If You Could Design the Ultimate Co-Branded Credit Card...

[Manishg]

1. Where's the Ghibli?
2. This should be in collaboration with ICICI because that's where @Technfino got his first card from 🙂

SBI card be like: SBI wale lunch ke baad ana kahte mai nhi. Mere baare me bhi to koi awaz uthaye! 🤣😁🥲

 

[Finchamp!]

SBI card be like: SBI wale lunch ke baad ana kahte mai nhi. Mere baare me bhi to koi awaz uthaye! 🤣😁🥲

Sleepwell Matress x SBI

 

[OptiCard]

Bhai koi itna positive kaise ho sakta hai ??

10% from HDFC + Cred --> 😅

 

[praful1947]

💳 Key Features
🎁 Welcome Benefits
₹500–₹2000 OYO Voucher on activation.

10% discount on first 5 OYO bookings.

💼 Travel Perks
5% cashback on OYO stays.

1 free night stay (capped at ₹3000) for every ₹1L spent in a quarter.

Free access to OYO Wizard Gold membership.

🛒 General Benefits
1.5% cashback on all purchases.

5X rewards on dining, travel, and fuel.

No annual fee if annual spending > ₹50,000.

 

[praful1947]

💳 Key Features
🎁 Welcome Benefits
₹500–₹2000 OYO Voucher on activation.

10% discount on first 5 OYO bookings.

💼 Travel Perks
5% cashback on OYO stays.

1 free night stay (capped at ₹3000) for every ₹1L spent in a quarter.

Free access to OYO Wizard Gold membership.

🛒 General Benefits
1.5% cashback on all purchases.

5X rewards on dining, travel, and fuel.

No annual fee if annual spending > ₹50,000.

View attachment 100738

Best suited for me

 

[HumorSimpson]

💳 Key Features
🎁 Welcome Benefits
₹500–₹2000 OYO Voucher on activation.

10% discount on first 5 OYO bookings.

💼 Travel Perks
5% cashback on OYO stays.

1 free night stay (capped at ₹3000) for every ₹1L spent in a quarter.

Free access to OYO Wizard Gold membership.

🛒 General Benefits
1.5% cashback on all purchases.

5X rewards on dining, travel, and fuel.

No annual fee if annual spending > ₹50,000.

View attachment 100738

good indeed and realistic. Fee waiver could be for 2L spends

 

[praful1947]

good indeed and realistic. Fee waiver could be for 2L spends

😉 . .

 

[Finchamp!]

Bhai koi itna positive kaise ho sakta hai ??

10% from HDFC + Cred --> 😅

Bawa 10 taka bolenge, toh 5 taka milenga 😅

 

[Finchamp!]

good indeed and realistic. Fee waiver could be for 2L spends

Fuel 5X 😅

 

[Finchamp!]

Fuel 5X 😅

Bank bho sahi dhoondha hai - slice 😎

 

[HumorSimpson]

Fuel 5X 😅

with all these additions , looks like we are reinventing AU One Lit card

 

[praful1947]

Bank bho sahi dhoondha hai - slice 😎

Startup ko startup hi samaj sakta hai

 

[praful1947]

 

[Finchamp!]

Another hit card could be one which is optimised for second-hand hustlers, and negotiators. A card built for the jugaadu economy—pre-owned phones, bikes, furniture etc.

💸​

• 5% cashback on all resale purchases on portals such as OLX/Quikr/Cashify etc.
• 1 EMI-free month if you sell something within the billing cycle
• Earn Jugaad Points for every negotiation >20% from list price
• Free listing boosts on OLX every quarter
• A tie-up with UrbanClap for discounted appliance fixing

 

[praful1947]

Another hit card could be one which is optimised for second-hand hustlers, and negotiators. A card built for the jugaadu economy—pre-owned phones, bikes, furniture etc.

💸​

• 5% cashback on all resale purchases on portals such as OLX/Quikr/Cashify etc.
• 1 EMI-free month if you sell something within the billing cycle
• Earn Jugaad Points for every negotiation >20% from list price
• Free listing boosts on OLX every quarter
• A tie-up with UrbanClap for discounted appliance fixing

 

[HumorSimpson]

View attachment 100741

With olx scams
John Doe be like Jaaney Dho

 

[Kushagra_]

Let’s put our collective credit card nerdiness to good use! What’s that one co-branded card you think the Indian market is missing, but if done right, could be an absolute blockbuster among card enthusiasts?


Here’s my pick to kick things off:
HDFC Bank x CRED — a co-branded credit card that gives 10% cashback (uncapped) on credit card bill payments made via CRED.
Pay your other card bills using this card, and get paid for paying.

To avoid a stampede of applications, this one can come with a premium joining fee, and a fee waiver on, say, ₹10L annual CC bill payments.
Because let’s face it — HDFC rarely devalues its products, and CRED knows how to keep loyal users hooked.

Who knows, maybe some product team from a bank is watching 👀

So go absolutely bonkers, team! Let’s hear your wildest-yet-most-wanted co-branded card idea. 🚀

Cred x indusind ho gaya

 

[Finchamp!]

Cred x indusind ho gaya

Bhai main toh visionary nikla..

 

[Kushagra_]

Bhai main toh visionary nikla..

Slow and steady wins the race bhai
Nerdy turtle to the win 👍🏻 dikh hi visionary rahe ho