Stable Money RuPay Credit Card launched by Suryoday bank | 10 Airport lounge access, Spa, Golf, Health Checkup etc

[Raghav2006Raghav2006 is verified member.]

Is it still worthwhile to apply? Do they still offer all the benefits?

The primary benefit of ott is still not available, but many people have proof that they'll offer that hence will complain soon.
All in all if you're looking to build score, or going to do FD anyways, not a bad idea to get this card.

 

[diptarkaroy]

Anyone checked the lounge access benefit?

 

[Sup]

They have changed some of the benefits. No food delivery, shopping benefits visible like before. Plus they are offering select card above 1.15 lakhs (I have rupay select at 1.08lakh FD). Also they are yet to offer ott. Still no clarity on renewal (Quarterly or Annually).

 

[Raghav2006Raghav2006 is verified member.]

They have changed some of the benefits. No food delivery, shopping benefits visible like before. Plus they are offering select card above 1.15 lakhs (I have rupay select at 1.08lakh FD). Also they are yet to offer ott. Still no clarity on renewal (Quarterly or Annually).View attachment 98621

Should we email to get us OTT and threaten for RBIO?

 

[sun156]

Should we email to get us OTT and threaten for RBIO?

I did , u cant do it unless you first raise complaint with RE

 

[Raghav2006Raghav2006 is verified member.]

I did , u cant do it unless you first raise complaint with RE

Yeah, will complaint to them only first.
Can we actually complain to RBIO regarding this?

 

[sun156]

Yeah, will complaint to them only first.
Can we actually complain to RBIO regarding this?

yes comes under mis selling and mis advertisement for luring customers by promising fake benifits

 

[Raghav2006Raghav2006 is verified member.]

yes comes under mis selling and mis advertisement for luring customers by promising fake benifits

Understood, would email suryoday and stable in a day or two regarding this if I get time.
Thanks.

 

[sun156]

Understood, would email suryoday and stable in a day or two regarding this if I get time.
Thanks.

yeah hope when every asks and escalates to Regulator
at least They will know the PAIN why they MIS ADVERTISED

If single person complained they will just satisfy me by giving same benefits in vochure

currently stable money and Bank are ScapeGoating each other during complaints

 

[donniedarko]

Ott option removed from benefits

 

[sun156]

Ott option removed from benefits

yes I knew thats why we have old images offer pages
everything recorded safely, not only me with several other TF members

 

[Sup]

Ott option removed from benefits

It was there yesterday.

 

[Raghav2006Raghav2006 is verified member.]

Ott option removed from benefits

yes I knew thats why we have old images offer pages
everything recorded safely, not only me with several other TF members

As we have old screenshots showing the original benefits promised, they need to comply with that, right?
I can complain to RBIO that I got this card to get these offers, only for them to not provide them and then removing them.

 

[Raghav2006Raghav2006 is verified member.]

Can anyone suggest if I should get another FD card?
I wanted to do FD for investment and on stable for 2yrs Suryoday had ig 2nd highest return so I got it plus got this free card so that I can have some credit history. But now that they are doing these things removing benefits and all is making me angry, if they couldn't pull it off in the first place they shouldn't have promised them.

Now is there any other bank, where I can do FD of 1.15L and get good returns and some free CC?

 

[Beyond]

Can anyone suggest if I should get another FD card?
I wanted to do FD for investment and on stable for 2yrs Suryoday had ig 2nd highest return so I got it plus got this free card so that I can have some credit history. But now that they are doing these things removing benefits and all is making me angry, if they couldn't pull it off in the first place they shouldn't have promised them.

Now is there any other bank, where I can do FD of 1.15L and get good returns and some free CC?

No
No fd card gives cashback this one is at least offering 0.5% except utkarsh (unreliable)
Do an icici FD card, but you will loose more interest there

IDFC- if foreign spends
One- Stopped issuing fd card
HDFC - obscure
Axis - FD card does not have benefits

 

[Raghav2006Raghav2006 is verified member.]

No
No fd card gives cashback this one is at least offering 0.5% except utkarsh (unreliable)
Do an icici FD card, but you will loose more interest there

IDFC- if foreign spends
One- Stopped issuing fd card
HDFC - obscure
Axis - FD card does not have benefits

Understood, so as my main priority was getting good rate for FD and free cc for credit report, I am already doing the best right?
I am able to use the upi scan wherever there is no POS and get at least something back while creating some credit history.
When there is POS available I prefer to use 811 super or some family member's CC.

I have a HDFC account in which I am doing monthly transactions of 30-50k and my profile was updated my me to show salaried with salary above 7.5, I guess I should be able to get a CC from HDFC in 6 months or so.

 

[Beyond]

Understood, so as my main priority was getting good rate for FD and free cc for credit report, I am already doing the best right?
I am able to use the upi scan wherever there is no POS and get at least something back while creating some credit history.
When there is POS available I prefer to use 811 super or some family member's CC.

I have a HDFC account in which I am doing monthly transactions of 30-50k and my profile was updated my me to show salaried with salary above 7.5, I guess I should be able to get a CC from HDFC in 6 months or so.

Yes to everything 🙂
If you ever want to do an FD card again choose icici, gets easier to get unsecured in future

 

[Raghav2006Raghav2006 is verified member.]

Yes to everything 🙂
If you ever want to do an FD card again choose icici, gets easier to get unsecured in future

I did give it a thought to get platinum and then get apay that way and read many success stories, but now many people say that they're unable to get unsecured cc from the same bank in which theyhave secured one.​

 

[ninad_tha]

I did give it a thought to get platinum and then get apay that way and read many success stories, but now many people say that they're unable to get unsecured cc from the same bank in which theyhave secured one.​

Yeah, I read something similar related to a Canara Bank thread which had the discussion of employees mentioning the risk profile difference and pressure from supervisors to not promote unsecured cards and instead get customers to increase the FD for card.

 

[Raghav2006Raghav2006 is verified member.]

Yeah, I read something similar related to a Canara Bank thread which had the discussion of employees mentioning the risk profile difference and pressure from supervisors to not promote unsecured cards and instead get customers to increase the FD for card.

Yeah, I read something similar, that is why I thought that I already have an account in HDFC and can get in ICICI through family banking when I need it.
So for now, I got a FD card from stable with a limit of 1+ which should be good for future cards and after 6months I might open ICICI as well and then maybe get pre approved offers.