Struggle for SBI card credit limit increase

[raghumahajan]

My spouse have SBI cashback card since its launch date i.e. Sep 2022. It was issued with limit of 10K despite having 770 credit score and other CC with 4 lakh limit [SBI being sbi].
Tried limit enhancements every 6 months :

1. 10K -> 15K ~ 50% increase, although very less
2. 15K -> 25K ~ 66% increase, still insignificant
3. 25K -> 32K ~ 28% increase, LOL
4. 32K -> 45K ~ 40% increase, reached a point where I am not taking LE but last week I lost big payment rewards due to this.

Today, I tried again today to enhance limit from SBI card portal, a new option to give bank account access for txn monitoring is shown. Immediately given salary account access and voila got limit got enhanced in minutes and reflected in account.
From 45 K to 81K ~ 80% increase 😍 at this point, this is significant.

Share your LE stories too.

 

[Abhi21]

SBI Cards and LE stories 😂😂😂
Saale dete nai.. Agar dete tho chillar phekte hai (Auto Le)

 

[SSV]

From 45 K to 81K ~ 80% increase 😍 at this point, this is significant.

Yes, thru Anumathi , you will get decent LE...
Congratulations !!


More details here...

B

Thread '(Limit increase) Update your SBI app and check if you have a limit increase option under benefits.'

Sep 9, 2024

I updated the SBI App yesterday and got limit increase option under benefits section in the SBI App.

My limit went from 1.32 to 2.32 for my exactly 1 year old SBI Cashback card.

Do try and check.

• blrguy
• app benefits limit limit increase sbi
• Replies: 713
• Forum: SBI Cards

• 
• 
• 

 

[cardy]

My spouse have SBI cashback card since its launch date i.e. Sep 2022. It was issued with limit of 10K despite having 770 credit score and other CC with 4 lakh limit [SBI being sbi].
Tried limit enhancements every 6 months :

1. 10K -> 15K ~ 50% increase, although very less
2. 15K -> 25K ~ 66% increase, still insignificant
3. 25K -> 32K ~ 28% increase, LOL
4. 32K -> 45K ~ 40% increase, reached a point where I am not taking LE but last week I lost big payment rewards due to this.

Today, I tried again today to enhance limit from SBI card portal, a new option to give bank account access for txn monitoring is shown. Immediately given salary account access and voila got limit got enhanced in minutes and reflected in account.
From 45 K to 81K ~ 80% increase 😍 at this point, this is significant.

Share your LE stories too.

1. If you have any other SBI credit card then you can just transfer the limit of that card to cashback card.
2. If you don't have any other SBI card then apply for one of your choice, if you have no choice go for simply click/save. C2C or salary route.

After getting the limit transfer max limit to cashback.

 

[raghumahajan]

Yes, thru Anumathi , you will get decent LE...
Congratulations !!


More details here...

B

Thread '(Limit increase) Update your SBI app and check if you have a limit increase option under benefits.'

Sep 9, 2024

I updated the SBI App yesterday and got limit increase option under benefits section in the SBI App.

My limit went from 1.32 to 2.32 for my exactly 1 year old SBI Cashback card.

Do try and check.

• blrguy
• app benefits limit limit increase sbi
• Replies: 713
• Forum: SBI Cards

• 
• 
• 

A thread from Sep 2024, for me anumati was not enabled. I tried enhancing limit 2 months back too.

 

[Hemang]

My spouse have SBI cashback card since its launch date i.e. Sep 2022. It was issued with limit of 10K despite having 770 credit score and other CC with 4 lakh limit [SBI being sbi].
Tried limit enhancements every 6 months :

1. 10K -> 15K ~ 50% increase, although very less
2. 15K -> 25K ~ 66% increase, still insignificant
3. 25K -> 32K ~ 28% increase, LOL
4. 32K -> 45K ~ 40% increase, reached a point where I am not taking LE but last week I lost big payment rewards due to this.

Today, I tried again today to enhance limit from SBI card portal, a new option to give bank account access for txn monitoring is shown. Immediately given salary account access and voila got limit got enhanced in minutes and reflected in account.
From 45 K to 81K ~ 80% increase 😍 at this point, this is significant.

Share your LE stories too.

Bhai ye option kaha reflect kar raha hai apke sbi card portal me for bank account access, please batao, i could not find one in mine.

 

[Abhi21]

Bhai ye option kaha reflect kar raha hai apke sbi card portal me for bank account access, please batao, i could not find one in mine.

When you are eligible.
Say when you click on LE, it will ask for your new limit and then opt and then once done and
Case1:
if you are eligible for it (yes you read it right that's how stupid SBI works) ,

it will take you to another page called anumathi and will ask to link your bank acc for monitoring transactions in your acc and then instantly your limit will be increased accordingly.
Case 2:
Click on le and set limit and otp, and nothing happens (not eligible lol) then you will get msg and email stating we need additional documents, send your 3 months payslip latest one. If self employed, bank statement of last 3 months and recent ITR and your limit will be enhanced automatically.

If you got no LE option available then you have to wait for 6 months acc to SBI (checked with customer care) .

Tip : if you got no LE but got another SBI then you can call customer care and transfer limit from one card to another.

 

[wanderer0]

In reality you can apply again after 4-5 months via app/site. Happened with me. Got first SBI card last Aug and got LE twice(Jan & June) in less than a year.

 

[SSV]

A thread from Sep 2024, for me anumati was not enabled. I tried enhancing limit 2 months back too.

If Anumati likes (applies to )you , it will come, doesn't matter whether it is 2024 or 2025 !!