Tata Neu Infinity : Tips for FYF to LTF Conversion

[jyothisthaliath]

Just got HDFC Tata Neu Infinity (TNI) credit card on FYF basis. For context, I hold an HDFC Savings Advantage Account since one year and got both DCP and Swiggy credit cards as Lifetime Free, being used moderately. I'm looking for quick insights and personal experiences on the following:

• Any first-time usage or welcome offers (like spend-based points/vouchers) which I can claim with newly issued HDFC TNI card? I know it is FYF, so usual freebies won't be given. But is there anything I need to take care within first 30 days, something like a spend based reward for new cards
• Has anyone managed to convert FYF card to LTF just by email or customer care? What worked for you—did referencing ongoing LTF offers or your overall relationship with the bank make a difference?
• Is there any benefit in delaying the activation of a newly issued card? Have you received any retention or LTF offer from HDFC to complete the activation?

Would really appreciate any insights into these areas and any tips on maximizing value out of this Tata Neu Infinity card. Thanks in Advance!

 

[jyothisthaliath]

Happy to report that I got it converted to LTF 😊 I emailed them mentioning details of my ongoing relationship with the Bank (SB account, other credit cards, credit limit). At first instance, they declined. So I escalated to the next higher level. That was accepted.

Now can someone please share the tips and tricks to maximize the value out of this card 🙏🏻 I'm not going to use it for UPI coz the app is so bad.

 

[vine]

Happy to report that I got it converted to LTF 😊 I emailed them mentioning details of my ongoing relationship with the Bank (SB account, other credit cards, credit limit). At first instance, they declined. So I escalated to the next higher level. That was accepted.

Now can someone please share the tips and tricks to maximize the value out of this card 🙏🏻 I'm not going to use it for UPI coz the app is so bad.

Escalated? how? in email?

 

[S U D O]

Happy to report that I got it converted to LTF 😊 I emailed them mentioning details of my ongoing relationship with the Bank (SB account, other credit cards, credit limit). At first instance, they declined. So I escalated to the next higher level. That was accepted.

Now can someone please share the tips and tricks to maximize the value out of this card 🙏🏻 I'm not going to use it for UPI coz the app is so bad.

Can you share the emails that you sent them 🫡
I have TNI FYF too, want to get it converted to LTF as well

 

[jyothisthaliath]

Can you share the emails that you sent them 🫡

Sure this is the email which I sent

Hi,

I am issued with Tata Neu Infinity Credit Card bearing number XXXX , which is currently issued on FYF basis. I would like to request for conversion of this card to Lifetime Free (LTF) basis.

I am holding an HDFC Savings Account no: XXXXX with Customer ID : XXXX. I am maintaining a strong and long standing relationship with HDFC bank.

In addition, I hold Diners Club Privilege and HDFC Swiggy credit cards. Both of them were issued to me as Lifetime Free cards considering my salary criteria and overall relationship with HDFC Bank. I use these cards regularly and maintain a combined credit limit of ₹5 lakhs, reflecting my consistent usage and responsible credit behavior.

Given my continued engagement with HDFC products and history of timely repayments, I believe I am eligible for LTF status on my Tata Neu Infinity Credit Card as well. I kindly request you to review my profile and convert my Tata Neu Infinity Credit Card bearing number XXXX card to LTF basis.

Please let me know in case any formalities need to be completed from my side. Thank you for your assistance and support.

Regards

I sent it to Grievance-Redressalcc • grievance.redressalcc@hdfcbank.com


They initially declined. So I escalated to next level. Then they provided as LTF

 

[Abhi21]

Bro converts the card to LTF and then asks how to use the benefits of the card.

 

[ashwinikumar900]

Just got HDFC Tata Neu Infinity (TNI) credit card on FYF basis. For context, I hold an HDFC Savings Advantage Account since one year and got both DCP and Swiggy credit cards as Lifetime Free, being used moderately. I'm looking for quick insights and personal experiences on the following:

• Any first-time usage or welcome offers (like spend-based points/vouchers) which I can claim with newly issued HDFC TNI card? I know it is FYF, so usual freebies won't be given. But is there anything I need to take care within first 30 days, something like a spend based reward for new cards
• Has anyone managed to convert FYF card to LTF just by email or customer care? What worked for you—did referencing ongoing LTF offers or your overall relationship with the bank make a difference?
• Is there any benefit in delaying the activation of a newly issued card? Have you received any retention or LTF offer from HDFC to complete the activation?

Would really appreciate any insights into these areas and any tips on maximizing value out of this Tata Neu Infinity card. Thanks in Advance!

I too have converted my FYF into LTF (TATA NEU INFINITY), mailed them last year around December and they did that. I have DCB METAL, BIZ BLACK, and SWIGGY as well.

 

[chinnodu]

I have been waiting for LTF offer to get the card. Now I think better accepting TNI as FYF and attempt further through email to get it LTF

 

[jyothisthaliath]

I have been waiting for LTF offer to get the card. Now I think better accepting TNI as FYF and attempt further through email to get it LTF

Yeah try it. If you have HDFC account and core card like me, then there is high chance I believe 👍🏻

 

[jyothisthaliath]

Bro converts the card to LTF and then asks how to use the benefits of the card.

Haha.. no card should go unutilised. That's my motto 😎