Indusind Rupay Platinum Credit Card is Live ....

[beast_boy]

 

[image]

Why are you thinking to close this rupay card? I am thinking to get this as one more rupay card in my cc portfolio.

Already have four Rupay card other than this:

* ICICI Coral Rupay
* HDFC Neu Infinity Rupay
* BoB Premier Rupay
* BoB HPCL Rupay

Other Indusind cards:
* Indusind Legend (Visa)
* Indusind Eazydiner (Visa)

 

[ichetanc]

Is the vistara transfer stopped for Indusind redemption?

 

[telescope]

I am getting the option to apply for rupay platinum cc on split limit basis.
My question is, if I take this cc, and later decide to cancel it, will this limit get destroyed?

Scenario 1:
I have limit of 5 lakh, if I create a rupay cc with 50k limit then pinnacle will have 450k remaining.
I cancel rupay, and pinnacle will become 5 lakh again

Scenario 2:
I have limit of 5 lakh, if I create a rupay cc with 50k limit then pinnacle will have 450k remaining.
I cancel rupay, and pinnacle will remain 450k, and the limit of rupay will vanish.

Which of these will happen?

 

[PayKaroAbhi]

I have primary Rupay Platinum card with 1.75L limit but unable to get the Eazydiner card with a split limit using the Rupay Platinum card. It shows that I'm not eligible.

How can I get this please suggest?

 

[image]

Already have four Rupay card other than this:

* ICICI Coral Rupay
* HDFC Neu Infinity Rupay
* BoB Premier Rupay
* BoB HPCL Rupay

Other Indusind cards:
* Indusind Legend (Visa)
* Indusind Eazydiner (Visa)

Closed my BoB Premier Rupay CC.

Sent an email on 27th Sep, got an email yesterday that it has been processed and today morning, card is gone from my app. Other Indusind cards remain active.

 

[card_monarch]

Can anyone confirm if this card is issued on Discover or JCB network?

 

[BeingIncogBeingIncog is verified member.]

Can anyone confirm if this card is issued on Discover or JCB network?

JCB . .

 

[bluered23]

Applied for card and then completed VKYC. It has been one week and no update so far. It is not my first card, but Indusind application is pretty sad process. Called customer care but after on hold for 30 mins I gave up.

Any other way to get to know status or something else that can be done?

 

[bluered23]

Small update:

Got the card ~2 weeks post application, with first message from Indusind on the morning of delivery. Limit assigned is lower than what was shown in application by 3X. The lowest limit of my cards. Till now not satisfied with experience

 

[pradeepG]

View attachment 34362
Life time free credit card

📱2 RP’s on every ₹100 transaction done through UPI

🛍️1 RP for every ₹ 100 on non UPI transactions

⛽️1% Fuel Surcharge Waiver

💎1RP=₹0.35View attachment 34385

bhai ab to phone karke 10000 joining Fee bol rahe hain yeh?? worth hai kya??

 

[panchabhut]

bhai ab to phone karke 10000 joining Fee bol rahe hain yeh?? worth hai kya??

they are trying to mislead you into going for a different card. it is very common unfair practice adopted by Indusind.

 

[2025]

I am getting the option to apply for rupay platinum cc on split limit basis.
My question is, if I take this cc, and later decide to cancel it, will this limit get destroyed?

Scenario 1:
I have limit of 5 lakh, if I create a rupay cc with 50k limit then pinnacle will have 450k remaining.
I cancel rupay, and pinnacle will become 5 lakh again

Scenario 2:
I have limit of 5 lakh, if I create a rupay cc with 50k limit then pinnacle will have 450k remaining.
I cancel rupay, and pinnacle will remain 450k, and the limit of rupay will vanish.

Which of these will happen?

Unfortunately I am in dilemma now.
Here is my case.

1. I had Legend CC
2. I have alloted about 1/5th of limit and generated this Rupay Platinum card today 07-Aug-2025.
3. I have generated the pin also, so it's activated.
4. Now I want to close this card.

My question is what is the best way possible with minimum efforts? Can I get back that lost limit? Even if I don't get back the lost limit I am going to close this card for sure. Please guide.

@SSV @telescope @D₹V @drvirag

 

[drvirag]

Unfortunately I am in dilemma now.
Here is my case.

1. I had Legend CC
2. I have alloted about 1/5th of limit and generated this Rupay Platinum card today 07-Aug-2025.
3. I have generated the pin also, so it's activated.
4. Now I want to close this card.

My question is what is the best way possible with minimum efforts? Can I get back that lost limit? Even if I don't get back the lost limit I am going to close this card for sure. Please guide.

@SSV @telescope @D₹V @drvirag

Call cc. Tell them close the card n transfer limit to legend. That's it

 

[2025]

Call cc. Tell them close the card n transfer limit to legend. That's it

I have heard that reaching their cc need lot of efforts and wastage of time and energy. Any special route to connect them?

 

[SSV]

Unfortunately I am in dilemma now.
Here is my case.

1. I had Legend CC
2. I have alloted about 1/5th of limit and generated this Rupay Platinum card today 07-Aug-2025.
3. I have generated the pin also, so it's activated.
4. Now I want to close this card.

My question is what is the best way possible with minimum efforts? Can I get back that lost limit? Even if I don't get back the lost limit I am going to close this card for sure. Please guide.

@SSV @telescope @D₹V @drvirag

Call CC during late hours and all the required will be done

 

[2025]

Call CC during late hours and all the required will be done

Call cc. Tell them close the card n transfer limit to legend. That's it

Due to my ugliness and after not able to find suitable option I had to block first then only that call connected to Cust care.

He said your card already blocked. We cannot raise the request now. Either you have to raise a re-issue/replacement request with 100 charges then after u get the card then we can put up the request for limit transfer. I told him again to try because it was a mistake based on unavailability to get appropriate option to reach cc at the first place, but he said not possible.

So I said ok. I don't need replacement. For that I am ok with reduced limit. About 1L limit lost in the process. Sad.
Still better than having a burden card. If anyone want to close a card and transfer limit first reach them through reward points or emi etc then ask them to transfer and close. Don't go by block route.

Also I came to know upgrade offer available for pinnacle, celesta...with joining fee. I said no need. Sharing just in case if it help others.