HSBC RuPay Platinum & RuPay Cashback Cards Now Live – LTF, 10% Cashback & More!

[the.avhishek]

💳 HSBC RuPay Platinum Credit Card
(Truly Lifetime Free)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and get your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹5,000 within 30 days.
• Free EazyDiner Membership (2 months) – Activate your card and unlock food & dining privileges.

⭐️ Main Features:
• Earn 2 reward points on every ₹150 spent
• Swiggy Instamart – Get 10% off on orders ₹500+ (Max ₹200)
• Paytm Bill Payments – 5% off on ₹299+ mobile, broadband, DTH, utilities (Max ₹150)
• Tira (Wednesdays) – Save 10% on ₹2,499+ orders (Max ₹1,000)
• Cleartrip – Save up to ₹6,000 on flights and hotels

🔓 Extra Perks:
• UPI Enabled – Link card to UPI apps for smooth & secure payments
• International Access – Accepted in 160+ countries via JCB network
• Fuel Surcharge Waiver – Save up to ₹3,000/year on fuel purchases

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/





💳 HSBC RuPay Cashback Credit Card
(Joining Fee: ₹500; Annual Fee: ₹500 - Waived on ₹2L annual spend)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and receive your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹10,000 within 30 days.
• 2-Month EazyDiner Membership – Activate your card and enjoy exclusive dining benefits.

💸 Cashback Benefits:
• 10% cashback on dining, food delivery & groceries 🥘🛒
• 1% cashback on all other eligible spends
• Maximum cashback: ₹400/month (on online & offline purchases)

🔥 Special Partner Offers:
• Swiggy Instamart – 10% off on ₹500+ orders (Max ₹200)
• Paytm – 5% off on ₹299+ bill payments (Max ₹150)
• Tira (Wednesdays) – 10% off on ₹2,499+ (Max ₹1,000)
• Cleartrip – Discounts up to ₹6,000 on flights & hotels

✈️ Travel & Lifestyle Perks:
• UPI-Enabled – Make quick payments using UPI apps
• Airport Lounge Access –
✈️ 2 domestic visits/quarter
🌍 2 international visits/year
• 0% Forex Mark-up – Enjoy zero FX charges on international spends till 31 Dec 2025
• Accepted Worldwide – Use across 160+ countries via JCB network

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-cashback-credit-card/

 

[BhaiyaJi]

 

[kuchbhikuchbhi is verified member.]

acha nhi hai 🙁

 

[Anshit]

As per the pdf the benefits are same plus rupay cashback of 1% up to 400. So rupay variant looks better then visa one

https://www.hsbc.co.in/content/dam/hsbc/in/documents/credit-cards/rupay-cashback/hsbc-service-guide.pdf

Live+ is 1.5% without any Cap

 

[BhaiyaJi]

Live+ is 1.5% without any Cap

For card payments this one also has 1.5% unlimited cashback

 

[Riyon]

Looks like 0% forex is only till 31/12/2025.

Yes i have mentioned in my main post.

 

[Abhishek012]

As per the pdf the benefits are same plus rupay cashback of 1% up to 400. So rupay variant looks better then visa one

https://www.hsbc.co.in/content/dam/hsbc/in/documents/credit-cards/rupay-cashback/hsbc-service-guide.pdf

It's 1% cashback on Rupay and 1.5 % on Live + and Cap is ₹400 for Rupay and ₹1000 for Live+

Live+ is 1.5% without any Cap

For card payments this one also has 1.5% unlimited cashback

1% is Unlimited -

Cashback is the key feature of your HSBC RuPay Cashback Credit Card. You will be eligible for cashback on all transactions as follows: 10% cashback on all dining, food delivery and grocery spends and 1% unlimited cashback on all other spends.

read here - https://www.hsbc.co.in/content/dam/...t-cards/rupay-cashback/hsbc-service-guide.pdf

PDF file also mentioned - 1.5% unlimited cashback on other spends 🤣 🤣

 

[rajcasio]

1% is Unlimited -

Cashback is the key feature of your HSBC RuPay Cashback Credit Card. You will be eligible for cashback on all transactions as follows: 10% cashback on all dining, food delivery and grocery spends and 1% unlimited cashback on all other spends.

read here - https://www.hsbc.co.in/content/dam/...t-cards/rupay-cashback/hsbc-service-guide.pdf

Hope QR Scan & Pay is eligible for 10% cashback upto 400

 

[BhaiyaJi]

1% is Unlimited -

Cashback is the key feature of your HSBC RuPay Cashback Credit Card. You will be eligible for cashback on all transactions as follows: 10% cashback on all dining, food delivery and grocery spends and 1% unlimited cashback on all other spends.

read here - https://www.hsbc.co.in/content/dam/...t-cards/rupay-cashback/hsbc-service-guide.pdf

PDF file also mentioned - 1.5% unlimited cashback on other spends 🤣 🤣

Copy paste karte time hug diya bank ne. Live+/Cashback ko copy sabhi jagah copy paste kar rakha hai

 

[BhaiyaJi]

BIN number kya hai ?

@Abhishek012 please do the needful

 

[Abhishek012]

Copy paste karte time hug diya bank ne. Live+/Cashback ko copy sabhi jagah copy paste kar rakha hai

Ya but 1% cashback unlimited ho sakta hai.

 

[the.avhishek]

Ya but 1% cashback unlimited ho sakta hai.

Muje call aaya tha to mene unse pucha tha to wo bole ki total cashback 400 hai 10% category se aaye ya 1% category se

 

[Riyon]

Did u check the eligible cities?

What is the easy way to apply for HSBC credit cards, i have applied many times but always rejected, CIBIL 788 and have mostly all banks credit cards. Anyone suggest

 

[OptiCard]

And the page is live

RuPay Credit Card UPI | Apply Online - HSBC IN

Apply for an HSBC RuPay Cashback Credit Card and enjoy extra cashback and instant transfers with UPI on everyday purchases. Explore the benefits more today.

www.hsbc.co.in

 

[Bionick]

Design of the cashback card is good which is actually borrowed from one of their high-end international cards. Nothing fancy in terms of benefits though. However, this can come handy if one is looking for decent, hassle free cashback and both domestic and international lounge access at cheap. Also, being on JCB network the card will not give headaches while shopping abroad.

 

[theflash]

RuPay Credit Card UPI | Apply Online - HSBC IN

Apply for an HSBC RuPay Cashback Credit Card and enjoy extra cashback and instant transfers with UPI on everyday purchases. Explore the benefits more today.

www.hsbc.co.in

Only if I was salaried 🥲 I could apply it too.

 

[kmkmahesh]

As of now this Rupay CashBack Card has no spend criteria for domestic lounges, correct me if I am wrong

If it is correct this card will be the most issued card.

 

[Anshit]

As of now this Rupay CashBack Card has no spend criteria for domestic lounges, correct me if I am wrong

If it is correct this card will be the most issued card.

HSBC cards usually does not have spend criteria for lounge access

 

[kmkmahesh]

yeah, for Live + has only 4 in total 1 per quarter but this CashBack Rupay Card has double of it and also 2 International Lounges per year.
But the new cashback card is half of the fee to the Live +.
So I got that doubt.

 

[Bravo Echo]

yeah, for Live + has only 4 in total 1 per quarter but this CashBack Rupay Card has double of it and also 2 International Lounges per year.
But the new cashback card is half of the fee to the Live +.
So I got that doubt.

Also less than half monthly cashback limit as compared to live +

 

[kmkmahesh]

I already has Live + this wont be much useful to me anyway. Earlier I thought to take this card so my Addon Card issue of Live + will get resolved. But only UPI is not useful to me.