HDFC Super Premium Cards Eligibility Hiked!!!

[Salvo08]

Not true for pvt banking credit cards

Even the public sector banks endorse the relationship positively like SBI. One can not have premium SBI cards if you do not have premium banking relationship with them.

 

[navdeep22]

I think your relationship with HDFC has kinda just started. I mean you probably are new to HDFC. For an Imperia account Millennia is just too much. HDFC usually offers you an upgrade from Millennia after a year to Regalia or Regalia Gold depending on your usage. And from there one can upgrade to Infinia by moving all your spends to that card and achieve 6-9 lakhs in 6 months to get an Infinia provided your credit limit is in excess of 8L. So as of now continue using Millennia. What’s the credit limit if I may ask.

Just to add to my previous post. My personal experience tells me that the type of account you hold doesn’t necessarily affect the Credit Card the bank offers you primarily in case of two banks, HDFC and IDFC. One can have Infinia even if holding a classic account and IDFC doesn’t offer you their Wealth Credit Card on Wealth account.

i am having salary account since 5 years and they converted my account to imperia 2-3 years back, i had options to upgrade LTF DCP and regalian Gold but did not take it, as didnot find any advantage in them. But that has cost me something, when i tried to upgrade limit (current 5L) for my visa millenia they said your current millenia's limit cannot be increase , they can upgrade my card and limit both. One +ve thing happened, RM called me and told me LTF marriot bonvoy is available on your account and issued it ia year ago (which i greate for international lounges for LTF and no minimum spends)

So ill try to infinia woth 60 lakhs ITR once ITR2 is available , if unsuccessful , will ask them to increase my credit limit as much as possible with this ITR, then planing to go on from there.

if this doesnt happen ,ill try to go for EPM with ICICI , and i already have dual variant AMEX+MASTERCARD Sapphiro LTF card with 5L, will ICIC give EPM with ITR for salarised person?

 

[navdeep22]

also, they were giving me DCBM and BIZBLACK , bbut did not take bcz no annual benifits on paying fee

 

[abhiaj_geek]

If I were in your place I would have done the following

Take RG ltf, increase CL to 8L, try to get spends of 9L in 6 months when possible and upgrade to infinia.

 

[theXfactor]

And you got EPM by meeting all three criteria or any of those three like Credit Limit of existing card to be > 10L , 3L take home salary and I presume the third is of IT return.

I had 10L on my Apay ICICI card which I hardly used. No ITR, salary, PPOP etc. etc. were asked. My consent to upgrade the card to EPM was the only thing required.

 

[_ayush]

I had 10L on my Apay ICICI card which I hardly used. No ITR, salary, PPOP etc. etc. were asked. My consent to upgrade the card to EPM was the only thing required.

When did you upgrade? If possible can you share the contact?

 

[theXfactor]

When did you upgrade? If possible can you share the contact?

March and it was all discussed on this forum. He was my corporate contact who happens to be in some Sr. position, focused on some specific segment of corporate customers hence requested contact not be shared.

 

[Salvo08]

I had 10L on my Apay ICICI card which I hardly used. No ITR, salary, PPOP etc. etc. were asked. My consent to upgrade the card to EPM was the only thing required.

Great yaar. Actually amazing. Never heard it can happen that way.

 

[navdeep22]

guys, these salary and ITR eliglibility criterias are for new customer or exiting credit card holder too?

 

[phildunphy]

guys, these salary and ITR eliglibility criterias are for new customer or exiting credit card holder too?

only for new customers, no bank would ever do retroactive cancellation and ask for documents to prove you are eligible for a card.

 

[aceventura]

What happens if one has a high paying corporate job and got Infinia metal, but then quit it to do business? Do we have to continuously maintain the eligibility?

 

[Amit_1]

What happens if one has a high paying corporate job and got Infinia metal, but then quit it to do business? Do we have to continuously maintain the eligibility?

I think there should not be a problem after card issued to you

 

[theXfactor]

What happens if one has a high paying corporate job and got Infinia metal, but then quit it to do business? Do we have to continuously maintain the eligibility?

You will get to keep the card regardless. Banks don’t keep assessing the eligibility once onboarded.

 

[mojo_jojo123]

wondering which govt employee have post tax 3.5L income and how many such folks are there in India ..

 

[HumorSimpson]

wondering which govt employee have post tax 3.5L income and how many such folks are there in India ..

May be they take br*be too under chai-pani salary heads.

 

[Aniket Sharma]

May be they take br*be too under chai-pani salary heads.

No, its under project finance

 

[Avatar Aang]

wondering which govt employee have post tax 3.5L income and how many such folks are there in India ..

There might be a handful of such people.

 

[rogerthat]

wondering which govt employee have post tax 3.5L income and how many such folks are there in India ..

Half of them are on TF only

 

[TripleAce]

The super perks of a government job are more lucrative than an Infinia.
If you know what I mean 😉

 

[theXfactor]

The super perks of a government job are more lucrative than an Infinia.
If you know what I mean 😉

That doesn’t get them Infinia 🙂