Hello, sorry for an off topic question, but I have a IDFC Millenia credit card, and have an upgrade offer for the ashva cc, now i do not want to use the credit card I just want the metal credit card to keep in my wallet (i know it sounds dumb but i just want to fidget with it), so if i go ahead with the upgrade, and close the card as soon as it reaches me, would i have to pay the joining fees?
And will the millenia credit card be closed after I upgrade to ashva?