Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[theXfactor]

Finally today morning the RM called me that all approvals are completed and he will be logging in the card tomorrow morning and in next week the card would be delivered.

He offered a deal that if I move my trading from Groww to ICICI Direct, he can chase the respective folks for making it LTF. Dont know how much truth is there in it but he knows that my trading is pretty much above 20-30l a month.

First year they give you 40-45+ Rs equivalent against 12499 fee. FYF certainly isn’t worth it. LTF could be fine but not worth putting in effort for as even annual fee gets compensated with points & easydiner membership.
On a diff. note - I haven’t found even a single person with LTF EPM, you could be our torch bearer corner of the world.

 

[stech18]

can anyone share contact person of ICICI RM who can help with achieveing EPM? I can switch sal account(3LPM+) and probably open demat

 

[m4b]

can anyone share contact person of ICICI RM who can help with achieveing EPM? I can switch sal account(3LPM+) and probably open demat

No need for a demat if net salary is 3L+ per month, and no need to create a salary account with ICICI.

 

[stech18]

No need for a demat if net salary is 3L+ per month, and no need to create a salary account with ICICI.

Good to know but my corporate RM mentioned need 5LPM+ so I am looking for right person which is most important.

 

[theXfactor]

Demat account is now the cross selling product for EPM. Even for salaried individuals with 2.4L+ per month, they need switch to ICICI for salary account and create a demat account.

Btw; ICICI direct is good in terms of features. I opened my ICICI direct account days after I got my EPM just because they offered me special brokerage (Prime 9999) for life for delivery. No harm in opening the account and use features. I usually use Zerodha. For Options Zerodha and iDirect charge the same brokerage.

 

[abhiaj_geek]

can anyone share contact person of ICICI RM who can help with achieveing EPM? I can switch sal account(3LPM+) and probably open demat

Sharing on dm

 

[stech18]

Sharing on dm

Thanks for sharing. Not sure why my corporate RM stress on 5LPM. Whether 3LPM criteria changed recently?

 

[abhiaj_geek]

Thanks for sharing. Not sure why my corporate RM stress on 5LPM. Whether 3LPM criteria changed recently?

Yes
It changed to 2.4L

Your rm is doing what my rm was doing. Being a donkey.

 

[H2O]

i achieve waiver for infinia, amex mrcc, SBI octane, IDFC power+, So adding this one, I'm slightly skeptical if its possible frankly.

Infinia waiver, like spending or requesting customer care?

 

[SSV]

Infinia waiver, like spending or requesting customer care?

Most likely by spending

 

[keerthirahul123]

Infinia waiver, like spending or requesting customer care?

Spending. Only for SBI simply save and RBL MoneyTap, I call the customer care and ask closure and they give annual fee waiver.

 

[satty]

Thank you for the wishes.

Card was applied with 25L limit but ICICI sanctioned 10L which is the existing limits on my other ICICI bank CCs.

Sharing on dm

Can you please DM me too .. My RM is useless she keeps pushing me to get Emerald Private (Non-Metal) first and after 6 month I might get upgrade offer ..

 

[ksbaghel]

Btw; ICICI direct is good in terms of features. I opened my ICICI direct account days after I got my EPM just because they offered me special brokerage (Prime 9999) for life for delivery. No harm in opening the account and use features. I usually use Zerodha. For Options Zerodha and iDirect charge the same brokerage.

Prime 9999 plan is for life time only for all customers. It offers lowest brokerage for delivery (among other ICICI brokerage plans). I don't see any special treatment for you Unless it was offered to you as complimentary.

 

[theXfactor]

Prime 9999 plan is for life time only for all customers. It offers lowest brokerage for delivery (among other ICICI brokerage plans). I don't see any special treatment for you Unless it was offered to you as complimentary.

It’s complimentary for me otherwise what’s the fun. They call it “special brokerage plan“ and that’s what shows in my account. Earlier it was complimentary for ppl as long as they worked for any of these companies but now once this is applied at the time of account opening, it stays lifetime. Special brokerage plan is nothing but 9999 plan if you pay and buy.

 

[abhiaj_geek]

It’s complimentary for me otherwise what’s the fun. They call it “special brokerage plan“ and that’s what shows in my account. Earlier it was complimentary for ppl as long as they worked for any of these companies but now once this is applied at the time of account opening, it stays lifetime. Special brokerage plan is nothing but 9999 plan if you pay and buy.

Banks just keep offering free stuff to you.

 

[theXfactor]

Banks just keep offering free stuff to you.

EPM is paid 😃