IDFC First Bank Launched its Debit Card Reward System

[gunadeepak10]

Savesage app is good option and 1.18% charges but IDFC Visa/master/RuPay DC give you 2.5% cashback (or normal acc - 1.67%)

when you cross 50k, you will get profit.

minimum pay atleast 1 lakh bill or more than 1 lakh bill huge profit.

Note - first time user pay minimum Rs300 to check reward and everything working perfectly or not (cc bill pay under Rs1975 - 0.59% charges on savesage).

SaveSage Club

SaveSage helps you maximise rewards and discounts from your credit cards and loyalty programs

savesage.co

So after crossing 50k threshold it's
0.48% Return for IDFC Basic Customers!!!!
Better than nothing for now 😭

 

[kalyan324]

So after crossing 50k threshold it's
0.48% Return for IDFC Basic Customers!!!!
Better than nothing for now 😭

Then better to use SBI Virtual DC
No hassle
In idfc redemption charges applicable and only gift cards should be purchased

 

[pslashb]

Paying 1.18% Conv fee for 1.34% profit on SaveSage does not make sense at all even for IDFC Private users.

IDFC has also stopped 100% Points Redemption on Hotel & Flight bookings.

Will wait till a 0 convenience fee option comes up till then gonna stick to freecharge via UPI

 

[newmakerhere]

Where to use sbi vdc

 

[kalyan324]

Where to use sbi vdc

Phonepe or paytm
Personally used got reward points bonus and normal

 

[gunadeepak10]

Phonepe or paytm
Personally used got reward points bonus and normal

Do i have to open savings account for this?
How many days itll take to get the vdc
How many days for the points to be credited?

 

[gunadeepak10]

Paying 1.18% Conv fee for 1.34% profit on SaveSage does not make sense at all even for IDFC Private users.

IDFC has also stopped 100% Points Redemption on Hotel & Flight bookings.

Will wait till a 0 convenience fee option comes up till then gonna stick to freecharge via UPI

But isn't it 1.67% ? Am i doing wrong in the calculation?

 

[harshraj013]

Do i have to open savings account for this?

Y E S

 

[harshraj013]

How many days for the points to be credited

For new customers, some were saying upto 120 days for first time point credit and then generally it takes 2 - 3 working days