Millennia Should I accept the LE?

[Asteroid]

Hi everyone, I just logged onto the netbanking portal and was greeted with a banner telling me that i am eligible for a limit enhancement on my CC, so i checked it and they are giving me a 35% increase. Should I accept or should I wait it out for a couple of weeks? Do they offer more if you dont immediately accept, or is this as good as it gets? I would prefer to have a 50% increase and had been planning to shoot them an email for a few days now.

The card is 7 months old.

 

[D₹V]

You would prefer & you're getting.

You answered it all.

 

[HumorSimpson]

Whats your current CL?

 

[Subhajeet]

which bank please

 

[TECHXYZ]

this time 75K was max LE offered by hdfc

 

[Asteroid]

Whats your current CL?

1lakh

which bank please

If it's the HDFC CC channel and has the Millennia tag, it's obviously HDFC, isnt it?

 

[HumorSimpson]

1lakh

Just accept the offer. You will get frequent cl enhancement offers when you use it frequently

 

[cardy]

Hi everyone, I just logged onto the netbanking portal and was greeted with a banner telling me that i am eligible for a limit enhancement on my CC, so i checked it and they are giving me a 35% increase. Should I accept or should I wait it out for a couple of weeks? Do they offer more if you dont immediately accept, or is this as good as it gets? I would prefer to have a 50% increase and had been planning to shoot them an email for a few days now.

The card is 7 months old.

If you don't take you will regret later..

 

[SSV]

Hi everyone, I just logged onto the netbanking portal and was greeted with a banner telling me that i am eligible for a limit enhancement on my CC, so i checked it and they are giving me a 35% increase. Should I accept or should I wait it out for a couple of weeks? Do they offer more if you dont immediately accept, or is this as good as it gets? I would prefer to have a 50% increase and had been planning to shoot them an email for a few days now.

The card is 7 months old.

take it ..

 

[✪ D&C Cards Connoisseur 💳]

Hi everyone, I just logged onto the netbanking portal and was greeted with a banner telling me that i am eligible for a limit enhancement on my CC, so i checked it and they are giving me a 35% increase. Should I accept or should I wait it out for a couple of weeks? Do they offer more if you dont immediately accept, or is this as good as it gets? I would prefer to have a 50% increase and had been planning to shoot them an email for a few days now.

The card is 7 months old.

You should always definitely go for LE & in case of HDFC you should always. Bcoz in HDFC higher varinat CC have minimum floor limits for upgrade. For eg; upgrade to Regalia Gold is not possible or you will not get upgrade offer until your limit reach 3L+ bcoz floor or base limit for RG is 3L.
I hope I'm able to answer your query with explanation. If yes, you may mark my answer as solution for this thread. Thanks 🙂

 

[Sobirvs]

35% is quite decent.

 

[lijov]

Accept it.. It is a decent offer

 

[Sahil_07]

Hi everyone, I just logged onto the netbanking portal and was greeted with a banner telling me that i am eligible for a limit enhancement on my CC, so i checked it and they are giving me a 35% increase. Should I accept or should I wait it out for a couple of weeks? Do they offer more if you dont immediately accept, or is this as good as it gets? I would prefer to have a 50% increase and had been planning to shoot them an email for a few days now.

The card is 7 months old.

They won't offer anymore before another 6-9 months. Better to accept the offer

 

[Asteroid]

Thanks everyone, I accepted the LE

 

[350modena]

They won't offer anymore before another 6-9 months. Better to accept the offer

Is this so even if one continuously spends on the card ?

 

[Batmanbaba]

In hdfc LE is a gift from heaven...take it with both hands and legs...here from 4 years waiting for 1st LE

 

[Asteroid]

Is this so even if one continuously spends on the card ?

My utilisation ratio is 70-80%

 

[QamarImam]

Hello Folks.
I’d mailed to grievance Redressal for increase the limit and submitted my ITR. I got this mail.
I already have a limit of 1.10L on my Millennia card.
What should I do?
Should I give my consent or let it Additional 20k LE ? or leave it.?
Can I get any other offer in future if I leave ?
And will there be a CIBIL enquiry for Further Review on giving my consent to the 3rd line.?
What does means “Further Review”.?
@Sobirvs @SSV @HumorSimpson @Sahil_07

 

[HumorSimpson]

Hello Folks.
I’d mailed to grievance Redressal for increase the limit and submitted my ITR. I got this

Better accept it if you really feel 1.1L is low for you, as they are giving ~18% CLE. Accepting or rejecting it does not have any effect on future CL refreshes of hdfc which is done typically every 6 months.

CIBIL hit - don't know. Even if it is why bother about it, in a month or 2 your score will recover.