RuPay Select Debit Card Portfolio

[kuchbhikuchbhi is verified member.]

I asked to apply add on in pnb, he was like not allowed,
I showed guideline on their own website stating 2 add ons allowed,
Still he's arguing not allowed we have our own circular.
After some calls, he understood add on can be applied. Again he was like why u need another card? Whats ur purpose? R u trying to loot insurance of 10L+10L+10L?
I was like wtf, only one card is eligible for insurance from any bank ,i just need multiple cards for rupay select vouchers.

So basically he's thinking me as scammer/fraudster because I'm asking services out of his knowledge.
So every psu i visit either arguments will go on or complaints will do work. My timing has been worst to say the least.

Union,cboi, ka tho alag level story hai. Now dealing with canara and pnb sadly
@La pasión @2025 @kuchbhi @pinki @fradela

Samose nhi khilaye na apne

@dvader bhai samjhao

 

[Abhishek012]

@Abhishek012 has thread on it, I guess it has a few benefits

You will get all RuPay Select benefits on ICICI.

@Ram1

 

[fradela]

BOI dc can only be applied through branch?

Yes. Only via branch.

 

[Ram1]

Yes. Only via branch.

What about sms charges bro. Any way to bypass it?

 

[fradela]

What about sms charges bro. Any way to bypass it?

so far they haven't charged anything for me. While filling form, don't select SMS service.

 

[TrueColours]

Do benefits refresh quarterly or yearly for Bank of India RSDC?

 

[Ram1]

so far they haven't charged anything for me. While filling form, don't select SMS service.

U mean offline account?

 

[G0KU]

U mean offline account?

check my review before visiting boi branch

 

[Ram1]

check my review before visiting boi branch

Link ? .

 

[G0KU]

Link ? .

Post in thread 'RuPay Select Debit Card Portfolio'

Jun 26, 2025

I applied multiple times. Haven't received any add on cards so far.

Yesterday, I went to a BOI branch to open an account and had a horrible experience. I arrived at around 2:10 PM and waited 45 minutes for their lunch break to just be over. The opening form was more like a book, as it had many pages. I filled it, submitted it, they verified it, and then sent me to the next counter. First, they said they would open a normal savings account only after June 30th. Then they said they could only open an account now with an initial funding of ₹10,000. I said no issue. Then they said the...

• G0KU

• 
• 

here it is

 

[Ram1]

Post in thread 'RuPay Select Debit Card Portfolio'

Jun 26, 2025

I applied multiple times. Haven't received any add on cards so far.

Yesterday, I went to a BOI branch to open an account and had a horrible experience. I arrived at around 2:10 PM and waited 45 minutes for their lunch break to just be over. The opening form was more like a book, as it had many pages. I filled it, submitted it, they verified it, and then sent me to the next counter. First, they said they would open a normal savings account only after June 30th. Then they said they could only open an account now with an initial funding of ₹10,000. I said no issue. Then they said the...

• G0KU

• 
• 

here it is

Ha ha ye tho mera roj ka kaam hai.

Every psu i visit i get such services only🤣🤣

 

[Ram1]

check my review before visiting boi branch

Open online , dont forgot to turn off
Transaction alerts
Debit card
Whatsapp banking
U r good to go
Apply rsdc at branch

 

[fradela]

U mean offline account?

Yes Yes Yes

 

[Ram1]

Yes Yes Yes

No bro i saw online account video, its very simple than filling pages of forms.
They also gave option to untick sms alerts.
Will open tomorrow.

I'm scared to visit branch to apply dc considering my psu bad luck🥲

 

[fradela]

No bro i saw online account video, its very simple than filling pages of forms.
They also gave option to untick sms alerts.
Will open tomorrow.

I'm scared to visit branch to apply dc considering my psu bad luck🥲

Share your online experience once done.

 

[gogetassj4]

If you open the account online, you will have to submit a KYC form / signature job card (along with self attested Aadhar and PAN) at branch since your signature and/or your photo won't be uploaded in Finacle CBS. As debit cards currently can only be applied via branch (as of now) the deposit officer won't approve if he/she can't see your signature in the system. For hassle free experience make sure you keep atleast min balance (500 for Rural/SU, 1000 for Urban/Metro) + 944 in your account and write explicitly Rupay select card in the form. Won't take longer than 5-10 mins if everything goes alright.

 

[Ram1]

If you open the account online, you will have to submit a KYC form / signature job card (along with self attested Aadhar and PAN) at branch since your signature and/or your photo won't be uploaded in Finacle CBS. As debit cards currently can only be applied via branch (as of now) the deposit officer won't approve if he/she can't see your signature in the system. For hassle free experience make sure you keep atleast min balance (500 for Rural/SU, 1000 for Urban/Metro) + 944 in your account and write explicitly Rupay select card in the form. Won't take longer than 5-10 mins if everything goes alright.

Then why r they taking signature in the vkyc bro?

This is actually true. For my canara online account also, branch executive said signature not there in account.
She gave specimen signature card to stick photo and do signature.

For online account, we can apply dc at branch without much hassle right?

 

[gogetassj4]

Then why r they taking signature in the vkyc bro?

This is actually true. For my canara online account also, branch executive said signature not there in account.
She gave specimen signature card to stick photo and do signature.

For online account, we can apply dc at branch without much hassle right?

It's a technical glitch that the frontdesk employees are mostly unaware of. Not everything is intended to be malicious.

For the 2nd question refer to my previous post. I have explained it there.

 

[Ram1]

It's a technical glitch that the frontdesk employees are mostly unaware of. Not everything is intended to be malicious.

For the 2nd question refer to my previous post. I have explained it there.

Any way to disable sms alerts if i go for offline account opening?

As debit cards currently can only be applied via branch (as of now) the deposit officer won't approve if he/she can't see your signature in the system
U mentioned this, thats y asking again.

 

[gogetassj4]

Any way to disable sms alerts if i go for offline account opening?

As debit cards currently can only be applied via branch (as of now) the deposit officer won't approve if he/she can't see your signature in the system
U mentioned this, thats y asking again.

SMS alerts can be disabled during AC opening, just verbally mention it to the staff opening your account i.e. the one asking you the OTP. Also make sure not to apply the debit card during AC opening because that will issue the default Rupay NCMC card.

Yes, that's correct. So apply RSDC separately after the AC is opened and funding the account, preferably the next day or later in the day (ask the concerned officer regarding this).