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Which Debit Card to use for Credit Card Bill Payment in May 2025
- Thread starter Abhishek012
- Start date
- Replies 3K
- Views 165K
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- credit card debit card hdfc kotak rbl rupay sbi upi visa wallet
No . .
Rakshitk99
TF Buzz
This looks to be sbi vdc if yes then you will get. Idfc rupay no
Lalsingh22
TF Select
For SBI VDC - PhonePe, SBI Unipay, PayZapp, Navi, Paytm, Freecharge, BillDesk, etc all of these are applicable for Rewards Points.
Prem03
TF Premier
@Abhishek012 Commander mai IDFC ka account open karne ke mood me bilkul nahi tha par IDFC ne zero balance ka lalach deke open karva diya 🙂 . Ab jab sab devalue ho gaya to joining reward points ke liye hi bata do latest kya chal raha hai?
Firstap abhi tak apply nahi kiya hai. Jo initial post me pehla Rs 1000 ka transaction likha hai vo kaha karna hai?
Firstap abhi tak apply nahi kiya hai. Jo initial post me pehla Rs 1000 ka transaction likha hai vo kaha karna hai?
amazon_fan
TF Buzz
how about mobiwick ?
Lalsingh22
TF Select
MobiKwik is also applicable for RPs through SBI VDC.
Last edited:
H4CK_H0PP3R
TF Select
Hi guys, I have 42.5k bill to pay this month + some additional bills will be taken care by hdfc smartpay. I have both sbi VDC & idfc select, so for 42.5k which would be better to use? I wanted to know 2 scenarios 1 for 42.5k & another if I do some transactions on idfc select with additional 7.5k to achieve 50k
I would have preferred "VDC" between the two.
Last edited:
Lalsingh22
TF Select
@newmakerhere @amazon_fan But for all transactions on these platforms through SBI VDC use RUPAY Variant. Processing Fee are being charged on Visa & MasterCard variant by some Platforms.
H4CK_H0PP3R
TF Select
Even if I able to make total 50k ?
I too have payments of around 3 lakhs pending, waiting on the group for any suggestions
Y E S.
wolf1008
TF Buzz
What is the reward rate for wealth account of IDFC?Savesage app is good option and 1.18% charges but IDFC Visa/master/RuPay DC give you 2.5% cashback (or normal acc - 1.67%)
when you cross 50k, you will get profit.
minimum pay atleast 1 lakh bill or more than 1 lakh bill huge profit.
Note - first time user pay minimum Rs300 to check reward and everything working perfectly or not (cc bill pay under Rs1975 - 0.59% charges on savesage).
SaveSage Club
SaveSage helps you maximise rewards and discounts from your credit cards and loyalty programssavesage.co
amazon_fan
TF Buzz
| 42500 | Pts150/200 | Points | Amt | |
| IDFC <50k | 42500 | 2 | 567 | 142 |
| IDFC >50k | 0 | 10 | 0 | 0 |
| SBI <100k | 42500 | 4 | 850 | 213 |
| SBI >100k | 0 | 2 | 0 | 0 |
| Benefit of IDFC over SBI is | -71 |
Last edited:
amazon_fan
TF Buzz
with another 7.5.k still loss increases.
| 50000 | Pts150/200 | Points | Amt | |
| IDFC <50k | 50000 | 2 | 667 | 167 |
| IDFC >50k | 0 | 10 | 0 | 0 |
| SBI <100k | 50000 | 4 | 1000 | 250 |
| SBI >100k | 0 | 2 | 0 | 0 |
| Benefit of IDFC over SBI is | -83 |
Last edited:
amazon_fan
TF Buzz
Till 57k, SBI VDC is better, anything after 57k, IDFC would START giving you the real profit.
| 57000 | Pts150/200 | Points | Amt | |
| IDFC <50k | 50000 | 2 | 667 | 167 |
| IDFC >50k | 7000 | 10 | 467 | 117 |
| SBI <100k | 57000 | 4 | 1140 | 285 |
| SBI >100k | 0 | 2 | 0 | 0 |
| Benefit of IDFC over SBI is | -2 |
amazon_fan
TF Buzz
how do you know in the private group also bank guys are not there 🙂
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