ICICI Credit card application rejected

[Keshavgowda]

Hi, I was unable to apply for ICICI credit card through website and I left midway. Then next day I got call from credit card team and By their guidance, I applied for a ICICI Coral Credit card by uploading documents. Today I got a message and mails saying My application is rejected as I have availed significant credit facility. Currently I have 4 loans outstanding around 35 lakhs and 5 credit cards where I am using below 10% credit limit overall. So now I wanted to ask team to re consider my application. How do I do that?

 

[Tejo]

May be because of loans, they rejected, whts abt itr ?

 

[Keshavgowda]

May be because of loans, they rejected, whts abt itr ?

I have applied with payslip. I have loans with other banks not with ICICI and Also I have a saving account with ICICI

 

[Boy 07]

I tried online but it's says inter company name but my company name is not in the list and there is no option for other if I entered my company name and tried to proceed it it could not

 

[Hihihi]

I have applied with payslip. I have loans with other banks not with ICICI and Also I have a saving account with ICICI

Try to apply via your RM

 

[y2k]

I tried online but it's says inter company name but my company name is not in the list and there is no option for other if I entered my company name and tried to proceed it it could not

Exactly the problem I am facing. Left my application midway, got a call from them multiple times next day and each agent asked me the details so they can submit the form without admitting that they are doing so. I told them not until I clarify from my company as to why they are not listed as I want LTF only. They understood and have backed off for now. Although I took a CIBIL enquiry before I left my application. Just two checkboxes of consent in and I got a CIBIL hit. Complete waste to be honest.

 

[wanderer0]

All the stupid banks do CIBIL enquiry as soon as you enter PAN number these days. AU bank does it and then says that your PIN code is not supported. It should not be the case.