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Amid a growing divide in MAB policies among lenders after ICICI Bank increased its minimum average balance to Rs 50,000, private lender HDFC Bank followed suit by elevating MAB to Rs 25,000 effective from August 1, 2025 for new savings accoutn holders.
 
There is always a option convert to BSBA instead of close with limited credit/debit. It is not easy to convert as bank official too rigid to do it but after conversation it helps in long run when Keep switching job or don't want to loose history and resume full banking whenever needed.
 
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