Devaluation Kotak Mahindra credit card devaluation - June 2025

[Anupama_Jha]

Check ur email

 

[CardTox]

yes, Utility/Wallet/Fuel/Rent/Government/Insurance categories are excluded for cashback except education upto 70K.

Will utility payment by Myntra CC attract any surcharge after devaluation?

 

[sri222]

Will utility payment by Myntra CC attract any surcharge after devaluation?

As of now, didn't receive any email/sms regarding Kotak myntra CC devaluation.

https://www.kotak.com/content/dam/Kotak/files/english-rcas.pdf

Found the below info from Kotak Most important T&C's

W.e.f. 1st June, 2025, No cashback on Utility spends and

Fee on Utility Spends : 1% on cumulative utility spends exceeding threshold per statement cycle^^^^
Not applicable on White Reserve, Kotak Solitaire, Kotak Infinite, Kotak Signature and Myntra Kotak Credit Card

 

[Deepak_9155]

HOW TO GET THIS UPGRADE FOR LTF ?
CURRENTLY HAVE MYNTRA RUPAY (PAID)

 

[sandesh]

HOW TO GET THIS UPGRADE FOR LTF ?
CURRENTLY HAVE MYNTRA RUPAY (PAID)

Got the same offer on my mom's account

 

[VISION]

HOW TO GET THIS UPGRADE FOR LTF ?
CURRENTLY HAVE MYNTRA RUPAY (PAID)

don't know weather it is working now,it was possible to get ltf before ban by reaching to retention team. you can try it