Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[Avinash.Mishra]

Usp of epm?

Reward rate is better than infinia metal and no cap on use of reward points for bookings or product purchases, welcome and renewal is also better in my opinion but it’s subjective matter. Best part is you can get addon cards for 12+ year old kids

 

[HumorSimpson]

Reward rate is better than infinia metal and no cap on use of reward points for bookings or product purchases, welcome and renewal is also better in my opinion but it’s subjective matter. Best part is you can get addon cards for 12+ year old kids

But it seems scary

Thread '⚠️ WARNING:USER EXPERIENCE :ICICI IShop is a SCAM! Silent Cancellations, Missing Refunds & Zero Accountability! ⚠️''

Mar 5, 2025

🚨 If you use ICICI IShop to redeem points for flight bookings, BEWARE! They can silently cancel your booking, refund only a partial amount after 20 days, and you won’t even know unless you manually check your transactions!

🔥 Here’s How ICICI IShop Screwed Me Over:​

• Booked a flight from Coimbatore to Delhi using my ICICI credit card & reward points through IShop portal (BIGGEST MISTAKE EVER!).
• Everything looked fine – got an Order ID, Vendor ID, and my card was charged.
• But when I checked the PNR on Air India’s...

• deals4u
• icici ishop scam
• Replies: 50
• Forum: ICICI Bank Credit Card

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• 
• 

 

[theXfactor]

But it seems scary

Thread '⚠️ WARNING:USER EXPERIENCE :ICICI IShop is a SCAM! Silent Cancellations, Missing Refunds & Zero Accountability! ⚠️''

Mar 5, 2025

🚨 If you use ICICI IShop to redeem points for flight bookings, BEWARE! They can silently cancel your booking, refund only a partial amount after 20 days, and you won’t even know unless you manually check your transactions!

🔥 Here’s How ICICI IShop Screwed Me Over:​

• Booked a flight from Coimbatore to Delhi using my ICICI credit card & reward points through IShop portal (BIGGEST MISTAKE EVER!).
• Everything looked fine – got an Order ID, Vendor ID, and my card was charged.
• But when I checked the PNR on Air India’s...

• deals4u
• icici ishop scam
• Replies: 50
• Forum: ICICI Bank Credit Card

• 
• 
• 

Their iShop is maturing. They have come a long way with that in last couple of months. Hope those were teething issues.

 

[pranjal1984]

Usp of epm?

Copying Infinia in all parameters.

 

[HumorSimpson]

Copying Infinia in all parameters.

Thanks for the crisp info.

 

[m4b]

Thanks for the crisp info.

+ 750 bogo movie
+ some free flight cancellation

 

[HumorSimpson]

+ 750 bogo movie
+ some free flight cancellation

1. of late all movies that I watch are Malayalam on OTT with Telugu dub. No need.
2. as per the reports here , iChop 🔪 is cancelling their flights freely

 

[TripleAce]

1. of late all movies that I watch are Malayalam on OTT with Telugu dub. No need.
2. as per the reports here , iChop 🔪 is cancelling their flights freely

Haha good one @HumorSimpson ..
First 🪓 and now iChop 🔪
😂😂

 

[HumorSimpson]

Haha good one @HumorSimpson ..
First 🪓 and now iChop 🔪
😂😂

🪓 is by axe axe we i.e., @SSV

 

[SSV]

Haha good one @HumorSimpson ..
First 🪓 and now iChop 🔪
😂😂

🪓 is by axe axe we i.e., @SSV

My View about iShop , already posted before in the below posts.....

Summary: Negative view on iShop....

Post in thread 'Need Advice: Which Credit Cards Should I Close or Keep?'

Jun 9, 2025

• Apay - you have EPM for vouchers
• Platinum - you have EPM
• Swiggy - you have EPM for vouchers
• Flipkart - you have EPM for vouchers
• Rewards - you have EPM for vouchers
• First Wealth - Anyway you are not using it
• Pinnacle - Anyway you are not using it
• Shoprite - Anyway you are not using it

What happens one day iShop closes the shop( or significantly devalued)…?? Very highly likely considering its past..
Don’t count on ICICI in rewards, is my view…

• SSV

• 

Post in thread 'Eligibility Criteria for ICICI Emeralde Private Metal - Discussion'

Apr 23, 2025

I remember Payback points was not just with ICICI, many companies had tie up with Payback points.
We used to add in BigBazaar and all.
It is still seen in BookMyShow website: https://in.bookmyshow.com/offers/payback-points/PAYBACK

I also think that is what got converted to Zillion Rewards or something now.

Okay understood..lets focus from ICICI point of view and their reward program structure..because I am not quite confident of their commitment towards CC rewards program and I strongly believe they will do " middle drop" with regard to this iShop..

• SSV

• 

Post in thread 'Eligibility Criteria for ICICI Emeralde Private Metal - Discussion'

Apr 23, 2025

I guess guys won’t accept until you get EPM. 🤣

To be honest, I am not that much interested in this EPM..
Mainly because, I believe ICICI is never serious in their credit card portfolio with regard to their rewards program..
When I started my credit card journey in India about 7 years ago, they used to have something called payback points or something like that.. one fine day this payback thing suddenly disappeared..

I am of the opinion that history will repeat and this iShop thing might also get disappeared on one fine day ...or their reward structure might become obsolete...

I...

• SSV

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• 

 

[HumorSimpson]

so its iChop 🔪 then.

 

[hender]

so its iChop 🔪 then.

Seeing This one GIF - "is not much Comfortable..." IMHO

 

[HumorSimpson]

Seeing This one GIF - "is not much Comfortable..." IMHO

means ? I didn't get it .

 

[SSV]

so its iChop 🔪 then.

Actually as per this GIF, the raw fish is cut into pieces which is a good sign to get them ready to cook and ready for consumption...

where as , in ICICI's case, it is the opposite: the fish pieces that are ready for consumption ( ie Reward Points) will be taken away in the form of devaluation before we eat ... ....
😉

 

[HumorSimpson]

Actually as per this GIF, the raw fish is cut into pieces which is a good sign to get them ready to cook and ready for consumption...

where as , in ICICI's case, it is the opposite: the fish pieces that are ready for consumption ( ie Reward Points) will be taken away in the form of devaluation before we eat ... ....
😉

done .. changed

 

[hender]

means ? I didn't get it .

2- I felt Our R K Laxman have more beautiful/creative way to express...
1- @SSV explained it precisely.

Actually as per this GIF, the raw fish is cut into pieces which is a good sign to get them ready to cook and ready for consumption...

 

[hender]

so its iChop 🔪 then.

🥳 🎉 🎯 😍
That's Simpson Trademark ™️

 

[HumorSimpson]

2- I felt Our R K Laxman have more beautiful/creative way to express...
1- @SSV explained it precisely.

Being a vegetarian a chopped fish meant death to me, not food. So, didn't understood the audience

 

[spazz]

Usp of epm?

My bestie has it so I also want it 😀

 

[idharkyadekhraha]

Folks, I applied through an RM shared by one of the members here but the application is stuck at 1st stage since 3 weeks as the RM didn't take all the approvals before raising the application. I got in touch with another RM who has got all the approvals but is unable to raise the application because there is already one existing in the system. Any workaround?