve can get the job done. Any leads would be highly appreciated.

Talk to virtual RM. I talked with one yesterday, unfortunately my salary didn't break the 3lpm so she declined, but she clearly would have processed application on that basis.

 

[jar89]

Nice. Advance congrats bro. How did you apply? through branch?

No through an RM contact I got from one of the whatsapp groups. I will post the journey in a separate post.

 

[theXfactor]

Talk to virtual RM. I talked with one yesterday, unfortunately my salary didn't break the 3lpm so she declined, but she clearly would have processed application on that basis.

Virtual RMs won't help

 

[jar89]

How much did it take for you/them to get approvals before applying?

I think the RM already had approvals, I am not sure how he did it. Application got sanctioned today, so it took almost 8-9 days

 

[cardio_guycardio_guy is verified member.]

No through an RM contact I got from one of the whatsapp groups. I will post the journey in a separate post.

aa RM contact dm cheyyamo bro!?

 

[HumorSimpson]

aa RM contact dm cheyyamo bro!?

Cheta that RM might be a new to working and mistakenly he has helped. In your case it might not work.

 

[jar89]

Got the contact of a RM from one of the CC WhatsApp group who was getting it done at 2.4L.

Background:
Net Salary - 2.7L
Existing ICICI Privilege Banking account (active for 15 years, though with limited transactions).
Holding an Amazon Pay ICICI Credit Card for ~5 years with a credit limit of 8.4L.

Requirement stated by him:
Minimum net salary credit of 2.4L for past 3 months and an active ICICI Bank account.
No requirement for salary account shift or Demat account if you already have an ICICI account.
If not, a 3-in-1 account (including Demat) needs to be opened.

Note: He mentioned that he has obtained approvals for 2.4L; however, he has a limited quota.
He is uncertain about how many additional cards he will be able to process going forward.

Timeline:
Day 1 - (Morning): Contacted the RM and shared 3 months pay slips. (Afternoon): Application submitted by the RM. CIBIL hit.

Day 2 - (Morning): Received the application link and CL was 18L. (Afternoon): Application login status updated to “Completed”.

Day 6 - (Afternoon): RM requested an email from my official email ID with my name, designation, and employee ID. CL was then revised to 12L.

Day 7 - (Noon): Was asked to provide Form 16, as they were unable to validate my work email domain (reason unclear).

Day 9 - (Morning): Sanction completed.

 

[jar89]

aa RM contact dm cheyyamo bro!?

Ha bro cheyam..whatsapp if you are comfortable? Other CC related karyangalum discuss cheyalo
Humor Simpson malayali aanale..i dint know 🙂

 

[cardio_guycardio_guy is verified member.]

Ha bro cheyam..whatsapp if you are comfortable? Other CC related karyangalum discuss cheyalo
Humor Simpson malayali aanale..i dint know 🙂

Oh I was not aware of that, I know Half human is from kottayam.

 

[HumorSimpson]

Ha bro cheyam..whatsapp if you are comfortable? Other CC related karyangalum discuss cheyalo
Humor Simpson malayali aanale..i dint know 🙂

No. But I can understand.

 

[canitin]

Does EPM provide points on Jewellery purchase (Tanishq by swiping at POS)?

 

[Nishan11]

Good to see people who fulfill criteria are getting EPM easily. It should be as simple as that for premium/super premium products.

If one fulfill salary/ITR criteria, and has good CIBIL, they should get the product. It will also ensure that those using these products have financial stability and can actually afford such products.

 

[akskha11]

View attachment 105955


Got the contact of a RM from one of the CC WhatsApp group who was getting it done at 2.4L.

Background:
Net Salary - 2.7L
Existing ICICI Privilege Banking account (active for 15 years, though with limited transactions).
Holding an Amazon Pay ICICI Credit Card for ~5 years with a credit limit of 8.4L.

Requirement stated by him:
Minimum net salary credit of 2.4L for past 3 months and an active ICICI Bank account.
No requirement for salary account shift or Demat account if you already have an ICICI account.
If not, a 3-in-1 account (including Demat) needs to be opened.

Note: He mentioned that he has obtained approvals for 2.4L; however, he has a limited quota.
He is uncertain about how many additional cards he will be able to process going forward.

Timeline:
Day 1 - (Morning): Contacted the RM and shared 3 months pay slips. (Afternoon): Application submitted by the RM. CIBIL hit.

Day 2 - (Morning): Received the application link and CL was 18L. (Afternoon): Application login status updated to “Completed”.

Day 6 - (Afternoon): RM requested an email from my official email ID with my name, designation, and employee ID. CL was then revised to 12L.

Day 7 - (Noon): Was asked to provide Form 16, as they were unable to validate my work email domain (reason unclear).

Day 9 - (Morning): Sanction completed.

Can I request you to share RM details with me in DM pls. I meet all the requirements you have stated in this post

 

[Kabir_1112]

Can I request you to share RM details with me in DM pls. I meet all the requirements you have stated in this post

I can share if you want 1. Who helped me with my application