Will HDFC really enhance Credit Limit of my Money Back+ ?

[Sree CC]

Last month I sent my salary slips and ITR through email for credit limit increase. I was asked to send the signed statements and salary slips to the famous Chennai office.... I did it immediately. Today I have got a new update....they have requested me to send the same copies through email once again. Does HDFC really enhance my CL as I have no relationship with them...I am fed-up.

 

[Aniket Sharma]

Last month I sent my salary slips and ITR through email for credit limit increase. I was asked to send the signed statements and salary slips to the famous Chennai office.... I did it immediately. Today I have got a new update....they have requested me to send the same copies through email once again. Does HDFC really enhance my CL as I have no relationship with them...I am fed-up.

Depends on your itr & also Depends on your current cl

 

[Sree CC]

Depends on your itr & also Depends on your current cl

Thank you, It's MB+ with 67k CL. My Net salary is 90k. I will try to send one more time

 

[Ram1]

You have to send to Chennai office again, u cant give reply to that email.

U can email priority redressal also

 

[Sree CC]

You have to send to Chennai office again, u cant give reply to that email.

U can email priority redressal also

Thank you, I will try..

 

[Sree CC]

Depends on your itr & also Depends on your current cl

Bro, can you help me out here... After 2 months of back and forth communication, yesterday I got this update from HDFC. Does this mean...are they ready to issue me Millennia? or it's just part of HDFC's verification without any guarantee. Now I'm in a dilemma, a few days back, I got SBI PHONE Select Black which can cover most of Millennia features. Now Can I have Millennia for Educational spends & 10 % discount offers. I am not a good traveller.
My Cards:
ICICI APAY (3 L): Edu spends
Airtel Axis (2.5 L): Utilities & Zomato
SBI CB (90K): online shopping & AGVs
HDFC Pixel LTF(30k): UPI & Reliance Grocery.
Moneyback+: planning to upgrade
Kotak Super Debit: Fuel

 

[Aniket Sharma]

Bro, can you help me out here... After 2 months of back and forth communication, yesterday I got this update from HDFC. Does this mean...are they ready to issue me Millennia? or it's just part of HDFC's verification without any guarantee. Now I'm in a dilemma, a few days back, I got SBI PHONE Select Black which can cover most of Millennia features. Now Can I have Millennia for Educational spends & 10 % discount offers. I am not a good traveller.
My Cards:
ICICI APAY (3 L): Edu spends
Airtel Axis (2.5 L): Utilities & Zomato
SBI CB (90K): online shopping & AGVs
HDFC Pixel LTF(30k): UPI & Reliance Grocery.
Moneyback+: planning to upgrade
Kotak Super Debit: Fuel

They need income docs to verify and then they Will approve millennia.

 

[Sree CC]

They need income docs to verify and then they Will approve millennia.

I sent them all docs....once to Chennai office, twice to the grievance mail. They acknowledged it and want my confirmation for checking CIBIL

 

[Aniket Sharma]

I sent them all docs....once to Chennai office, twice to the grievance mail. They acknowledged it and want my confirmation for checking CIBIL

Yeah then gave them yes in answer and they will check cibil and will upgrade your card.

 

[HumorSimpson]

Bro, can you help me out here... After 2 months of back and forth communication, yesterday I got this update from HDFC. Does this mean...are they ready to issue me Millennia? or it's just part of HDFC's verification without any guarantee. Now I'm in a dilemma, a few days back, I got SBI PHONE Select Black which can cover most of Millennia features. Now Can I have Millennia for Educational spends & 10 % discount offers. I am not a good traveller.
My Cards:
ICICI APAY (3 L): Edu spends
Airtel Axis (2.5 L): Utilities & Zomato
SBI CB (90K): online shopping & AGVs
HDFC Pixel LTF(30k): UPI & Reliance Grocery.
Moneyback+: planning to upgrade
Kotak Super Debit: Fuel

Yes its standard procedure even for my MB+ they asked the consent to upgrade to Millenia.

I wish you get Millenia. It too reward edu fee at 1% and the best part is if it hits quarterly milestone of 1L you get 1K AGV.

 

[Sree CC]

Yeah then gave them yes in answer and they will check cibil and will upgrade your card.

Thank you, have given my consent.
to be reviewed & resolved by 18/08.😵

 

[Sree CC]

Yes its standard procedure even for my MB+ they asked the consent to upgrade to Millenia.

I wish you get Millenia. It too reward edu fee at 1% and the best part is if it hits quarterly milestone of 1L you get 1K AGV.

Thanks, have been trying for this,
I am able to get other cards but not this.

 

[Ank!t]

After almost 3 years my credit limit on MB was increased by 15% last week. From 2.4 to 2.8L.

 

[HumorSimpson]

After almost 3 years my credit limit on MB was increased by 15% last week. From 2.4 to 2.8L.

Is there a spike in your spend pattern ? which card?

 

[Ank!t]

Yes in last 6 months approx. 50K transaction through EMI purchase. Before that just used it annually to keep it active. Tried lot of time for LTF Millennia card, but always presented as chargeable. For me they'd provided offer for 1K Apay voucher for usage of 25K in Dec-24. But than after I've not received anything. Tried with RM but nothing worked out.