Loot - CC to CC bill pay and get 1% or more Cashback (August, 2025)

[rohant]

Ab mai kya hi kahu 😤 mere pet ke chuhe marr rahe the.... Socha meow ko thikane laga du

which bank?
Did you use even see the utility spend limits?

 

[Sobirvs]

yes, I mistakenly did 15300, now have to pay 1%+GST on total amount. Please take care of this.

why total amount? You exceeded only 300 extra no? Or is it like trxn has to be below 15k?

Can I do 14.5k twice and not get charged 1%?

Have you already been billed 1%?

 

[Sobirvs]

Update : talked to yesbank, they said MCC is 4900 for the yesbank airtel bbps online trxn. It's a utility code I guess?

 

[BhaiyaJi]

why total amount? You exceeded only 300 extra no? Or is it like trxn has to be below 15k?

Can I do 14.5k twice and not get charged 1%?

Have you already been billed 1%?

On crossing the threshold, charges are on full amount. Its same across banks

 

[BhaiyaJi]

It's a utility code I guess?

Thats correct .

 

[ankit ojha]

yes, I mistakenly did 15300, now have to pay 1%+GST on total amount. Please take care of this.

That’s why we need a feed where these type of utility charges should be mentioned!

 

[rohant]

why total amount? You exceeded only 300 extra no? Or is it like trxn has to be below 15k?

Can I do 14.5k twice and not get charged 1%?

Have you already been billed 1%?

I have no idea about it. I did one transaction for 5k and another for 10300 but as the total is 15300, I will be charged.
I am yet to be billed.

 

[Sobirvs]

I have no idea about it. I did one transaction for 5k and another for 10300 but as the total is 15300, I will be charged.
I am yet to be billed.

Phew I did 9k+5k only. So 14k. But I am afraid if I do a trxn at some shop and somehow their mcc is utility, then what? I will be screwed.

I did a trxn at a salon shop for mom last month and somehow I didn't got any kiwis, so I talked to kiwi team and they said that trxn was a utility trxn catagory. Lol.

 

[Çàrdøhôlïç]

UTILITY LIMIT IN A BILLING CYCLES

HDFC 50K FREE
IDFC 25K
KOTAK 35K
ICICI 50K
SBI 50K
AXIS 25K
INDUSIND 25K
FEDERAL ~~~Unlimited


If Above mentioned limit crossed then we have to pay 1% Fee + GST

As per customer care i said.
Please do your own research.

Yes bank and Rbl bank have per month cap and not per statement cycle cap.


Rbl bank 50k per month

Idfc is 20 k and not 25

 

[ujjwal2024]

UTILITY LIMIT IN A BILLING CYCLES

HDFC 50K FREE
IDFC 25K
KOTAK 35K
ICICI 50K
SBI 50K
AXIS 25K
INDUSIND 25K
FEDERAL ~~~Unlimited


If Above mentioned limit crossed then we have to pay 1% Fee + GST

As per customer care i said.
Please do your own research.

what about pnb bank?
any idea

 

[bhav0887]

Is this still working? I am unable to see credit card option. Cleared data multiple times

 

[rahulj87]

Is the 50000 limit set by HDFC is per card or for a customer having multiple cards each card have a limit of 50000

 

[theflash]

yes, I mistakenly did 15300, now have to pay 1%+GST on total amount. Please take care of this.

Afaik yes Bank updated utilities to 25k idk it's only for core or including cobrand.

 

[panu24]

Is the 50000 limit set by HDFC is per card or for a customer having multiple cards each card have a limit of 50000

50k per card per calender month

 

[ankit ojha]

Yes bank and Rbl bank have per month cap and not per statement cycle cap.


Rbl bank 50k per month

Idfc is 20 k and not 25

I only did idfc 20k for lounge benefit

 

[lightwaves]

Is it still working? I was able to pay using ICICI Rupay CC for first two days. after that not getting CC option.

 

[Abhishek012]

Is it still working? I was able to pay using ICICI Rupay CC for first two days. after that not getting CC option.

Working, go back and retry 5-6 times to get cc bill pay option.

Also use updated app, if option still not showing then remove RuPay CC and link again or last option clear app data and relogin.

 

[lightwaves]

then remove RuPay CC and link again

This worked. Thanks @Abhishek012 brother

 

[Salman925492]

what about pnb bank?
any idea

No brother I don't have any info

 

[NishanthSN]

Working, go back and retry 5-6 times to get cc bill pay option.

Also use updated app, if option still not showing then remove RuPay CC and link again or last option clear app data and relogin.

In ios i tried removing and adding not working trick working only in android?