Which Debit Card to use for Credit Card Bill Payment in July 2025

[ashu99924]

it's 1L/day afaik.

You are right, my 50k was allocated in offline purchase. Thanks!

 

[ashu99924]

HDFC, SBI working for anyone?

 

[saber.mbt]

There's no debit card option when we try to pay for HSBC.

Please note, not all Billdesk platforms have DC option, and not all bank links give points. These are official bill payment links for all banks !

 

[pranaym]

RBL both platforms didn't give RPs for IDFCRuDC

 

[ashu99924]

Paid 1 L to Standard chartered, will use SC smart card for income tax payments.

 

[Dunknotdonut]

🚨 IDFC First Tap Debit Card - Pay CC Bills & Earn 2.5% Rewards!

You can now use it to pay your Credit Card bills via select BillDesk portals - and still earn 2.5% reward points! 💸

Please note, not all Billdesk platforms have DC option, and not all bank links give points. These are official billpayment links for all banks !

✅ Confirmed Working Portals (Rewards Given):

Axis Bank:
🔗https://pgi.billdesk.com/axiscard/index1.html

BOBCARD (Bank of Baroda):
🔗https://pay.bobcard.co.in/online-payment.html

❌ Not Working or Dont have DC Options :

💳 American Express
🔗https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp

💳 HDFC Bank
🔗https://www.billdesk.com/pgidsk/pgmerc/hdfccard/HDFC_card.jsp

💳 ICICI Bank
🔗 https://www.icicibank.com/online-services/clicktopay

⚠️ Other BillDesk Links to Test : (Try with small amount first)

💳 SBI Card
🔗https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp

💳 Kotak
🔗https://pgi.billdesk.com/pgidsk/pgmerc/kotakcard/kotak_card.jsp

💳 HSBC
🔗https://www.billdesk.com/hsbccard/

💳 RBL
🔗https://pgi.billdesk.com/pgidsk/pgmerc/rtncard/index.jsp

💳 IndusInd
🔗https://www.billdesk.com/pgmerc/induscard/

💳 Standard Chartered
🔗https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp

💳 YES Bank
🔗https://pgi.billdesk.com/pgidsk/pgmerc/ybkcard/index.jsp

💳 IDFC First Bank
🔗https://pgi.billdesk.com/pgidsk/pgmerc/idfccard/IDFCCARD.jsp

💳 Federal Bank
🔗https://www.federalbank.co.in/credit-card-payment-options…

💳 AU Small Finance Bank
🔗https://pgi.billdesk.com/pgidsk/pgmerc/ausfcard/AUSFCARD.jsp

If you try these non verified BillDesk options for each bank, do comment if its working or not working. Thanks 🙌


- Akash X Post

There's no debit card option when we try to pay for HSBC

Please note, not all Billdesk platforms have DC option, and not all bank links give points. These are official bill payment links for all banks !

Yes, I'm trying to clarifying since some are not tested.

 

[ujjwal2024]

Looks like amex is not working, didn't got points.

yes, AMEX does not work...every month I test with rs. 200...never got any RP in IDFC from may be December 2024...But I will keep doing it...for rs. 200 only...

 

[shashankverma]

I got cashback till last month but this month Autopay not deducted auto money so not confirm this month and any changes in this month

Please share more on how to configure? (using card or account number?)
How much is monthly cashback limit?

 

[lonely wolf]

🚨 IDFC First Tap Debit Card - Pay CC Bills & Earn 2.5% Rewards!

You can now use it to pay your Credit Card bills via select BillDesk portals - and still earn 2.5% reward points! 💸

Please note, not all Billdesk platforms have DC option, and not all bank links give points. These are official billpayment links for all banks !

✅ Confirmed Working Portals (Rewards Given):

Axis Bank:
🔗https://pgi.billdesk.com/axiscard/index1.html

BOBCARD (Bank of Baroda):
🔗https://pay.bobcard.co.in/online-payment.html

❌ Not Working or Dont have DC Options :

💳 American Express
🔗https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp

💳 HDFC Bank
🔗https://www.billdesk.com/pgidsk/pgmerc/hdfccard/HDFC_card.jsp

💳 ICICI Bank
🔗 https://www.icicibank.com/online-services/clicktopay

⚠️ Other BillDesk Links to Test : (Try with small amount first)

💳 SBI Card
🔗https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp

💳 Kotak
🔗https://pgi.billdesk.com/pgidsk/pgmerc/kotakcard/kotak_card.jsp

💳 HSBC
🔗https://www.billdesk.com/hsbccard/

💳 RBL
🔗https://pgi.billdesk.com/pgidsk/pgmerc/rtncard/index.jsp

💳 IndusInd
🔗https://www.billdesk.com/pgmerc/induscard/

💳 Standard Chartered
🔗https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp

💳 YES Bank
🔗https://pgi.billdesk.com/pgidsk/pgmerc/ybkcard/index.jsp

💳 IDFC First Bank
🔗https://pgi.billdesk.com/pgidsk/pgmerc/idfccard/IDFCCARD.jsp

💳 Federal Bank
🔗https://www.federalbank.co.in/credit-card-payment-options…

💳 AU Small Finance Bank
🔗https://pgi.billdesk.com/pgidsk/pgmerc/ausfcard/AUSFCARD.jsp

If you try these non verified BillDesk options for each bank, do comment if its working or not working. Thanks 🙌


- Akash X Post

IDFC bill desk portal not giving rp. Tested 100 rs bill payment and in the idfc bank transaction it's showing Loan EMI.

 

[shashankverma]

Thanks @saber.mbt
🚨 IDFC First Tap Debit Card - Pay CC Bills & Earn 2.5% Rewards!

You can now use it to pay your Credit Card bills via select BillDesk portals - and still earn 2.5% reward points! 💸

Please note, not all Billdesk platforms have DC option, and not all bank links give points. These are official billpayment links for all banks !

✅ Confirmed Working Portals (Rewards Given):

Axis Bank:
🔗https://www.billdesk.com/axiscard/

BOBCARD (Bank of Baroda):
🔗https://pay.bobcard.co.in/online-payment.htm

 

[nikhilv0303]

Well then why you as the founder of the company tied bills to pro/elite memberships only? He wanted to take advantage of minor bank error which could have gotten his company alot of profit which isn't just unethical but fraud aswell as he knew what he was doing. He knew why users are coming to his platform.

Exactly my point 👍

 

[AlgoTrader]

Thanks @saber.mbt
🚨 IDFC First Tap Debit Card - Pay CC Bills & Earn 2.5% Rewards!

You can now use it to pay your Credit Card bills via select BillDesk portals - and still earn 2.5% reward points! 💸

Please note, not all Billdesk platforms have DC option, and not all bank links give points. These are official billpayment links for all banks !

✅ Confirmed Working Portals (Rewards Given):

Axis Bank:
🔗https://pgi.billdesk.com/axiscard/index1.html

BOBCARD (Bank of Baroda):
🔗https://pay.bobcard.co.in/online-payment.html

this is new...

 

[lightwaves]

Thanks @saber.mbt
🚨 IDFC First Tap Debit Card - Pay CC Bills & Earn 2.5% Rewards!

You can now use it to pay your Credit Card bills via select BillDesk portals - and still earn 2.5% reward points! 💸

Please note, not all Billdesk platforms have DC option, and not all bank links give points. These are official billpayment links for all banks !

✅ Confirmed Working Portals (Rewards Given):

Axis Bank:
🔗https://pgi.billdesk.com/axiscard/index1.html

BOBCARD (Bank of Baroda):
🔗https://pay.bobcard.co.in/online-payment.html

How 2.5% return? Any specific variant?

 

[NikhilG]

I got idfc private for cc bill payments and was ready to reap the benefits of investment and this happened 🫣

 

[shashankverma]

How 2.5% return? Any specific variant?

@saber.mbt can help

 

[mojo_jojo123]

I got idfc private for cc bill payments and was ready to reap the benefits of investment and this happened 🫣

time to convert private to public 🙂

 

[ihmahetar]

Please share more on how to configure? (using card or account number?)
How much is monthly cashback limit?

set autopay (smart pay) via hdfc millenia debit card simple and hdfc cant pay own bank credit card payment using this method

 

[shashankverma]

set autopay (smart pay) via hdfc millenia debit card simple and hdfc cant pay own bank credit card payment using this method

Per bill and monthly cashback limit?

 

[NikhilG]

time to convert private to public 🙂

I have one slot left for family banking. Anyone who helps me with the app which always work without any failures and gives rp without any surcharge, I will add that person in my pvt pool 😁

 

[BhaiyaJi]

I have one slot left for family banking. Anyone who helps me with the app which always work without any failures and gives rp without any surcharge, I will add that person in my pvt pool 😁

Afaik you cannot add anyone random. Its not a youtube family membership.