GET 2 OR MORE FYF RUPAY SELECT DEBIT CARD FROM BANK OF INDIA WITH ZERO BALANCE ACCOUNT

[La pasión]

1) Rupay select is NOT FYF for 0 balance nari shakti A/Cs. The first year (issuance) charge is waived according to the AQB criteria and AMC are always levied from 2nd year onwards (refer to the attached image). At the time of renewal, depending on AYB (Average yearly balance), AMC will be levied (or not) for the issued card.

Yes as per your photo you are right but the detailed circular is nowhere to be found in website. Thanks for sharing this from next time I will verify my data to the full extent before posting here.

 

[gogetassj4]

Check out the pdf attached below for debit card issuance policy for joint account holder. I hope my information is incorrect and you are right. But as of now my information is clear as per website.

Thanks for bringing it up. This used to be a thing in previous CBS version (finacle 7) but restrictions have been put in place in Finacle 10 that a particular card cannot be issued in the same account twice.

 

[La pasión]

Thanks for bringing it up. This used to be a thing in previous CBS version (finacle 7) but restrictions have been put in place in Finacle 10 that a particular card cannot be issued in the same account twice.

Ok then I suppose this account is not useful and I think BOI should put clear information about account schemes. Btw do you know any account in BOI which has fyf or ltf rupay select with low mab?

 

[quino]

Thanks for bringing it up. This used to be a thing in previous CBS version (finacle 7) but restrictions have been put in place in Finacle 10 that a particular card cannot be issued in the same account twice.

i think no such restriction exists, as long as each joint holder has their own customer id. many psu banks actually say the same, that same debit card can't be issued twice on same account. but that's because in their experience most joint accounts they opened are having only 1 cust id attached to it. so it shows error obviously.

i faced this issue in BoB, Canara etc PSU banks. but it was resolved as well.

 

[gogetassj4]

i think no such restriction exists, as long as each joint holder has their own customer id. many psu banks actually say the same, that same debit card can't be issued twice on same account. but that's because in their experience most joint accounts they opened are having only 1 cust id attached to it. so it shows error obviously.

i faced this issue in BoB, Canara etc PSU banks. but it was resolved as well.

This restriction is at CBS end in BOI and it's first hand information. Every bank has its own customised CBS so can't speak for the other PSU banks.

As for joint accounts having 1 CIF, it's mandatory for them to have unique CIFs for each individual customer otherwise the AC wouldn't be joint.

Ok then I suppose this account is not useful and I think BOI should put clear information about account schemes. Btw do you know any account in BOI which has fyf or ltf rupay select with low mab?

FYF/LTF RSDC with low MAB isn't a thing unless you are a staff.

 

[leonneel]

you can confirm by calling rupay select team by sharing card BIN which is 652867

BOI rupay select bin is 652500 ... just got 2 days back

 

[s1t2y3a3m6]

BOI rupay select bin is 652500 ... just got 2 days back

Ac mab 1k or more ?

 

[ritwik2000]

in Finacle 10 that a particular card cannot be issued in the same account twice.

means primary holder and secondary holder in joint acc cant have same variant dc ?

 

[gogetassj4]

means primary holder and secondary holder in joint acc cant have same variant dc ?

That is correct. Debit cards are linked to accounts and not to CIFs.

 

[La pasión]

means primary holder and secondary holder in joint acc cant have same variant dc ?

Hn bhai bataye BOI expert nai. Ignore th thread i will delete it

 

[ritwik2000]

@La pasión did you opened this account and able to get rsdc for the primary holder atleast ?

 

[La pasión]

@La pasión did you opened this account and able to get rsdc for the primary holder atleast ?

All sb and current are eligible for rsdc except jhandhan account

 

[ritwik2000]

All sb and current are eligible for rsdc except jhandhan account

are bhai that wasn't really my question... all I was asking did you or any of your female family member opened it ?