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Kotak 811 Infinity Metal Debit Card – Unboxing & First Impressions

Opened the account and got the metal debit card. The process was very smooth. Opened the account online abd tried doing video kyc. It was rejected since my PAN was old and they didn't accept. Later a bank representatives called me and came to my place. She informed me about depositing 81100 Rs to get the metal debit card. Within 2 hour account got converted to super. Next day debit card was genereated and displayed in thr app. Got the physical card in 5 days.
 
What exactly is offer of bms and Zomato.
How we will get 300 per month and 750 per month
bookmyshow offer :
Buy one get one ticket free upto 300 on minimum of 400
1751053843483.webp

Zomato offer :
Enjoy 20% off
(up to ₹750 per month) on dining with a minimum spend of ₹2,000.
Please note that Zomato Dining has now moved to the District app, so you can avail this offer there.

1751054050768.webp
 
bookmyshow offer :
Buy one get one ticket free upto 300 on minimum of 400
View attachment 101821

Zomato offer :
Enjoy 20% off
(up to ₹750 per month) on dining with a minimum spend of ₹2,000.
Please note that Zomato Dining has now moved to the District app, so you can avail this offer there.

View attachment 101822
Zomato does not work. It literally says invalid card for offer when I try to use the metal card for that 20% off upto 750rs offer.
 
i dont have any branch any where near my hometown, last week I went to another city and tried to open offline there , i got an errror like ncfm check failed, even they dont know why this is caused
then you cannot open the account with this card, you can pay the 5k fees to get it or you can go to another branch.
 
Hey everyone,


I wanted to share my unboxing experience of the Kotak 811 Visa Infinite Metal Debit Card, especially since I couldn’t find any detailed thread about it on the TechnoFino community. If there's already one floating around, feel free to merge this post with it!


Why I Opted for This Card​

Simple – I got an amazing deal.


The Kotak 811 Super Savings A/C comes with a subscription fee of ₹300. Once subscribed, you're eligible for various debit cards with different fee structures. The basic card is lifetime free, while this premium metal card normally comes at an issuance fee of ₹4,999 + GST and an annual fee of ₹999 + GST.


However, a Kotak 811 representative reached out with a limited-time offer: if I opened a Kotak 811 Super Savings A/C with a minimum deposit of ₹82,000, I’d get the metal card completely free for life. I confirmed the offer in writing, applied immediately, and received the card in 4–5 working days. No charges applied so far!




Unboxing the Card​


The kit was delivered via Blue Dart—so no drama there.

It came in a deep red / wine coloured envelope, which, unfortunately, I couldn’t photograph—my 3-year-old got to it before I did! Inside was a sleek, matte-finish rectangular box that looked premium.

View attachment 97822

Opening the box revealed a metallic silver casing -

View attachment 97823

This silver encasing contain a small booklet with features of the card/ A/C -

View attachment 97824

View attachment 97825


The key features are enlisted as under, for ease of reading -
  1. 4 complimentary domestic lounge accesses per year
  2. 0% forex markup
  3. 5% cashback (up to ₹500/month) on eligible spends (Note: This may be tied to the account, not the card itself. Check this thread: https://www.technofino.in/community/threads/kotak-bank-811-super-savings-account-benefits-important-update-🚨-🚨.31516/ for more info)
  4. ₹750/month discount on Zomato
  5. ₹300/month discount on BookMyShow
  6. 2.5% fuel surcharge waiver
  7. Dedicated customer care support
  8. High transaction limits: ₹4L daily for spends, ₹1.5L daily ATM withdrawal

And, the card itself..


which was a 17 gram metal debit card - easily one of the more elegant and premium-looking cards issued in India. The craftsmanship is top-notch. Here’s how it looks -

View attachment 97826View attachment 97827

Trust me..pictures don't do justice!

One standout feature: it includes your Customer Relationship Number (CRN) on the card itself. A small but super useful addition—it saves the back-and-forth with the app while talking to customer support.


Final Thoughts​

This card has some serious utility, especially as a fuel card. It can fetch you a benefit of up to 7.5% on fuel purchase (5% cashback + 2.5% surcharge waiver), without tying you to any petrol company. Be it IOCL, BPCL, HPCL - the discount is the same. Of course, the other perks—like lounge access and concierge support—just add to the value. Overall, I’m genuinely impressed.


Looking forward to your thoughts!
5% cashback they said upto 5K . for any merchant spend . but why only 500 rupees. can i get clear idea?
 
5% cashback they said upto 5K . for any merchant spend . but why only 500 rupees. can i get clear idea?
It's 5% upto 500.

Years back, I have opened Kotak zero balance account with no physical debit card.. Can I get this card LTF?
You will be paying ₹399 annually (as long as you continue) for the super 811 subscription, but in reality, it’s just a debit card fee being charged under the name of a "subscription".

As for this thread, yes ₹399 will cover that metal DC too.
 
It's 5% upto 500.


You will be paying ₹399 annually (as long as you continue) for the super 811 subscription, but in reality, it’s just a debit card fee being charged under the name of a "subscription".

As for this thread, yes ₹399 will cover that metal DC too.
stop giving people incorrect information without complete information

Years back, I have opened Kotak zero balance account with no physical debit card.. Can I get this card LTF?
if you still hold that account then no, you will have the pay the issuance fee but if your account is no longer active and has not been for a minute, then you can directly go ahead and open the 811 Super account with the 82k funding to get this card LTF, the only fees being 399rs yearly for the 811 Super account.
 
stop giving people incorrect information without complete information
Who else I gave wrong information? And where do you see incorrect information?

//Edit: I replied solely on his LTF query, as even first post has that info post, only thing which will be debited (after consent) is the subscription fees in disguise.

Not sure, what's incorrect in that.
 
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Who else I gave wrong information? And where do you see incorrect information?

//Edit: I replied solely on his LTF query, as even first post has that info post, only thing which will be debited (after consent) is the subscription fees in disguise.

Not sure, what's incorrect in that.
He cannot get the card "LTF" if he is not a NTB customer. If he isn't, he will be charged the 4999rs issuance fee. This post is not about 811 Super, it's about the Infinity Metal debit card.
 
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