Hi Guys. I keep seeing lots of posts asking how to apply for limit increase for various cards so I'm making this wiki post. I will try to keep it up to date whenever possible. This is my first contribution to the forum and feedback is welcome.
I'll start with simplest official method and then add any manual methods or tricks based on suggestions. Will also mention where to look for pre-approved limit enhancement offer if you already have it and frequency of getting limit enhancement by applying with official methods.
Let's do it.
I'll start with simplest official method and then add any manual methods or tricks based on suggestions. Will also mention where to look for pre-approved limit enhancement offer if you already have it and frequency of getting limit enhancement by applying with official methods.
Let's do it.
- ICICI Bank
- How to apply:
- Frequency:
- How to check pre approved offer:
- SMS CRLIM XXXX to 9215676766 from your registered mobile. XXXX is last 4 digits of your card.
- Open iMobile -> Cards -> your card -> Manage Limit -> You'll see if there's an offer to increase limit on this screen.
- SBI
- How to apply:
- Open SBI Card app -> Click on More (next to Services in botton navigation) -> Benefits -> Credit Limit Increase -> select desired limit -> Proceed -> upload bank statement -> done
- Login to sbicard.com -> Benefits -> Credit Limit Increase -> select desired limit -> Proceed -> upload bank statement (via anumati) -> done
- Frequency: Every 6 months (I got 2nd LE within 5 months so check after 4-5 months again)
- How to check pre approved offer:
- How to apply:
- Axis Bank
- How to apply:
- Axis Support method:
- Go to axisbank.com Support -> Connect Via email (search for it) -> There will be a page with 4 pink text selections (underlined)
- Choose the following options: Cards -> Credit Cards -> Credit Limit -> How do I request a credit limit increase on my credit card
- Now click on Email button below it and fill the form on next page and attach your salary slips or ITR and submit.
- Axis Support method:
- Frequency:
- How to check pre approved offer:
- Axis Open app -> Service & Support (from left side) -> Check for Limit Increase
- Can also be checked on website too
- How to apply:
- HDFC Bank
- How to apply:
- Offline method:
- Download Application for Limit Increase or Credit Card Upgrade - For Customer form and print it.
- Fill it up, attach your salary slips (2-3 months) and bank statement of salary account
- Go to branch and ask them to put it in the mailbox
- Or, send it to the address written on form itself by post.
- Offline method:
- Frequency: Every 6 months (?)
- How to check pre approved offer:
- How to apply:
- YES Bank
- How to apply:
- Offline method:
- Download Credit Card Limit Enhancement form and print it.
- Fill it up, attach your self-attested salary slips (2 months) and bank statement of salary account or ITR
- Send it to the address written on form itself by post.
- Offline method:
- Frequency:
- How to check pre approved offer:
- How to apply:
- STANDARD CHARTERED
- How to apply:
- Frequency:
- How to check pre approved offer:
- SMS CLIYES to 9987123123 from your registered mobile.
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