HSBC RuPay Platinum & RuPay Cashback Cards Now Live – LTF, 10% Cashback & More!

[the.avhishek]

💳 HSBC RuPay Platinum Credit Card
(Truly Lifetime Free)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and get your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹5,000 within 30 days.
• Free EazyDiner Membership (2 months) – Activate your card and unlock food & dining privileges.

⭐️ Main Features:
• Earn 2 reward points on every ₹150 spent
• Swiggy Instamart – Get 10% off on orders ₹500+ (Max ₹200)
• Paytm Bill Payments – 5% off on ₹299+ mobile, broadband, DTH, utilities (Max ₹150)
• Tira (Wednesdays) – Save 10% on ₹2,499+ orders (Max ₹1,000)
• Cleartrip – Save up to ₹6,000 on flights and hotels

🔓 Extra Perks:
• UPI Enabled – Link card to UPI apps for smooth & secure payments
• International Access – Accepted in 160+ countries via JCB network
• Fuel Surcharge Waiver – Save up to ₹3,000/year on fuel purchases

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/





💳 HSBC RuPay Cashback Credit Card
(Joining Fee: ₹500; Annual Fee: ₹500 - Waived on ₹2L annual spend)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and receive your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹10,000 within 30 days.
• 2-Month EazyDiner Membership – Activate your card and enjoy exclusive dining benefits.

💸 Cashback Benefits:
• 10% cashback on dining, food delivery & groceries 🥘🛒
• 1% cashback on all other eligible spends
• Maximum cashback: ₹400/month (on online & offline purchases)

🔥 Special Partner Offers:
• Swiggy Instamart – 10% off on ₹500+ orders (Max ₹200)
• Paytm – 5% off on ₹299+ bill payments (Max ₹150)
• Tira (Wednesdays) – 10% off on ₹2,499+ (Max ₹1,000)
• Cleartrip – Discounts up to ₹6,000 on flights & hotels

✈️ Travel & Lifestyle Perks:
• UPI-Enabled – Make quick payments using UPI apps
• Airport Lounge Access –
✈️ 2 domestic visits/quarter
🌍 2 international visits/year
• 0% Forex Mark-up – Enjoy zero FX charges on international spends till 31 Dec 2025
• Accepted Worldwide – Use across 160+ countries via JCB network

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-cashback-credit-card/

 

[the.avhishek]

No pin code issue, vkyc wasn't required, I've no idea it has rrejected.
Holding HSBC card from last 5 months

6 months cooling period bro, i think this is reason of rejection but contact bank for this.

 

[prashantsm]

Pr

6 months cooling period bro, i think this is reason of rejection but contact bank for this.

Probably might be this is the reason I found, I'll contact bank once, already emailed for reconsideration let's see

 

[b4bhar]

400 cashback per month capping on groceries, food delivery and dining is too low actually for the Rupay cashback card.

 

[kuchbhikuchbhi is verified member.]

I asked her, if she need blood sample as well

Ask her if she needs a thyrocare too for testing

We have a lot of them in our community 😉

 

[OptiCard]

400 cashback per month capping on groceries, food delivery and dining is too low actually for the Rupay cashback card.

That's correct.

If someone holds Live+ then this Rupay Cashback card is useless for him.

If someone doesn't hold any HSBC card then also I refer Live+ only over Rupay Cashback.

 

[Anshit]

That's correct.

If someone holds Live+ then this Rupay Cashback card is useless for him.

If someone doesn't hold any HSBC card then also I refer Live+ only over Rupay Cashback.

I have a Live+ and I hit my cap of ₹1000 with just one DMart visit, unable to utilise it for my dining expanses and I was looking for a card which gives non nonsense cashback like Live+ and this card might just fit the spot but yeah the ₹400 Cap is little low

 

[OptiCard]

I have a Live+ and I hit my cap of ₹1000 with just one DMart visit, unable to utilise it for my dining expanses and I was looking for a card which gives non nonsense cashback like Live+ and this card might just fit the spot but yeah the ₹400 Cap is little low

Well this case fits perfect for you.

For me 4k - 6k on DMart are enough per month. In addition, I used to top-up milkbasket for the remaining.
Sometimes, I visit once in 2 months in DMart.

I feel the case of spending around 10k per month on groceries fits perfect for most of the nuclear family but 4k is pretty less so as per my perspective Live+ is way better than Rupay cashback.
If expenditures are more then only club Live+ with Rupay Cashback makes sense.

 

[rajcasio]

How are you that sure that we won't get it for UPI, Roarbank which was recently released gives us for both UPI and POS/Online

Even PIXEL on upi gives 5% on Blinkit

 

[OptiCard]

How are you that sure that we won't get it for UPI, Roarbank which was recently released gives us for both UPI and POS/Online

Even PIXEL on upi gives 5% on Blinkit

I am saying this because most of the banks won't give 10% slabs over UPI.

If any bank is giving, then mostly it will be specific to fixed merchant.

This I am telling based on my experience better check with HSBC. 🙂

Even there are multiple articles and threads where people were asking to govt & banks --> why are they not giving the benefit on UPI same as Swipe/POS/Online credit card transactions.

 

[b4bhar]

I have a Live+ and I hit my cap of ₹1000 with just one DMart visit, unable to utilise it for my dining expanses and I was looking for a card which gives non nonsense cashback like Live+ and this card might just fit the spot but yeah the ₹400 Cap is little low

yeah, same with me. they need to increase the cb from 1k to 1.5k. it will be helpful to reach the 2L milestone easily

 

[nathan_drake]

I am saying this because most of the banks won't give 10% slabs over UPI.

If any bank is giving, then mostly it will be specific to fixed merchant.

This I am telling based on my experience better check with HSBC. 🙂

Even there are multiple articles and threads where people were asking to govt & banks --> why are they not giving the benefit on UPI same as Swipe/POS/Online credit card transactions.

True, but what Roarbank is doing proves the model is possible and is now out in the market. They're competing for the same users.With Credit on UPI becoming soo integrated into the ecosystem, i think all merchants would be eligible, otherwise i don't understand their logic of using RUPAY