RBL New UPI Wala Credit Card

[CreditCardFino]

Recently RBL launched UPI Wala Credit Card annual membership fee of INR 99 + GST.

They are offering IRCTC card as UPI Wala Credit Card does it mean I have to pay 99 + GST for this card?.

 

[Anupama_Jha]

Where? How to check and get

 

[CreditCardFino]

Where? How to check and get

Check on RBL website

 

[CreditCardFino]

 

[Anupama_Jha]

View attachment 106623

Showing different for me

 

[CreditCardFino]

Showing different for me
View attachment 106648

It is currently available only for IRCTC card

 

[VasukiVasuki is verified member.]

Showing different for me
View attachment 106648

What a name

Have iocl with rupay

 

[CreditCardFino]

What a name

Have iocl with rupay

IOCL with annual fee or LFT?

Even IRCTC is RuPay network by default but I guess they will issue UPI wala as floater card. I am not sure.

 

[VasukiVasuki is verified member.]

IOCL with annual fee or LFT?

Even IRCTC is RuPay network by default but I guess they will issue UPI wala as floater card. I am not sure.

Fees
With 8 % value back m ok with the fees

 

[CreditCardFino]

Fees
With 8 % value back m ok with the fees

But 1500 + GST is too much. Why 8% not 8.5% you won't get GST back? There are no other benefits apart from fuel. Can you redeem all fuel points at fuel station at 0.5p without any extra fee?

 

[SSquad]

But 1500 + GST is too much. Why 8% not 8.5% you won't get GST back? There are no other benefits apart from fuel. Can you redeem all fuel points at fuel station at 0.5p without any extra fee?

Reward redemption fee is ₹99 plus GST, currently I have around 8500 points.
I will redeem when 10k points are available.

 

[CreditCardFino]

Reward redemption fee is ₹99 plus GST, currently I have around 8500 points.
I will redeem when 10k points are available.

So you can use fuel points to buy fuel?

 

[SSquad]

So you can use fuel points to buy fuel?

Yes, at 50% of RP in rupees.
In RBL app convert points to IOCL xtrareward points.
From xtrarewards balance, need to pay at fuel station.

 

[CreditCardFino]

Yes, at 50% of RP in rupees.
In RBL app convert points to IOCL xtrareward points.
From xtrarewards balance, need to pay at fuel station.

Only 50% can be redeemed at 0.5p? so 50% RP will always stay with RBL.

 

[SSquad]

Only 50% can be redeemed at 0.5p? so 50% RP will always stay with RBL.

Sorry, all the accumulated points can be redeemed. 50% is the conversion rate to rupees.

 

[CreditCardFino]

Sorry, all the accumulated points can be redeemed. 50% is the conversion rate to rupees.

How do you make sure that the POS gives RP?

 

[SSquad]

How do you make sure that the POS gives RP?

I refill at same fuel station every month, never had this issue.
Do small transaction at few nearby outlets and check the accelerated RP credit in statement.