Biz Black - as floater with Infinia

[INN]

Hello,

Applied for Biz Black though RM as a floater for Infinia (Infinia got delivered by end of May). Initially both RM and CC manager were reluctant to apply the Biz Black card but later CC manager got an internal approval to apply for the card and the forms were submitted on May 19th. Cibil got hit, card got approved in principle. Then got declined indicating mismatch of details provided, later clarified, though RM/CC team. Card got approved and to be received tomorrow.

I am planning to use this card to make Tax payments, insurance, and bill payments. Infinia will be used to address things using GVs (mainly regular shopping, insurance payments). Any inputs on effective use between Infinia and Biz Black card will be helpful. I am buying GVs using Infinia (primary and add-on card); I am assuming here that we can not create separate smartbuy account for buying GVs using Biz Black.

Thinking if to apply for Axis Atlas, currently have Amex Platinum Travel with me. It will be for any other expenses which are not covered with Infinia and Biz black. Please share your suggestions.

Link for Infinia application post.

TIA.

 

[EverybodyEverybody is verified member.]

Congratulations for bizblack, can you share your rm contact to apply for bizblack pls?

 

[INN]

Congratulations for bizblack, can you share your rm contact to apply for bizblack pls?

Sure, please let me know your location.

 

[ccdc]

expect the benefit on tax payments to devalue soon.....since it's been given like hot cakes...

 

[cardoptimizer]

expect the benefit on tax payments to devalue soon.....since it's been given like hot cakes...

Most likely HDFC will increase minimum spend criteria to 1 lakh+ from 50k.

 

[ENIAC]

Are you a salaried or business/self employed. Are they giving again to salaried people?

 

[INN]

Are you a salaried or business/self employed. Are they giving again to salaried people?

I am self employed, RM was very particular in stating that it won't be assigned to salaried individuals.

 

[x.xyz35]

Hello,

Applied for Biz Black though RM as a floater for Infinia (Infinia got delivered by end of May). Initially both RM and CC manager were reluctant to apply the Biz Black card but later CC manager got an internal approval to apply for the card and the forms were submitted on May 19th. Cibil got hit, card got approved in principle. Then got declined indicating mismatch of details provided, later clarified, though RM/CC team. Card got approved and to be received tomorrow.

I am planning to use this card to make Tax payments, insurance, and bill payments. Infinia will be used to address things using GVs (mainly regular shopping, insurance payments). Any inputs on effective use between Infinia and Biz Black card will be helpful. I am buying GVs using Infinia (primary and add-on card); I am assuming here that we can not create separate smartbuy account for buying GVs using Biz Black.

Thinking if to apply for Axis Atlas, currently have Amex Platinum Travel with me. It will be for any other expenses which are not covered with Infinia and Biz black. Please share your suggestions.

Link for Infinia application post.

TIA.

Reward rate for 3X,5X,10X payments will be same for BizBlack & Infinia...for which u dont need to create different smartbuy accounts. Final payment card will matter only.

For buying GVs u can create different Gyftr acs with different mobile numbers...BizBlack will give u 9.99% vs 16.66 of Infinia

Ideally if u r not into miles game,,,u should use BizBlack first everywhere except for GVs coz it also gives 5K milestone voucher on every 5L spend till 20L.

But Infinia has different airmiles transfer partners advantage over BizBlack which has only SQ.

 

[ccdc]

Reward rate for 3X,5X,10X payments will be same for BizBlack & Infinia...for which u dont need to create different smartbuy accounts. Final payment card will matter only.

For buying GVs u can create different Gyftr acs with different mobile numbers...BizBlack will give u 9.99% vs 16.66 of Infinia

Ideally if u r not into miles game,,,u should use BizBlack first everywhere except for GVs coz it also gives 5K milestone voucher on every 5L spend till 20L.

But Infinia has different airmiles transfer partners advantage over BizBlack which has only SQ.

how to transfer biz black points to airmiles?

 

[INN]

Reward rate for 3X,5X,10X payments will be same for BizBlack & Infinia...for which u dont need to create different smartbuy accounts. Final payment card will matter only.

For buying GVs u can create different Gyftr acs with different mobile numbers...BizBlack will give u 9.99% vs 16.66 of Infinia

Ideally if u r not into miles game,,,u should use BizBlack first everywhere except for GVs coz it also gives 5K milestone voucher on every 5L spend till 20L.

But Infinia has different airmiles transfer partners advantage over BizBlack which has only SQ.

Thank you for your inputs. Appreciate it.