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EPM: Minor update to my 2 cards folio

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Ned_Starks_Head

TF Select
Keeping up with my tradition of a 2 cards folio:

2023-24: received both Magnus & DCB
2024-25: Infinia Metal & Marquee (upgraded 1, closed other)
2025- : Infinia Metal & EPM (closed marquee)

My original RM who maintains my account tried to BS me for 2 weeks that my ppop is non-existent so she can’t get me EPM, and that I move my salary instantly on the day of credit to an hdfc account, to which I replied I’ll continue to do so because hdfc has given me infinia and none of their cards except EPM are worthy of any spendings.

Next week I reached out to an RM at a random branch near my new home. He got it approved within a week.

Edit: My salary account is in ICICI but the branch wasn’t accepting that as a criteria because my MAB is generally less than 1 k per month

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Ned_Starks_Head said:
Keeping up with my tradition of a 2 cards folio:

2023-24: received both Magnus & DCB
2024-25: Infinia Metal & Marquee (upgraded 1, closed other)
2025- : Infinia Metal & EPM (closed marquee)

My original RM who maintains my account tried to BS me for 2 weeks that my ppop is non-existent so she can’t get me EPM, and that I move my salary instantly on the day of credit to an hdfc account, to which I replied I’ll continue to do so because hdfc has given me infinia and none of their cards except EPM are worthy of any spendings.
Next week I reached out to an RM at a random branch near my new home. He got it approved within a week.

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Great🙂
What’s the approx fig of salary credit?
 
theflash said:
Hes saying without switching salary acct he got EPM.
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dj review GIF

The most confusing thread ever.
 
Ned_Starks_Head said:
Keeping up with my tradition of a 2 cards folio:

2023-24: received both Magnus & DCB
2024-25: Infinia Metal & Marquee (upgraded 1, closed other)
2025- : Infinia Metal & EPM (closed marquee)

My original RM who maintains my account tried to BS me for 2 weeks that my ppop is non-existent so she can’t get me EPM, and that I move my salary instantly on the day of credit to an hdfc account, to which I replied I’ll continue to do so because hdfc has given me infinia and none of their cards except EPM are worthy of any spendings.

Next week I reached out to an RM at a random branch near my new home. He got it approved within a week.

Edit: My salary account is in ICICI but the branch wasn’t accepting that as a criteria because my MAB is generally less than 1 k per month

View attachment 105549View attachment 105550
Click to expand...
Not eligible for Super Premium Cards though, still commenting because the thread Title and the Strategy around it. The ease of management and the way you expressed with GIF, Enjoyed a lot reading your post.
Many congratulations 🎉
 
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