HDFC Super Premium Cards Eligibility Hiked!!!

[abhiaj_geek]

Yes, 99% sure you can get it. Give your salary slips, ITR to redressal team.

What? No!
I have tried it. Doesn’t work. They immediately ask for salary slips when seeing itr has majorly salary income

 

[HumorSimpson]

What? No!
I have tried it. Doesn’t work. They immediately ask for salary slips when seeing itr has majorly salary income

What should be the salary ? 5L take home ?

 

[Sobirvs]

What? No!
I have tried it. Doesn’t work. They immediately ask for salary slips when seeing itr has majorly salary income

I have seen even someone having 2.5L/m getting infinia by continuously emailing PNO. It depends on relationship aswell, trying doesn't hurt.

 

[SJM]

Guys, I am salaried and my monthly salary is way less than 5 lakhs, but I satisfy 60lakhs ITR criteria. I also have imperia relationship with bank. Can get infinia based on ITR though I am salaried?

Yes, you can. Talk to your RM.

 

[kiwi195]

it's good enough to give it a try by politely asking.

Though their full right to decline, trying doesn't hurt anyways.

Should I wait for completion of 6 months with the card before requesting an upgrade?

 

[Aniket Sharma]

Should I wait for completion of 6 months with the card before requesting an upgrade?

Ofcourse, they will not entertain

 

[abhiaj_geek]

I have seen even someone having 2.5L/m getting infinia by continuously emailing PNO. It depends on relationship aswell, trying doesn't hurt.

And when did this person get infinia? Before or after Sep 2024?
How much was their last 6 months spends?
How much was their CL?

Without knowing these 3 points, we cant conclude how this person got infinia.

I have read a reddit post that says they got infinia with 10L FD. These cases are truly exceptions. You can waste your time and energy on acquiring infinia hoping these exceptions would work or move to more available cards while you build your case for infinia (or any other super premium cc).

 

[abhiaj_geek]

What should be the salary ? 5L take home ?

Officially yes. But I know someone on TF who got it with 3.5Lpm net, not by mailing to pno though.

 

[m4b]

I have read a reddit post that says they got infinia with 10L FD.

Not exception, it was a pre-2023 offer.

 

[Sobirvs]

Should I wait for completion of 6 months with the card before requesting an upgrade?

100% they won't entertain any upgrade requests if the card tenure is not 6 months atleast.

 

[Sobirvs]

And when did this person get infinia? Before or after Sep 2024?

jan 2025.

How much was their last 6 months spends?

5L

8.1L was CL.

 

[nayra]

jan 2025.


5L

8.1L was CL.

PNO Approved it?

 

[abhiaj_geek]

Not exception, it was a pre-2023 offer.

Post claimed it got in Mar 25.

 

[Sobirvs]

PNO Approved it?

yes, mostly it was for his relationship with hdfc.

Again, rare instance ofc I agree with that but it happens.

 

[abhiaj_geek]

jan 2025.


5L

8.1L was CL.

Difficult to believe tbh.
But as you said, maybe they had a very good relationship with hdfc. One person recently posted about getting infinia iwth 1cr fd, so obviously bank trv matters.

 

[Sobirvs]

Difficult to believe tbh.
But as you said, maybe they had a very good relationship with hdfc. One person recently posted about getting infinia iwth 1cr fd, so obviously bank trv matters.

I am in touch with a corp RM , and is also a loan head. He says he can get me approved for infinia because my mother has significate business with HDFC. (Current, Current acc limit under cgtmse, FD's etc). My current limit is 3.45L with 5L spends in last 6 months + 5 yr tenure with hdfc and 5 months tenure on current card i.e regalia gold.

I am skeptical he can make it happen, but I am optimistic. I hardly think he can approve infinia on a 5 m tenure prev card anyways.

 

[SJM]

Should I wait for completion of 6 months with the card before requesting an upgrade?

While as per rule you should, what's the harm in trying? At most they are going to say wait till the completion of six months.

 

[kiwi195]

Gonna email during July first week, as soon as 6 months are over. Even if they decline, it's fine to hold DCBM since the fee for next year is already waived off

 

[cardio_guycardio_guy is verified member.]

Should I wait for completion of 6 months with the card before requesting an upgrade?

You can ask without completing 6 months. But whether they will give or not depends on so many other factors and also 6 months time.
I got freedom card and on the very same day I sent mail to pno asking for infinia. They rejected saying clearly to wait for 6 months.

 

[SJM]

I am in touch with a corp RM , and is also a loan head. He says he can get me approved for infinia because my mother has significate business with HDFC. (Current, Current acc limit under cgtmse, FD's etc). My current limit is 3.45L with 5L spends in last 6 months + 5 yr tenure with hdfc and 5 months tenure on current card i.e regalia gold.

I am skeptical he can make it happen, but I am optimistic. I hardly think he can approve infinia on a 5 m tenure prev card anyways.

You will not even get DCB with CL of 3.45L. First increase your CL to at least 8L, then go for Infinia.