Pre-approved offer Of DINERS CLUB PRIVILEGE ⁉️

[Piyush Yadav]

Hello Guys 👋
Actually I'm holding an savings account in hdfc bank 🏦
Now hdfc offers an pre-approved credit card for me.. With an limit of 92k..
Card variant= DINERS CLUB PRIVILEGE
Fees = FREE
Cards I'm holding now
- SBI CASHBACK
- INDUSIND LEGEND
- IDFC POWER PLUS
- IDFC FIRST MILLENIA
Having an confusion that should i take it or wait for another offer...
Any suggestions, guide for this ⁉️

 

[praful47]

Hello Guys 👋
Actually I'm holding an savings account in hdfc bank 🏦
Now hdfc offers an pre-approved credit card for me.. With an limit of 92k..
Card variant= DINERS CLUB PRIVILEGE
Fees = FREE
Cards I'm holding now
- SBI CASHBACK
- INDUSIND LEGEND
- IDFC POWER PLUS
- IDFC FIRST MILLENIA
Having an confusion that should i take it or wait for another offer...
Any suggestions, guide for this ⁉️

Actually, if you are having HDFC Bank account and you want good upgrades in future then you can take DCP .

 

[Piyush Yadav]

Actually, if you are having HDFC Bank account and you want good upgrades in future then you can take DCP .

The only reason to operate hdfc bank account for there core pre-approved credit card offer...
But now there is an confusion of DCP..
And what was that future upgrades

 

[praful47]

The only reason to operate hdfc bank account for there core pre-approved credit card offer...
But now there is an confusion of DCP..
And what was that future upgrades

Like regalia , DCB and infinia

 

[gg123]

Hello Guys 👋
Actually I'm holding an savings account in hdfc bank 🏦
Now hdfc offers an pre-approved credit card for me.. With an limit of 92k..
Card variant= DINERS CLUB PRIVILEGE
Fees = FREE
Cards I'm holding now
- SBI CASHBACK
- INDUSIND LEGEND
- IDFC POWER PLUS
- IDFC FIRST MILLENIA
Having an confusion that should i take it or wait for another offer...
Any suggestions, guide for this ⁉️

I am getting the same offer. LTF and limit upto 180k. (Which is in line with my axis card limit )

I would suggest to wait for offer to refresh and get a better card. Maybe a regalia gold. Upgrades are not that easy with HDFC from the info we have in this forum.

 

[Piyush Yadav]

I am getting the same offer. LTF and limit upto 180k. (Which is in line with my axis card limit )

I would suggest to wait for offer to refresh and get a better card. Maybe a regalia gold. Upgrades are not that easy with HDFC from the info we have in this forum.

When will you get that offer....
And what about refresh offer.. Is they will be free also

 

[GTSaketh]

Post in thread 'Should I Take Pre Approved DCP Or Wait For Millennia?'

Mar 18, 2025

Hello, I opened digisave account around 8 months ago. I am getting LTF DCP pre approved offer. But I am not sure whether to get it or wait for millennia. The reason I can't wait is, I have HDFC Swiggy LTF offer in Swiggy App(which is the card i actually want) But waiting to get core card before getting Swiggy Card. Now I am afraid the LTF offer might change in Swiggy App.

I feel like DCP won't be useful for me apart from core card offers. Since I don't travel much. Also afraid of acceptance, especially I heard Razorpay doesn't accept Diners. But most websites use Razorpay. Imagine a...

• SSV

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• 

I am in same situation. But now I am waiting for better offers. I used to get LTF DCP with 92k limit. Now they are offering 1L limit with Millennia Paid and DCP Paid. Waiting for another refresh, preferably LTF Millennia.

 

[gg123]

When will you get that offer....
And what about refresh offer.. Is they will be free also

I’ve heard the offers refresh every 3-6 months. I started getting them around March 2025, so I’ll probably check again in June. But yeah, they’re not always free some people got Regalia Gold FYF, didn’t take it, and later got offered Regalia Gold LTF instead.

If you’re mainly looking at HDFC cards just for bank offers and don’t mind slow limit increases or upgrades, it’s fine to go for it.

I’m currently waiting on a limit enhancement for my Axis card (it's around 1.8L now, hoping for 3L). I raised a manual request. Once that’s through, I’ll try applying for an HDFC card via C2C. From what I’ve seen, they usually match the limit if the other card is from Axis. If that happens, I should be close to 5L, which paves the way for DCB metal.

 

[PrinceHeart]

Hdfc send email with offer ?

I have hdfc acc and millenium cc paid and mb paid.

For many many yrs.

I dont get any limit increase. And no offers in email.

Where to check for offers ?

 

[VasukiVasuki is verified member.]

Hello Guys 👋
Actually I'm holding an savings account in hdfc bank 🏦
Now hdfc offers an pre-approved credit card for me.. With an limit of 92k..
Card variant= DINERS CLUB PRIVILEGE
Fees = FREE
Cards I'm holding now
- SBI CASHBACK
- INDUSIND LEGEND
- IDFC POWER PLUS
- IDFC FIRST MILLENIA
Having an confusion that should i take it or wait for another offer...
Any suggestions, guide for this ⁉️

Take it
Apply it via hdfc bank employee code
U will get no problem of verification

 

[theMessiah]

Post in thread 'Should I Take Pre Approved DCP Or Wait For Millennia?'

Mar 18, 2025

Hello, I opened digisave account around 8 months ago. I am getting LTF DCP pre approved offer. But I am not sure whether to get it or wait for millennia. The reason I can't wait is, I have HDFC Swiggy LTF offer in Swiggy App(which is the card i actually want) But waiting to get core card before getting Swiggy Card. Now I am afraid the LTF offer might change in Swiggy App.

I feel like DCP won't be useful for me apart from core card offers. Since I don't travel much. Also afraid of acceptance, especially I heard Razorpay doesn't accept Diners. But most websites use Razorpay. Imagine a...

• SSV

• 
• 

I am in same situation. But now I am waiting for better offers. I used to get LTF DCP with 92k limit. Now they are offering 1L limit with Millennia Paid and DCP Paid. Waiting for another refresh, preferably LTF Millennia.

It was also showing me paid card on xpressway. But when I logged in to mobile banking it popped up a notification about lifetime free card with limit upto 104000 which redirected me to the lifetime free offer. I have already received the card and confirmed that it is ltf.

 

[theMessiah]

Hello Guys 👋
Actually I'm holding an savings account in hdfc bank 🏦
Now hdfc offers an pre-approved credit card for me.. With an limit of 92k..
Card variant= DINERS CLUB PRIVILEGE
Fees = FREE
Cards I'm holding now
- SBI CASHBACK
- INDUSIND LEGEND
- IDFC POWER PLUS
- IDFC FIRST MILLENIA
Having an confusion that should i take it or wait for another offer...
Any suggestions, guide for this ⁉️

Dcp is not worth it. Either wait for millenia, regalia gold or dcb/infinia(highly improbable) offer.