jyothisthaliath
TF Premier
Just got HDFC Tata Neu Infinity (TNI) credit card on FYF basis. For context, I hold an HDFC Savings Advantage Account since one year and got both DCP and Swiggy credit cards as Lifetime Free, being used moderately. I'm looking for quick insights and personal experiences on the following:
- Any first-time usage or welcome offers (like spend-based points/vouchers) which I can claim with newly issued HDFC TNI card? I know it is FYF, so usual freebies won't be given. But is there anything I need to take care within first 30 days, something like a spend based reward for new cards
- Has anyone managed to convert FYF card to LTF just by email or customer care? What worked for you—did referencing ongoing LTF offers or your overall relationship with the bank make a difference?
- Is there any benefit in delaying the activation of a newly issued card? Have you received any retention or LTF offer from HDFC to complete the activation?
