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Stable Money RuPay Credit Card launched by Suryoday bank | 10 Airport lounge access, Spa, Golf, Health Checkup etc

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Sean O' Pry said:
As per Customer Care team, all lounge benefits are active on the card. They said that the same does not appear on the RuPay Select Portal but is fully active (2 Domestic Lounge visits per Quarter, and 2 International Lounge visits annually).

In fact, the Customer Care person even told me that in the near future Stable Money + Suryoday SFB team is planning to also offer IRCTC Lounge Visits on the card.
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Can we check that in dreamfolks web app?
 
I have been using the UPI for last 3-4 days and spent 605rs in parts and have actually received 3rs back.
I don't know when the statement will generate and I guess the only way of paying back is through stable money app itself.
Is there any place where I can complain that they haven't provided proper benefits yet?

And I guess I can claim lakme and gym vouchers as of now. Does lakme voucher need any kind of minimum billing? Or I can just visit any of their salon and get whatever service I want and if bill is more than 1500 pay difference, and if less then use the voucher again later?

Thanks.
 
Raghav2006 said:
I have been using the UPI for last 3-4 days and spent 605rs in parts and have actually received 3rs back.
I don't know when the statement will generate and I guess the only way of paying back is through stable money app itself.
Is there any place where I can complain that they haven't provided proper benefits yet?

And I guess I can claim lakme and gym vouchers as of now. Does lakme voucher need any kind of minimum billing? Or I can just visit any of their salon and get whatever service I want and if bill is more than 1500 pay difference, and if less then use the voucher again later?

Thanks.
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Lakme Can be redeemed only once
Raghav2006 said:
again
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Raghav2006 said:
I have been using the UPI for last 3-4 days and spent 605rs in parts and have actually received 3rs back.
I don't know when the statement will generate and I guess the only way of paying back is through stable money app itself.
Is there any place where I can complain that they haven't provided proper benefits yet?

And I guess I can claim lakme and gym vouchers as of now. Does lakme voucher need any kind of minimum billing? Or I can just visit any of their salon and get whatever service I want and if bill is more than 1500 pay difference, and if less then use the voucher again later?

Thanks.
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For lakme voucher you are free to use upto 1500 & even for less , they don't feel.
Even you may pay for excess if you used their triple cost services., take prior appointment.
You can use same 1500 for one of your family members also., every 3 months.
Just hair cut/ shaving & colour treatment costs around 1500
 
diwakernori said:
For lakme voucher you are free to use upto 1500 & even for less , they don't feel.
Even you may pay for excess if you used their triple cost services., take prior appointment.
You can use same 1500 for one of your family members also., every 3 months.
Just hair cut/ shaving & colour treatment costs around 1500
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No, the issue is the lakme salon in my town went out of business, so I will give this to one of my sisters or brother in law (they already get fancy services like these done so no worries).
I just want to know whether this voucher can be used multiple times of part payments, or in one go?
 
Raghav2006 said:
No, the issue is the lakme salon in my town went out of business, so I will give this to one of my sisters or brother in law (they already get fancy services like these done so no worries).
I just want to know whether this voucher can be used multiple times of part payments, or in one go?
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One go use by anybody but otp may they ask
 
Pho3nix said:
Is it still worthwhile to apply? Do they still offer all the benefits?
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They aren't offering the benefits for Platinum card. Only for Select card which would require you to make an FD of 1.15 lakhs locked in for 7 days.

In my opinion even if you get the Select variant, it is not worthwhile to get a hard enquiry. Just suck up the cost and go for an debit card.

By the way, I don't know if it is True for everyone but I am getting complementary failed transactions on RuPay CC for UPI on this card.
 
ninad_tha said:
They aren't offering the benefits for Platinum card. Only for Select card which would require you to make an FD of 1.15 lakhs locked in for 7 days.

In my opinion even if you get the Select variant, it is not worthwhile to get a hard enquiry. Just suck up the cost and go for an debit card.

By the way, I don't know if it is True for everyone but I am getting complementary failed transactions on RuPay CC for UPI on this card.
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I got this select card to start my credit journey as well as a student. You think it was a good idea.
Also, did you try enabling ecomm trnx before using the UPI? I haven't received the card yet, but have been using upi since day 1, no issues and claimed cult fit as well.
 
Raghav2006 said:
I got this select card to start my credit journey as well as a student. You think it was a good idea.
Also, did you try enabling ecomm trnx before using the UPI? I haven't received the card yet, but have been using upi since day 1, no issues and claimed cult fit as well.
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It was a good idea, welcome to the credit card community. You are building the credit history from an early age, that's great!

I have enabled E comm transactions but it still fails quite often. I am using Bhim as well, I guess it's just me.

Keep you utilisation low, very low, like below 5%. Since your card has limit of about a lakh, you would have to wait some time before you can get an unsecured card of similar limit.
Withdrawing FD before that would shoot up your utilisation causing credit scores to temporarily drop.
 
ninad_tha said:
It was a good idea, welcome to the credit card community. You are building the credit history from an early age, that's great!

I have enabled E comm transactions but it still fails quite often. I am using Bhim as well, I guess it's just me.

Keep you utilisation low, very low, like below 5%. Since your card has limit of about a lakh, you would have to wait some time before you can get an unsecured card of similar limit.
Withdrawing FD before that would shoot up your utilisation causing credit scores to temporarily drop.
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Thank you so much.
Yeah, I am not actually using this cc and just did some trnx to try if it's working.
I am primarily using my family's cards as the reward rate and bill payment method is bad.
 
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