Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

[BVCBVC is verified member.]

Make sure they apply for epm and not emeralde pvc. My rm initially agreed on applying for epm but later applied for emeralde pvc. Said he was talking about epvc only 🤣

Good Disclaimer *** 😂Please note.

 

[Slayer]

Make sure they apply for epm and not emeralde pvc. My rm initially agreed on applying for epm but later applied for emeralde pvc. Said he was talking about epvc only 🤣

I'll give gaali on your behalf

 

[spicedlatte]

Today I went to nearest ICICI branch for EPM and he asked salary and existing card limit and he told it can be approved for me and put the application for the approval.

Did you also have existing account with wealth management status or something?

 

[shashank08]

Did you also have existing account with wealth management status or something?

I have existing privilege banking account which is zero balance because of existing credit card have more than 4L limit.
I don't use it much.
Person just asked whether I have any savings account or not..
Otherwise a savings account needs to be opened but not necessarily a wealth or any other high MAB account..

 

[spicedlatte]

I have existing privilege banking account which is zero balance because of existing credit card have more than 4L limit.
I don't use it much.
Person just asked whether I have any savings account or not..
Otherwise a savings account needs to be opened but not necessarily a wealth or any other high MAB account..

Thank you. I do have privilege account mentioned but not from savings. Have 2 LTF cards Sapphiro and Apay with roughly 7L limitsl each. Though I haven't decided if I want another card right now given how similiar this is to Infinia in usage patterns but with lesser redemption options.

 

[idharkyadekhraha]

I spoke to a BM here in Patna (working from home). He mentioned, to my surprise, that EPM card is yet to be approved for anyone in this part of the region and that it's a bank policy. I am pretty sure this is a lame excuse. Let me know if there is anyone who can validate this.
Also, is opening a savings account mandatory for getting EPM card? (Spoke to a RM from other state and he mentioned this, I have ICIC credit cards but no account as such)

 

[shashank08]

I spoke to a BM here in Patna (working from home). He mentioned, to my surprise, that EPM card is yet to be approved for anyone in this part of the region and that it's a bank policy. I am pretty sure this is a lame excuse. Let me know if there is anyone who can validate this.
Also, is opening a savings account mandatory for getting EPM card? (Spoke to a RM from other state and he mentioned this, I have ICIC credit cards but no account as such)

Regarding account opening.. ishop portal can only be accessed via internet banking so to utilize ishop portal it is required to have account.

 

[Aniket Sharma]

I spoke to a BM here in Patna (working from home). He mentioned, to my surprise, that EPM card is yet to be approved for anyone in this part of the region and that it's a bank policy. I am pretty sure this is a lame excuse. Let me know if there is anyone who can validate this.
Also, is opening a savings account mandatory for getting EPM card? (Spoke to a RM from other state and he mentioned this, I have ICIC credit cards but no account as such)

Mil jayega to btana mai v wait kr rha wfh walo me alag hi lfda bolte hai bc

 

[shashank08]

Mil jayega to btana mai v wait kr rha wfh walo me alag hi lfda bolte hai bc

for me.. person just asked me to send a mail from official mail ID mentioning current address and office address and stating that currently working from home from my current/home address.

 

[spicedlatte]

Regarding account opening.. ishop portal can only be accessed via internet banking so to utilize ishop portal it is required to have account.

I was able to access to login ishop using internet banking login for my credit card

iShop

iShop

www.icicibank.com

 

[Aniket Sharma]

for me.. person just asked me to send a mail from official mail ID mentioning current address and office address and stating that currently working from home from my current/home address.

EPM de to ye v krdu

 

[shashank08]

I was able to access to login ishop using internet banking login for my credit card

iShop

iShop

www.icicibank.com

Its good then..
I already had a savings account so didn't go through whether having savings account mandatory or not.

Someone else who have tried EPM without savings account can give more idea.

 

[shashank08]

EPM de to ye v krdu

Jakar 1 baar baat karo branch mai.. baat karne se he baat banegi.. 🙂🙂

 

[navdeep22]

Its good then..
I already had a savings account so didn't go through whether having savings account mandatory or not.

Someone else who have tried EPM without savings account can give more idea.

I can also access with sapphiro credit card account