Whts d problem. U shud also try different branch. Dese psu banks still depend on branch recommendations. Dis is d fastest card i ever got. Went to branch. She told me to open an account 2 yr itr dats it. Next day ac opened funded n cibil hit ws done card approved 3rd day. I asked for 1 lakh limit n they gave exactly same. 1 thing unusual dey charged some 50rs for cibil.