HDFC bank floater request

[rajsd]

My friend hold hdfc bizgrow cc with bank. He applied for Swiggy card from swiggy app but his application got instantly rejected by system. Then he mailed their cc team about that then they told him that due to income docs, kyc, verification, bank serviceability issues and internal issues the application got rejected.
You can apply after 6 month with all those details.

Then he told them that no such docs or verification was done in the application process so reconsider the application. Then they said you'll get reply with 10 day's, 10 day's later again they're saying the same thing.
Then he told them to consider this application as floater card with shared limit with his existing card then they replied we will revert back by 6th aug.

Tomorrow they replied the following lines, screenshot added

If anyone knows how he can take the card still as they haven't done the verification or taken the income docs, also they haven't given him floater request, without filling the form they've rejected it.


*No credit check also performed.
He's already received many messages & emails for hdfc 2nd credit card & on that link He's pre-approved for hdfc upi credit card.

 

[cardy]

What is his cibil score, is there any late payment or derogatory mark?

 

[rajsd]

What is his cibil score, is there any late payment or derogatory mark?

Cibil - 784
No late payments
He had 3 personal loans closed 3 years back.
2 cc from icici bank & 1 from idfc
Utilization below 10%

 

[nh124001]

hdfc ke nakhree bahut baad gaye hai.. re baba

 

[cardy]

Cibil - 784
No late payments
He had 3 personal loans closed 3 years back.
2 cc from icici bank & 1 from idfc
Utilization below 10%

Then no reason to reject!
Aj kal banks are behaving in weird ways

 

[rajsd]

hdfc ke nakhree bahut baad gaye hai.. re baba

Ha bhai koi scene nehi banta

 

[rajsd]

Then no reason to reject!
Aj kal banks are behaving in weird ways

Yeah that's why im started this thread know know if someone faced this situation or have any resolution on that.

He may complaint to rbi ombudsman so they might give specific reason of rejection but still it sucks.

Icici, axis issue floater card without any issues and instantly they approve the cards.
I don't know what is going on with hdfc.

 

[JAM]

Does your friend have different residence and office address ?

 

[rajsd]

Does your friend have different residence and office address ?

Be own business.
He have savings ac with hdfc, address is same as his old records

 

[Ram1]

My friend hold hdfc bizgrow cc with bank. He applied for Swiggy card from swiggy app but his application got instantly rejected by system. Then he mailed their cc team about that then they told him that due to income docs, kyc, verification, bank serviceability issues and internal issues the application got rejected.
You can apply after 6 month with all those details.

Then he told them that no such docs or verification was done in the application process so reconsider the application. Then they said you'll get reply with 10 day's, 10 day's later again they're saying the same thing.
Then he told them to consider this application as floater card with shared limit with his existing card then they replied we will revert back by 6th aug.

Tomorrow they replied the following lines, screenshot added

If anyone knows how he can take the card still as they haven't done the verification or taken the income docs, also they haven't given him floater request, without filling the form they've rejected it.


*No credit check also performed.
He's already received many messages & emails for hdfc 2nd credit card & on that link He's pre-approved for hdfc upi credit card.

Same thing happened with my mom application.
They instantly rejected, i continuously asked to issue as floater, they kept rejecting,after 5th ot 6th attempt, they finally issued floater swiggy cc.

They even honoured ltf offer of swiggy app,gave ltf swiggy as floater. It was so nice from hdfc

 

[rajsd]

Same thing happened with my mom application.
They instantly rejected, i continuously asked to issue as floater, they kept rejecting,after 5th ot 6th attempt, they finally issued floater swiggy cc.

They even honoured ltf offer of swiggy app,gave ltf swiggy as floater. It was so nice from hdfc

Can you share ss of all replies which you got from them and what you have replied to them.

 

[shashankverma]

Directly Apply as floater card https://www.technofino.in/community...iggy-cc-ltf-as-a-floater-on-tataneu-cc.30284/

 

[maverick]

My experience:- wrote mail to (priority wala) cc about issue Swiggy ltf as a floter against millennia ltf. CC Forwarded my request to the regional head, he called me Why do you need this cc ..bala bala...he asked for my Aadhar and pan card (offline), but I sent them on WhatsApp. He applied offline and sent me the application form photo, but after 3 days, it got rejected...I again wrote an email to (priority wala), cc said he didn't proceed with my offline application 😁.... again, after 15 days, he called me and sent me the same application form, but this time 'complaint' was written on the header of that application form, and the next day it was approved.

 

[rajsd]

Directly Apply as floater card https://www.technofino.in/community...iggy-cc-ltf-as-a-floater-on-tataneu-cc.30284/

So he should fill that forum and send it directly to them right?

 

[rajsd]

My experience:- wrote mail to (priority wala) cc about issue Swiggy ltf as a floter against millennia ltf. CC Forwarded my request to the regional head, he called me Why do you need this cc ..bala bala...he asked for my Aadhar and pan card (offline), but I sent them on WhatsApp. He applied offline and sent me the application form photo, but after 3 days, it got rejected...I again wrote an email to (priority wala), cc said he didn't proceed with my offline application 😁.... again, after 15 days, he called me and sent me the same application form, but this time 'complaint' was written on the header of that application form, and the next day it was approved.

Okay thanks for the info, he didn't sent mail to priority team , he directly sent it to grievance team

 

[shashankverma]

So he should fill that forum and send it directly to them right?

Y E S

 

[rajsd]

Y E S

O kay thanks

 

[maverick]

Bu

Okay thanks for the info, he didn't send mail to the priority team, he directly sent it to the grievance team

But this doesn't matter I think both are handled by the same team.

 

[rajsd]

Bu
But this doesn't matter I think both are handled by the same team.

Yes you're correct, he sent mail to priority wala yesterday and today he received reply from grievances wala team, also same agent mailed him who sent him mails previously.

 

[HumorSimpson]

Yes you're correct, he sent mail to priority wala yesterday and today he received reply from grievances wala team, also same agent mailed him who sent him mails previously.

What reply? As approved or rejected?