Merchant name is correct. But I forgot that when I tried to use Cred, the payment was short of 2.5k & Hdfc cc didn't allow me to pay extra to reach 50k mark so I skipped Cred & used Payzapp for paying cc bill through Indus dc. But today while replying, I still remembered I used Cred, my bad. But koi ni, I got the cb & It's confirmed by many others too - Cred/Payzapp gives cb by Indus dc payments for cc bills. (But from July, I guess Payzapp removed other dc option so below 50k is not possible from now onwards).